vs

Side-by-side financial comparison of ASURE SOFTWARE INC (ASUR) and Avidia Bancorp, Inc. (AVBC). Click either name above to swap in a different company.

ASURE SOFTWARE INC is the larger business by last-quarter revenue ($36.3M vs $26.8M, roughly 1.4× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -14.8%, a 37.7% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $5.7M).

Asure Software, Inc. is a software company. Prior to September 13, 2007, the company was known as Forgent Networks. After rebranding as Asure Software, the company expanded into offering human capital management (HCM) solutions, including payroll, time & attendance, talent management, human resource management, benefits administration and insurance services.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

ASUR vs AVBC — Head-to-Head

Bigger by revenue
ASUR
ASUR
1.4× larger
ASUR
$36.3M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
37.7% more per $
AVBC
22.9%
-14.8%
ASUR
More free cash flow
AVBC
AVBC
$18.4M more FCF
AVBC
$24.1M
$5.7M
ASUR

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASUR
ASUR
AVBC
AVBC
Revenue
$36.3M
$26.8M
Net Profit
$-5.4M
$5.3M
Gross Margin
63.8%
Operating Margin
-9.7%
33.3%
Net Margin
-14.8%
22.9%
Revenue YoY
23.7%
Net Profit YoY
-37.5%
EPS (diluted)
$-0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASUR
ASUR
AVBC
AVBC
Q4 25
$26.8M
Q3 25
$36.3M
$28.0M
Q2 25
$30.1M
$25.9M
Q1 25
$34.9M
$22.9M
Q3 24
$29.3M
Q2 24
$28.0M
Q1 24
$31.7M
Q4 23
$26.3M
Net Profit
ASUR
ASUR
AVBC
AVBC
Q4 25
$5.3M
Q3 25
$-5.4M
$-907.0K
Q2 25
$-6.1M
$3.9M
Q1 25
$-2.4M
$-11.6M
Q3 24
$-3.9M
Q2 24
$-4.4M
Q1 24
$-308.0K
Q4 23
$-3.6M
Gross Margin
ASUR
ASUR
AVBC
AVBC
Q4 25
Q3 25
63.8%
Q2 25
66.1%
Q1 25
70.6%
Q3 24
67.2%
Q2 24
67.3%
Q1 24
71.4%
Q4 23
67.9%
Operating Margin
ASUR
ASUR
AVBC
AVBC
Q4 25
33.3%
Q3 25
-9.7%
-7.0%
Q2 25
-15.4%
19.4%
Q1 25
-5.8%
-72.0%
Q3 24
-12.4%
Q2 24
-14.9%
Q1 24
-1.4%
Q4 23
-14.3%
Net Margin
ASUR
ASUR
AVBC
AVBC
Q4 25
22.9%
Q3 25
-14.8%
-3.2%
Q2 25
-20.3%
15.0%
Q1 25
-6.9%
-50.5%
Q3 24
-13.3%
Q2 24
-15.5%
Q1 24
-1.0%
Q4 23
-13.6%
EPS (diluted)
ASUR
ASUR
AVBC
AVBC
Q4 25
Q3 25
$-0.19
$-0.05
Q2 25
$-0.22
Q1 25
$-0.09
Q3 24
$-0.15
Q2 24
$-0.17
Q1 24
$-0.01
Q4 23
$-0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASUR
ASUR
AVBC
AVBC
Cash + ST InvestmentsLiquidity on hand
$21.5M
$275.0M
Total DebtLower is stronger
$70.4M
Stockholders' EquityBook value
$193.1M
$379.0M
Total Assets
$447.1M
$2.8B
Debt / EquityLower = less leverage
0.36×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ASUR
ASUR
AVBC
AVBC
Q4 25
$275.0M
Q3 25
$21.5M
$208.3M
Q2 25
$66.0M
$592.5M
Q1 25
$14.1M
Q3 24
$11.2M
Q2 24
$20.7M
Q1 24
$23.2M
Q4 23
$30.3M
Total Debt
ASUR
ASUR
AVBC
AVBC
Q4 25
Q3 25
$70.4M
Q2 25
$67.4M
Q1 25
$14.1M
Q3 24
$7.5M
Q2 24
$6.0M
Q1 24
$5.3M
Q4 23
$4.3M
Stockholders' Equity
ASUR
ASUR
AVBC
AVBC
Q4 25
$379.0M
Q3 25
$193.1M
$372.0M
Q2 25
$194.3M
$191.4M
Q1 25
$197.7M
$186.1M
Q3 24
$199.2M
Q2 24
$195.5M
Q1 24
$197.7M
Q4 23
$191.7M
Total Assets
ASUR
ASUR
AVBC
AVBC
Q4 25
$2.8B
Q3 25
$447.1M
$2.8B
Q2 25
$505.6M
$3.0B
Q1 25
$498.9M
$2.7B
Q3 24
$428.1M
Q2 24
$420.1M
Q1 24
$469.3M
Q4 23
$443.9M
Debt / Equity
ASUR
ASUR
AVBC
AVBC
Q4 25
Q3 25
0.36×
Q2 25
0.35×
Q1 25
0.07×
Q3 24
0.04×
Q2 24
0.03×
Q1 24
0.03×
Q4 23
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASUR
ASUR
AVBC
AVBC
Operating Cash FlowLast quarter
$5.8M
$28.4M
Free Cash FlowOCF − Capex
$5.7M
$24.1M
FCF MarginFCF / Revenue
15.6%
89.9%
Capex IntensityCapex / Revenue
0.3%
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$11.6M
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASUR
ASUR
AVBC
AVBC
Q4 25
$28.4M
Q3 25
$5.8M
$24.1M
Q2 25
$3.2M
$-2.3M
Q1 25
$2.0M
$-2.2M
Q3 24
$1.3M
Q2 24
$2.2M
Q1 24
$-3.9M
Q4 23
$7.1M
Free Cash Flow
ASUR
ASUR
AVBC
AVBC
Q4 25
$24.1M
Q3 25
$5.7M
$23.3M
Q2 25
$3.0M
$-3.3M
Q1 25
$1.8M
$-3.9M
Q3 24
$1.2M
Q2 24
$2.1M
Q1 24
$-4.2M
Q4 23
$6.8M
FCF Margin
ASUR
ASUR
AVBC
AVBC
Q4 25
89.9%
Q3 25
15.6%
83.2%
Q2 25
9.8%
-12.8%
Q1 25
5.2%
-16.9%
Q3 24
3.9%
Q2 24
7.5%
Q1 24
-13.2%
Q4 23
26.1%
Capex Intensity
ASUR
ASUR
AVBC
AVBC
Q4 25
16.0%
Q3 25
0.3%
3.1%
Q2 25
0.7%
3.7%
Q1 25
0.6%
7.2%
Q3 24
0.6%
Q2 24
0.5%
Q1 24
0.8%
Q4 23
0.8%
Cash Conversion
ASUR
ASUR
AVBC
AVBC
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q3 24
Q2 24
Q1 24
Q4 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASUR
ASUR

Recurring$31.8M88%
Lathem Time$4.6M13%

AVBC
AVBC

Segment breakdown not available.

Related Comparisons