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Side-by-side financial comparison of Atmus Filtration Technologies Inc. (ATMU) and PATHWARD FINANCIAL, INC. (CASH). Click either name above to swap in a different company.
Atmus Filtration Technologies Inc. is the larger business by last-quarter revenue ($446.6M vs $276.3M, roughly 1.6× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 26.4% vs 10.7%, a 15.6% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 2.3%).
Atmus Filtration Technologies Inc. designs, manufactures and distributes high-performance filtration products and tailored solutions. Its portfolio covers air, fuel, oil and hydraulic filtration systems, serving global automotive, heavy-duty vehicle, industrial equipment and aerospace end markets, for both original equipment manufacturers and aftermarket replacement customers.
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
ATMU vs CASH — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $446.6M | $276.3M |
| Net Profit | $48.0M | $72.9M |
| Gross Margin | 28.5% | — |
| Operating Margin | 15.8% | — |
| Net Margin | 10.7% | 26.4% |
| Revenue YoY | 9.8% | — |
| Net Profit YoY | 19.7% | — |
| EPS (diluted) | $0.58 | $3.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $276.3M | ||
| Q4 25 | $446.6M | $173.1M | ||
| Q3 25 | $447.7M | $186.7M | ||
| Q2 25 | $453.5M | $195.8M | ||
| Q1 25 | $416.5M | $274.8M | ||
| Q4 24 | $406.7M | $182.6M | ||
| Q3 24 | $403.7M | $179.5M | ||
| Q2 24 | $432.6M | $188.6M |
| Q1 26 | — | $72.9M | ||
| Q4 25 | $48.0M | $35.2M | ||
| Q3 25 | $54.8M | $38.8M | ||
| Q2 25 | $59.9M | $42.1M | ||
| Q1 25 | $44.7M | $75.0M | ||
| Q4 24 | $40.1M | $30.0M | ||
| Q3 24 | $43.8M | $33.5M | ||
| Q2 24 | $56.2M | $44.9M |
| Q1 26 | — | — | ||
| Q4 25 | 28.5% | — | ||
| Q3 25 | 28.9% | — | ||
| Q2 25 | 28.9% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.3% | — | ||
| Q3 24 | 27.6% | — | ||
| Q2 24 | 30.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 15.8% | 24.6% | ||
| Q3 25 | 18.3% | 25.9% | ||
| Q2 25 | 18.0% | 24.1% | ||
| Q1 25 | 15.6% | 33.2% | ||
| Q4 24 | 13.4% | 19.8% | ||
| Q3 24 | 15.7% | 20.9% | ||
| Q2 24 | 18.4% | 27.1% |
| Q1 26 | — | 26.4% | ||
| Q4 25 | 10.7% | 20.3% | ||
| Q3 25 | 12.2% | 20.8% | ||
| Q2 25 | 13.2% | 21.5% | ||
| Q1 25 | 10.7% | 27.3% | ||
| Q4 24 | 9.9% | 16.4% | ||
| Q3 24 | 10.8% | 18.7% | ||
| Q2 24 | 13.0% | 23.8% |
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.58 | $1.57 | ||
| Q3 25 | $0.66 | $1.69 | ||
| Q2 25 | $0.72 | $1.81 | ||
| Q1 25 | $0.54 | $3.14 | ||
| Q4 24 | $0.49 | $1.23 | ||
| Q3 24 | $0.52 | $1.34 | ||
| Q2 24 | $0.67 | $1.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $236.4M | $157.6M |
| Total DebtLower is stronger | $570.0M | $59.5M |
| Stockholders' EquityBook value | $378.5M | $850.7M |
| Total Assets | $1.4B | $7.1B |
| Debt / EquityLower = less leverage | 1.51× | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $157.6M | ||
| Q4 25 | $236.4M | $331.2M | ||
| Q3 25 | $218.3M | $120.6M | ||
| Q2 25 | $190.8M | $258.3M | ||
| Q1 25 | $183.3M | $254.2M | ||
| Q4 24 | $184.3M | $597.4M | ||
| Q3 24 | $196.8M | $158.3M | ||
| Q2 24 | $160.5M | $298.9M |
| Q1 26 | — | $59.5M | ||
| Q4 25 | $570.0M | $33.5M | ||
| Q3 25 | $577.5M | $33.5M | ||
| Q2 25 | $585.0M | $33.4M | ||
| Q1 25 | $588.8M | $33.4M | ||
| Q4 24 | $592.5M | $33.4M | ||
| Q3 24 | $596.2M | $33.4M | ||
| Q2 24 | $600.0M | $33.3M |
| Q1 26 | — | $850.7M | ||
| Q4 25 | $378.5M | $854.5M | ||
| Q3 25 | $336.7M | $858.0M | ||
| Q2 25 | $316.3M | $819.0M | ||
| Q1 25 | $265.3M | $814.7M | ||
| Q4 24 | $227.4M | $758.3M | ||
| Q3 24 | $221.2M | $822.5M | ||
| Q2 24 | $178.1M | $748.4M |
| Q1 26 | — | $7.1B | ||
| Q4 25 | $1.4B | $7.6B | ||
| Q3 25 | $1.3B | $7.2B | ||
| Q2 25 | $1.3B | $7.2B | ||
| Q1 25 | $1.2B | $7.0B | ||
| Q4 24 | $1.2B | $7.6B | ||
| Q3 24 | $1.2B | $7.5B | ||
| Q2 24 | $1.2B | $7.5B |
| Q1 26 | — | 0.07× | ||
| Q4 25 | 1.51× | 0.04× | ||
| Q3 25 | 1.72× | 0.04× | ||
| Q2 25 | 1.85× | 0.04× | ||
| Q1 25 | 2.22× | 0.04× | ||
| Q4 24 | 2.61× | 0.04× | ||
| Q3 24 | 2.70× | 0.04× | ||
| Q2 24 | 3.37× | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $47.5M | — |
| Free Cash FlowOCF − Capex | $31.2M | — |
| FCF MarginFCF / Revenue | 7.0% | — |
| Capex IntensityCapex / Revenue | 3.6% | — |
| Cash ConversionOCF / Net Profit | 0.99× | — |
| TTM Free Cash FlowTrailing 4 quarters | $148.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $47.5M | $108.3M | ||
| Q3 25 | $82.1M | $303.7M | ||
| Q2 25 | $44.4M | $30.4M | ||
| Q1 25 | $28.7M | $188.3M | ||
| Q4 24 | $20.0M | $-71.7M | ||
| Q3 24 | $70.7M | $143.1M | ||
| Q2 24 | $22.9M | $113.2M |
| Q1 26 | — | — | ||
| Q4 25 | $31.2M | $104.1M | ||
| Q3 25 | $68.9M | $300.3M | ||
| Q2 25 | $32.4M | $27.7M | ||
| Q1 25 | $16.3M | $184.7M | ||
| Q4 24 | $10.0M | $-73.8M | ||
| Q3 24 | $54.3M | $138.8M | ||
| Q2 24 | $11.3M | $111.0M |
| Q1 26 | — | — | ||
| Q4 25 | 7.0% | 60.1% | ||
| Q3 25 | 15.4% | 160.9% | ||
| Q2 25 | 7.1% | 14.1% | ||
| Q1 25 | 3.9% | 67.2% | ||
| Q4 24 | 2.5% | -40.4% | ||
| Q3 24 | 13.5% | 77.3% | ||
| Q2 24 | 2.6% | 58.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 2.4% | ||
| Q3 25 | 2.9% | 1.8% | ||
| Q2 25 | 2.6% | 1.4% | ||
| Q1 25 | 3.0% | 1.3% | ||
| Q4 24 | 2.5% | 1.1% | ||
| Q3 24 | 4.1% | 2.4% | ||
| Q2 24 | 2.7% | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | 3.08× | ||
| Q3 25 | 1.50× | 7.83× | ||
| Q2 25 | 0.74× | 0.72× | ||
| Q1 25 | 0.64× | 2.51× | ||
| Q4 24 | 0.50× | -2.39× | ||
| Q3 24 | 1.61× | 4.27× | ||
| Q2 24 | 0.41× | 2.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATMU
| Fuel Products | $219.1M | 49% |
| Lube | $84.8M | 19% |
| Air | $74.0M | 17% |
| Other | $68.7M | 15% |
| Related Party | $14.9M | 3% |
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
