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Side-by-side financial comparison of Atlanticus Holdings Corp (ATLCP) and Park Hotels & Resorts Inc. (PK). Click either name above to swap in a different company.

Atlanticus Holdings Corp is the larger business by last-quarter revenue ($734.4M vs $630.0M, roughly 1.2× Park Hotels & Resorts Inc.). Atlanticus Holdings Corp runs the higher net margin — 4.7% vs 1.9%, a 2.8% gap on every dollar of revenue. On growth, Atlanticus Holdings Corp posted the faster year-over-year revenue change (107.8% vs -1.3%). Over the past eight quarters, Atlanticus Holdings Corp's revenue compounded faster (58.9% CAGR vs -4.2%).

Atlanticus Holdings Corp is a U.S.-based financial technology and consumer finance company that provides accessible credit solutions including point-of-sale financing, personal loans, and credit alternatives, primarily serving non-prime and underserved consumer segments across the U.S. It partners with retail merchants and financial institutions to deliver flexible, responsible credit products tailored to borrowers with limited or damaged credit histories.

Park Hotels & Resorts is an American real estate investment trust (REIT) focused on hotel properties, based in Tysons, Virginia. It was formed in 2017 as a spin-off from Hilton Worldwide.

ATLCP vs PK — Head-to-Head

Bigger by revenue
ATLCP
ATLCP
1.2× larger
ATLCP
$734.4M
$630.0M
PK
Growing faster (revenue YoY)
ATLCP
ATLCP
+109.0% gap
ATLCP
107.8%
-1.3%
PK
Higher net margin
ATLCP
ATLCP
2.8% more per $
ATLCP
4.7%
1.9%
PK
Faster 2-yr revenue CAGR
ATLCP
ATLCP
Annualised
ATLCP
58.9%
-4.2%
PK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ATLCP
ATLCP
PK
PK
Revenue
$734.4M
$630.0M
Net Profit
$34.6M
$12.0M
Gross Margin
92.4%
Operating Margin
6.3%
9.8%
Net Margin
4.7%
1.9%
Revenue YoY
107.8%
-1.3%
Net Profit YoY
11.7%
121.1%
EPS (diluted)
$1.75
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATLCP
ATLCP
PK
PK
Q1 26
$630.0M
Q4 25
$734.4M
$629.0M
Q3 25
$494.7M
$610.0M
Q2 25
$394.2M
$672.0M
Q1 25
$345.2M
$630.0M
Q4 24
$353.5M
$625.0M
Q3 24
$351.2M
$649.0M
Q2 24
$316.0M
$686.0M
Net Profit
ATLCP
ATLCP
PK
PK
Q1 26
$12.0M
Q4 25
$34.6M
$-205.0M
Q3 25
$25.0M
$-16.0M
Q2 25
$30.6M
$-5.0M
Q1 25
$31.5M
$-57.0M
Q4 24
$31.0M
$66.0M
Q3 24
$29.5M
$54.0M
Q2 24
$24.3M
$64.0M
Gross Margin
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
92.4%
Q3 25
92.1%
Q2 25
91.4%
Q1 25
90.7%
Q4 24
89.9%
Q3 24
92.0%
Q2 24
91.2%
Operating Margin
ATLCP
ATLCP
PK
PK
Q1 26
9.8%
Q4 25
6.3%
-26.1%
Q3 25
6.6%
9.7%
Q2 25
10.2%
9.7%
Q1 25
11.8%
1.1%
Q4 24
11.3%
13.3%
Q3 24
10.6%
14.6%
Q2 24
9.1%
17.6%
Net Margin
ATLCP
ATLCP
PK
PK
Q1 26
1.9%
Q4 25
4.7%
-32.6%
Q3 25
5.0%
-2.6%
Q2 25
7.8%
-0.7%
Q1 25
9.1%
-9.0%
Q4 24
8.8%
10.6%
Q3 24
8.4%
8.3%
Q2 24
7.7%
9.3%
EPS (diluted)
ATLCP
ATLCP
PK
PK
Q1 26
$0.05
Q4 25
$1.75
$-1.04
Q3 25
$1.21
$-0.08
Q2 25
$1.51
$-0.02
Q1 25
$1.49
$-0.29
Q4 24
$1.42
$0.32
Q3 24
$1.27
$0.26
Q2 24
$0.99
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATLCP
ATLCP
PK
PK
Cash + ST InvestmentsLiquidity on hand
$621.1M
$156.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$608.7M
$3.1B
Total Assets
$7.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATLCP
ATLCP
PK
PK
Q1 26
$156.0M
Q4 25
$621.1M
$232.0M
Q3 25
$425.0M
$278.0M
Q2 25
$329.4M
$319.0M
Q1 25
$350.4M
$233.0M
Q4 24
$375.4M
$402.0M
Q3 24
$308.7M
$480.0M
Q2 24
$350.9M
$449.0M
Total Debt
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
$3.9B
Q3 25
$3.9B
Q2 25
$3.9B
Q1 25
$3.9B
Q4 24
$3.9B
Q3 24
$3.9B
Q2 24
$3.9B
Stockholders' Equity
ATLCP
ATLCP
PK
PK
Q1 26
$3.1B
Q4 25
$608.7M
$3.1B
Q3 25
$589.3M
$3.4B
Q2 25
$563.3M
$3.4B
Q1 25
$532.7M
$3.5B
Q4 24
$492.9M
$3.6B
Q3 24
$457.7M
$3.8B
Q2 24
$433.8M
$3.8B
Total Assets
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
$7.6B
$7.7B
Q3 25
$7.1B
$8.8B
Q2 25
$3.6B
$8.9B
Q1 25
$3.3B
$8.9B
Q4 24
$3.3B
$9.2B
Q3 24
$3.0B
$9.2B
Q2 24
$2.8B
$9.2B
Debt / Equity
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
1.23×
Q3 25
1.14×
Q2 25
1.12×
Q1 25
1.11×
Q4 24
1.06×
Q3 24
1.03×
Q2 24
1.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATLCP
ATLCP
PK
PK
Operating Cash FlowLast quarter
$266.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
7.69×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
$266.3M
$105.0M
Q3 25
$107.5M
$99.0M
Q2 25
$132.7M
$108.0M
Q1 25
$131.6M
$86.0M
Q4 24
$122.6M
$80.0M
Q3 24
$112.4M
$140.0M
Q2 24
$115.6M
$117.0M
Free Cash Flow
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
$-3.0M
Q3 25
$31.0M
Q2 25
$65.0M
Q1 25
$9.0M
Q4 24
$17.0M
Q3 24
$97.0M
Q2 24
$66.0M
FCF Margin
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
-0.5%
Q3 25
5.1%
Q2 25
9.7%
Q1 25
1.4%
Q4 24
2.7%
Q3 24
14.9%
Q2 24
9.6%
Capex Intensity
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
17.2%
Q3 25
11.1%
Q2 25
6.4%
Q1 25
12.2%
Q4 24
10.1%
Q3 24
6.6%
Q2 24
7.4%
Cash Conversion
ATLCP
ATLCP
PK
PK
Q1 26
Q4 25
7.69×
Q3 25
4.30×
Q2 25
4.34×
Q1 25
4.17×
Q4 24
3.96×
1.21×
Q3 24
3.80×
2.59×
Q2 24
4.76×
1.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATLCP
ATLCP

Segment breakdown not available.

PK
PK

Comparable Hotel Revenues$617.0M98%
Other$13.0M2%

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