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Side-by-side financial comparison of Atour Lifestyle Holdings Ltd (ATAT) and MERCURY GENERAL CORP (MCY). Click either name above to swap in a different company.
MERCURY GENERAL CORP is the larger business by last-quarter revenue ($1.5B vs $789.6M, roughly 1.9× Atour Lifestyle Holdings Ltd). Atour Lifestyle Holdings Ltd runs the higher net margin — 17.6% vs 13.2%, a 4.4% gap on every dollar of revenue. On growth, Atour Lifestyle Holdings Ltd posted the faster year-over-year revenue change (252.5% vs 12.4%). MERCURY GENERAL CORP produced more free cash flow last quarter ($273.9M vs $210.7M).
Atour Lifestyle Holdings Ltd is a leading China-based hospitality and lifestyle enterprise. It operates a wide portfolio of mid-to-premium hotel brands for business and leisure travelers, and offers complementary lifestyle retail products and experience services, catering primarily to middle-class consumers across domestic and selected overseas markets.
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
ATAT vs MCY — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $789.6M | $1.5B |
| Net Profit | $139.1M | $202.5M |
| Gross Margin | — | 99.7% |
| Operating Margin | 22.5% | 16.2% |
| Net Margin | 17.6% | 13.2% |
| Revenue YoY | 252.5% | 12.4% |
| Net Profit YoY | 322.2% | 100.4% |
| EPS (diluted) | $0.33 | $3.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.5B | ||
| Q3 25 | $789.6M | $1.6B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $224.0M | $1.5B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | $203.4M | $1.3B |
| Q4 25 | — | $202.5M | ||
| Q3 25 | $139.1M | $280.4M | ||
| Q2 25 | — | $166.5M | ||
| Q1 25 | — | $-108.3M | ||
| Q4 24 | — | $101.1M | ||
| Q3 24 | $33.0M | $230.9M | ||
| Q2 24 | — | $62.6M | ||
| Q1 24 | $35.6M | $73.5M |
| Q4 25 | — | 99.7% | ||
| Q3 25 | — | 99.8% | ||
| Q2 25 | — | 99.8% | ||
| Q1 25 | — | 99.7% | ||
| Q4 24 | — | 99.7% | ||
| Q3 24 | — | 99.8% | ||
| Q2 24 | — | 99.8% | ||
| Q1 24 | — | 99.7% |
| Q4 25 | — | 16.2% | ||
| Q3 25 | 22.5% | 22.1% | ||
| Q2 25 | — | 14.0% | ||
| Q1 25 | — | -10.2% | ||
| Q4 24 | — | 9.0% | ||
| Q3 24 | 14.7% | 18.8% | ||
| Q2 24 | — | 5.8% | ||
| Q1 24 | 22.1% | 7.0% |
| Q4 25 | — | 13.2% | ||
| Q3 25 | 17.6% | 17.7% | ||
| Q2 25 | — | 11.3% | ||
| Q1 25 | — | -7.8% | ||
| Q4 24 | — | 7.4% | ||
| Q3 24 | 14.7% | 15.1% | ||
| Q2 24 | — | 4.8% | ||
| Q1 24 | 17.5% | 5.8% |
| Q4 25 | — | $3.66 | ||
| Q3 25 | $0.33 | $5.06 | ||
| Q2 25 | — | $3.01 | ||
| Q1 25 | — | $-1.96 | ||
| Q4 24 | — | $1.82 | ||
| Q3 24 | $0.08 | $4.17 | ||
| Q2 24 | — | $1.13 | ||
| Q1 24 | $0.09 | $1.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.2M | — |
| Total DebtLower is stronger | — | $575.0M |
| Stockholders' EquityBook value | $405.0M | $2.4B |
| Total Assets | $1.1B | $9.6B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $669.2M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $506.0M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $520.7M | — |
| Q4 25 | — | $575.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $575.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $277.0K | — |
| Q4 25 | — | $2.4B | ||
| Q3 25 | $405.0M | $2.2B | ||
| Q2 25 | — | $2.0B | ||
| Q1 25 | — | $1.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | $291.3M | $1.9B | ||
| Q2 24 | — | $1.6B | ||
| Q1 24 | $323.5M | $1.6B |
| Q4 25 | — | $9.6B | ||
| Q3 25 | $1.1B | $9.4B | ||
| Q2 25 | — | $9.1B | ||
| Q1 25 | — | $9.0B | ||
| Q4 24 | — | $8.3B | ||
| Q3 24 | $927.8M | $8.2B | ||
| Q2 24 | — | $7.7B | ||
| Q1 24 | $936.3M | $7.4B |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.30× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.00× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $216.6M | $287.9M |
| Free Cash FlowOCF − Capex | $210.7M | $273.9M |
| FCF MarginFCF / Revenue | 26.7% | 17.8% |
| Capex IntensityCapex / Revenue | 0.8% | 0.9% |
| Cash ConversionOCF / Net Profit | 1.56× | 1.42× |
| TTM Free Cash FlowTrailing 4 quarters | $359.6M | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $287.9M | ||
| Q3 25 | $216.6M | $496.4M | ||
| Q2 25 | — | $371.6M | ||
| Q1 25 | — | $-68.7M | ||
| Q4 24 | — | $248.3M | ||
| Q3 24 | $84.8M | $318.1M | ||
| Q2 24 | — | $278.0M | ||
| Q1 24 | $19.8M | $192.6M |
| Q4 25 | — | $273.9M | ||
| Q3 25 | $210.7M | $479.5M | ||
| Q2 25 | — | $357.2M | ||
| Q1 25 | — | $-81.9M | ||
| Q4 24 | — | $236.0M | ||
| Q3 24 | $83.3M | $306.2M | ||
| Q2 24 | — | $266.5M | ||
| Q1 24 | $18.1M | $182.4M |
| Q4 25 | — | 17.8% | ||
| Q3 25 | 26.7% | 30.3% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | -5.9% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | 37.2% | 20.0% | ||
| Q2 24 | — | 20.4% | ||
| Q1 24 | 8.9% | 14.3% |
| Q4 25 | — | 0.9% | ||
| Q3 25 | 0.8% | 1.1% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | 0.7% | 0.8% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | 0.9% | 0.8% |
| Q4 25 | — | 1.42× | ||
| Q3 25 | 1.56× | 1.77× | ||
| Q2 25 | — | 2.23× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | 2.57× | 1.38× | ||
| Q2 24 | — | 4.44× | ||
| Q1 24 | 0.56× | 2.62× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
