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Side-by-side financial comparison of Atour Lifestyle Holdings Ltd (ATAT) and KEMPER Corp (KMPR). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $789.6M, roughly 1.4× Atour Lifestyle Holdings Ltd). Atour Lifestyle Holdings Ltd runs the higher net margin — 17.6% vs -0.7%, a 18.3% gap on every dollar of revenue. On growth, Atour Lifestyle Holdings Ltd posted the faster year-over-year revenue change (252.5% vs -4.7%). Atour Lifestyle Holdings Ltd produced more free cash flow last quarter ($210.7M vs $166.2M).
Atour Lifestyle Holdings Ltd is a leading China-based hospitality and lifestyle enterprise. It operates a wide portfolio of mid-to-premium hotel brands for business and leisure travelers, and offers complementary lifestyle retail products and experience services, catering primarily to middle-class consumers across domestic and selected overseas markets.
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
ATAT vs KMPR — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $789.6M | $1.1B |
| Net Profit | $139.1M | $-8.0M |
| Gross Margin | — | — |
| Operating Margin | 22.5% | — |
| Net Margin | 17.6% | -0.7% |
| Revenue YoY | 252.5% | -4.7% |
| Net Profit YoY | 322.2% | -108.2% |
| EPS (diluted) | $0.33 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.1B | ||
| Q3 25 | $789.6M | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | $224.0M | $1.2B | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | $203.4M | $1.1B |
| Q4 25 | — | $-8.0M | ||
| Q3 25 | $139.1M | $-21.0M | ||
| Q2 25 | — | $72.6M | ||
| Q1 25 | — | $99.7M | ||
| Q4 24 | — | $97.4M | ||
| Q3 24 | $33.0M | $73.7M | ||
| Q2 24 | — | $75.4M | ||
| Q1 24 | $35.6M | $71.3M |
| Q4 25 | — | — | ||
| Q3 25 | 22.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 14.7% | 11.2% | ||
| Q2 24 | — | 10.1% | ||
| Q1 24 | 22.1% | 7.6% |
| Q4 25 | — | -0.7% | ||
| Q3 25 | 17.6% | -1.7% | ||
| Q2 25 | — | 5.9% | ||
| Q1 25 | — | 8.4% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | 14.7% | 6.3% | ||
| Q2 24 | — | 6.7% | ||
| Q1 24 | 17.5% | 6.2% |
| Q4 25 | — | $-0.03 | ||
| Q3 25 | $0.33 | $-0.34 | ||
| Q2 25 | — | $1.12 | ||
| Q1 25 | — | $1.54 | ||
| Q4 24 | — | $1.51 | ||
| Q3 24 | $0.08 | $1.14 | ||
| Q2 24 | — | $1.16 | ||
| Q1 24 | $0.09 | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.2M | — |
| Total DebtLower is stronger | — | $943.5M |
| Stockholders' EquityBook value | $405.0M | $2.7B |
| Total Assets | $1.1B | $12.5B |
| Debt / EquityLower = less leverage | — | 0.35× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $669.2M | $371.2M | ||
| Q2 25 | — | $407.6M | ||
| Q1 25 | — | $545.3M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | $506.0M | $696.9M | ||
| Q2 24 | — | $539.1M | ||
| Q1 24 | $520.7M | $520.7M |
| Q4 25 | — | $943.5M | ||
| Q3 25 | — | $943.1M | ||
| Q2 25 | — | $942.6M | ||
| Q1 25 | — | $942.1M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.4B | ||
| Q1 24 | $277.0K | $1.4B |
| Q4 25 | — | $2.7B | ||
| Q3 25 | $405.0M | $2.7B | ||
| Q2 25 | — | $370.0M | ||
| Q1 25 | — | $366.0M | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | $291.3M | $2.8B | ||
| Q2 24 | — | $358.0M | ||
| Q1 24 | $323.5M | $2.6B |
| Q4 25 | — | $12.5B | ||
| Q3 25 | $1.1B | $12.4B | ||
| Q2 25 | — | $12.6B | ||
| Q1 25 | — | $12.5B | ||
| Q4 24 | — | $12.6B | ||
| Q3 24 | $927.8M | $12.6B | ||
| Q2 24 | — | $12.6B | ||
| Q1 24 | $936.3M | $12.6B |
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 2.55× | ||
| Q1 25 | — | 2.57× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 3.88× | ||
| Q1 24 | 0.00× | 0.54× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $216.6M | $175.0M |
| Free Cash FlowOCF − Capex | $210.7M | $166.2M |
| FCF MarginFCF / Revenue | 26.7% | 14.7% |
| Capex IntensityCapex / Revenue | 0.8% | 0.8% |
| Cash ConversionOCF / Net Profit | 1.56× | — |
| TTM Free Cash FlowTrailing 4 quarters | $359.6M | $553.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $175.0M | ||
| Q3 25 | $216.6M | $139.9M | ||
| Q2 25 | — | $89.6M | ||
| Q1 25 | — | $180.0M | ||
| Q4 24 | — | $175.1M | ||
| Q3 24 | $84.8M | $141.9M | ||
| Q2 24 | — | $22.9M | ||
| Q1 24 | $19.8M | $43.0M |
| Q4 25 | — | $166.2M | ||
| Q3 25 | $210.7M | $133.4M | ||
| Q2 25 | — | $82.0M | ||
| Q1 25 | — | $172.3M | ||
| Q4 24 | — | $165.4M | ||
| Q3 24 | $83.3M | $131.4M | ||
| Q2 24 | — | $5.2M | ||
| Q1 24 | $18.1M | $27.7M |
| Q4 25 | — | 14.7% | ||
| Q3 25 | 26.7% | 10.8% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | 14.4% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | 37.2% | 11.1% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | 8.9% | 2.4% |
| Q4 25 | — | 0.8% | ||
| Q3 25 | 0.8% | 0.5% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | 0.7% | 0.9% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | 0.9% | 1.3% |
| Q4 25 | — | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | — | 1.23× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | — | 1.80× | ||
| Q3 24 | 2.57× | 1.93× | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | 0.56× | 0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATAT
Segment breakdown not available.
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
