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Side-by-side financial comparison of Autohome Inc. (ATHM) and PATHWARD FINANCIAL, INC. (CASH). Click either name above to swap in a different company.
Autohome Inc. is the larger business by last-quarter revenue ($249.8M vs $173.1M, roughly 1.4× PATHWARD FINANCIAL, INC.). Autohome Inc. runs the higher net margin — 23.8% vs 20.3%, a 3.5% gap on every dollar of revenue. Over the past eight quarters, Autohome Inc.'s revenue compounded faster (-0.6% CAGR vs -18.0%).
Autohome Inc. is a leading online destination for automobile consumers in China. Through its websites and mobile apps, it provides professionally produced content, user-generated content, comprehensive vehicle listings, and a suite of services for dealers, automakers, and car buyers, including new and used car listings, financing, insurance, and online transactions.
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
ATHM vs CASH — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $249.8M | $173.1M |
| Net Profit | $59.4M | $35.2M |
| Gross Margin | 63.7% | — |
| Operating Margin | 8.3% | 24.6% |
| Net Margin | 23.8% | 20.3% |
| Revenue YoY | — | -0.2% |
| Net Profit YoY | — | 11.9% |
| EPS (diluted) | — | $1.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $173.1M | ||
| Q3 25 | $249.8M | $186.7M | ||
| Q2 25 | $245.4M | $195.8M | ||
| Q1 25 | $244.3M | $274.8M | ||
| Q4 24 | — | $182.6M | ||
| Q3 24 | $252.9M | $179.5M | ||
| Q2 24 | $257.7M | $188.6M | ||
| Q1 24 | $222.9M | $257.6M |
| Q4 25 | — | $35.2M | ||
| Q3 25 | $59.4M | $38.8M | ||
| Q2 25 | $56.0M | $42.1M | ||
| Q1 25 | — | $75.0M | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | $61.0M | $33.5M | ||
| Q2 24 | $69.3M | $44.9M | ||
| Q1 24 | $52.4M | $69.9M |
| Q4 25 | — | — | ||
| Q3 25 | 63.7% | — | ||
| Q2 25 | 71.4% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 77.0% | — | ||
| Q2 24 | 81.5% | — | ||
| Q1 24 | 81.3% | — |
| Q4 25 | — | 24.6% | ||
| Q3 25 | 8.3% | 25.9% | ||
| Q2 25 | 16.9% | 24.1% | ||
| Q1 25 | 13.0% | 33.2% | ||
| Q4 24 | — | 19.8% | ||
| Q3 24 | 4.7% | 20.9% | ||
| Q2 24 | 22.0% | 27.1% | ||
| Q1 24 | 17.2% | 33.8% |
| Q4 25 | — | 20.3% | ||
| Q3 25 | 23.8% | 20.8% | ||
| Q2 25 | 22.8% | 21.5% | ||
| Q1 25 | — | 27.3% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 24.1% | 18.7% | ||
| Q2 24 | 26.9% | 23.8% | ||
| Q1 24 | 23.5% | 27.1% |
| Q4 25 | — | $1.57 | ||
| Q3 25 | — | $1.69 | ||
| Q2 25 | — | $1.81 | ||
| Q1 25 | — | $3.14 | ||
| Q4 24 | — | $1.23 | ||
| Q3 24 | — | $1.34 | ||
| Q2 24 | — | $1.78 | ||
| Q1 24 | — | $2.74 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $331.2M |
| Total DebtLower is stronger | — | $33.5M |
| Stockholders' EquityBook value | — | $854.5M |
| Total Assets | — | $7.6B |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $331.2M | ||
| Q3 25 | — | $120.6M | ||
| Q2 25 | — | $258.3M | ||
| Q1 25 | — | $254.2M | ||
| Q4 24 | — | $597.4M | ||
| Q3 24 | — | $158.3M | ||
| Q2 24 | — | $298.9M | ||
| Q1 24 | — | $347.9M |
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $33.5M | ||
| Q2 25 | — | $33.4M | ||
| Q1 25 | — | $33.4M | ||
| Q4 24 | — | $33.4M | ||
| Q3 24 | — | $33.4M | ||
| Q2 24 | — | $33.3M | ||
| Q1 24 | — | $33.4M |
| Q4 25 | — | $854.5M | ||
| Q3 25 | — | $858.0M | ||
| Q2 25 | — | $819.0M | ||
| Q1 25 | — | $814.7M | ||
| Q4 24 | — | $758.3M | ||
| Q3 24 | — | $822.5M | ||
| Q2 24 | — | $748.4M | ||
| Q1 24 | — | $719.5M |
| Q4 25 | — | $7.6B | ||
| Q3 25 | — | $7.2B | ||
| Q2 25 | — | $7.2B | ||
| Q1 25 | — | $7.0B | ||
| Q4 24 | — | $7.6B | ||
| Q3 24 | — | $7.5B | ||
| Q2 24 | — | $7.5B | ||
| Q1 24 | — | $7.4B |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× | ||
| Q1 24 | — | 0.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $108.3M |
| Free Cash FlowOCF − Capex | — | $104.1M |
| FCF MarginFCF / Revenue | — | 60.1% |
| Capex IntensityCapex / Revenue | — | 2.4% |
| Cash ConversionOCF / Net Profit | — | 3.08× |
| TTM Free Cash FlowTrailing 4 quarters | — | $616.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $108.3M | ||
| Q3 25 | — | $303.7M | ||
| Q2 25 | — | $30.4M | ||
| Q1 25 | — | $188.3M | ||
| Q4 24 | — | $-71.7M | ||
| Q3 24 | — | $143.1M | ||
| Q2 24 | — | $113.2M | ||
| Q1 24 | — | $203.0M |
| Q4 25 | — | $104.1M | ||
| Q3 25 | — | $300.3M | ||
| Q2 25 | — | $27.7M | ||
| Q1 25 | — | $184.7M | ||
| Q4 24 | — | $-73.8M | ||
| Q3 24 | — | $138.8M | ||
| Q2 24 | — | $111.0M | ||
| Q1 24 | — | $201.3M |
| Q4 25 | — | 60.1% | ||
| Q3 25 | — | 160.9% | ||
| Q2 25 | — | 14.1% | ||
| Q1 25 | — | 67.2% | ||
| Q4 24 | — | -40.4% | ||
| Q3 24 | — | 77.3% | ||
| Q2 24 | — | 58.8% | ||
| Q1 24 | — | 78.1% |
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 0.7% |
| Q4 25 | — | 3.08× | ||
| Q3 25 | — | 7.83× | ||
| Q2 25 | — | 0.72× | ||
| Q1 25 | — | 2.51× | ||
| Q4 24 | — | -2.39× | ||
| Q3 24 | — | 4.27× | ||
| Q2 24 | — | 2.52× | ||
| Q1 24 | — | 2.90× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATHM
| Online marketplace and others | $114.7M | 46% |
| Leads generation services | $93.2M | 37% |
| Media services | $41.9M | 17% |
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
