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Side-by-side financial comparison of APTARGROUP, INC. (ATR) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $962.7M, roughly 1.1× APTARGROUP, INC.). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 7.7%, a 10.9% gap on every dollar of revenue. On growth, APTARGROUP, INC. posted the faster year-over-year revenue change (13.5% vs 8.3%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs 2.6%).

AptarGroup, Inc., also known as Aptar, is a United States–based global manufacturer of consumer dispensing packaging and drug delivery devices. The group has manufacturing operations in 18 countries.

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

ATR vs OMF — Head-to-Head

Bigger by revenue
OMF
OMF
1.1× larger
OMF
$1.1B
$962.7M
ATR
Growing faster (revenue YoY)
ATR
ATR
+5.2% gap
ATR
13.5%
8.3%
OMF
Higher net margin
OMF
OMF
10.9% more per $
OMF
18.7%
7.7%
ATR
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
2.6%
ATR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ATR
ATR
OMF
OMF
Revenue
$962.7M
$1.1B
Net Profit
$74.3M
$204.0M
Gross Margin
Operating Margin
11.0%
22.8%
Net Margin
7.7%
18.7%
Revenue YoY
13.5%
8.3%
Net Profit YoY
-26.4%
61.9%
EPS (diluted)
$1.13
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATR
ATR
OMF
OMF
Q4 25
$962.7M
$1.1B
Q3 25
$961.1M
$1.1B
Q2 25
$966.0M
$1.0B
Q1 25
$887.3M
$996.0M
Q4 24
$848.1M
$1.0B
Q3 24
$909.3M
$981.0M
Q2 24
$910.1M
$922.0M
Q1 24
$915.4M
$896.0M
Net Profit
ATR
ATR
OMF
OMF
Q4 25
$74.3M
$204.0M
Q3 25
$127.9M
$199.0M
Q2 25
$111.7M
$167.0M
Q1 25
$78.8M
$213.0M
Q4 24
$100.9M
$126.0M
Q3 24
$100.0M
$157.0M
Q2 24
$90.5M
$71.0M
Q1 24
$83.1M
$155.0M
Operating Margin
ATR
ATR
OMF
OMF
Q4 25
11.0%
22.8%
Q3 25
14.2%
24.5%
Q2 25
14.9%
20.9%
Q1 25
12.8%
27.6%
Q4 24
14.2%
16.3%
Q3 24
15.2%
21.1%
Q2 24
13.8%
10.0%
Q1 24
12.2%
22.8%
Net Margin
ATR
ATR
OMF
OMF
Q4 25
7.7%
18.7%
Q3 25
13.3%
18.6%
Q2 25
11.6%
16.3%
Q1 25
8.9%
21.4%
Q4 24
11.9%
12.5%
Q3 24
11.0%
16.0%
Q2 24
9.9%
7.7%
Q1 24
9.1%
17.3%
EPS (diluted)
ATR
ATR
OMF
OMF
Q4 25
$1.13
$1.71
Q3 25
$1.92
$1.67
Q2 25
$1.67
$1.40
Q1 25
$1.17
$1.78
Q4 24
$1.48
$1.05
Q3 24
$1.48
$1.31
Q2 24
$1.34
$0.59
Q1 24
$1.23
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATR
ATR
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$409.5M
$914.0M
Total DebtLower is stronger
$1.1B
$22.7B
Stockholders' EquityBook value
$2.7B
$3.4B
Total Assets
$5.3B
$27.4B
Debt / EquityLower = less leverage
0.43×
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATR
ATR
OMF
OMF
Q4 25
$409.5M
$914.0M
Q3 25
$264.8M
$658.0M
Q2 25
$169.8M
$769.0M
Q1 25
$136.8M
$627.0M
Q4 24
$226.2M
$458.0M
Q3 24
$327.9M
$577.0M
Q2 24
$223.9M
$667.0M
Q1 24
$201.1M
$831.0M
Total Debt
ATR
ATR
OMF
OMF
Q4 25
$1.1B
$22.7B
Q3 25
$546.0M
$22.3B
Q2 25
$535.1M
$22.1B
Q1 25
$561.2M
$21.5B
Q4 24
$688.1M
$21.4B
Q3 24
$822.7M
$21.1B
Q2 24
$681.5M
$20.7B
Q1 24
$680.4M
$19.5B
Stockholders' Equity
ATR
ATR
OMF
OMF
Q4 25
$2.7B
$3.4B
Q3 25
$2.8B
$3.4B
Q2 25
$2.7B
$3.3B
Q1 25
$2.5B
$3.3B
Q4 24
$2.5B
$3.2B
Q3 24
$2.5B
$3.2B
Q2 24
$2.4B
$3.2B
Q1 24
$2.3B
$3.2B
Total Assets
ATR
ATR
OMF
OMF
Q4 25
$5.3B
$27.4B
Q3 25
$5.1B
$27.0B
Q2 25
$4.9B
$26.6B
Q1 25
$4.5B
$26.0B
Q4 24
$4.4B
$25.9B
Q3 24
$4.6B
$25.6B
Q2 24
$4.5B
$25.1B
Q1 24
$4.4B
$23.9B
Debt / Equity
ATR
ATR
OMF
OMF
Q4 25
0.43×
6.67×
Q3 25
0.20×
6.61×
Q2 25
0.20×
6.63×
Q1 25
0.22×
6.55×
Q4 24
0.28×
6.72×
Q3 24
0.32×
6.59×
Q2 24
0.28×
6.56×
Q1 24
0.29×
6.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATR
ATR
OMF
OMF
Operating Cash FlowLast quarter
$183.7M
$865.0M
Free Cash FlowOCF − Capex
$96.9M
FCF MarginFCF / Revenue
10.1%
Capex IntensityCapex / Revenue
9.0%
Cash ConversionOCF / Net Profit
2.47×
4.24×
TTM Free Cash FlowTrailing 4 quarters
$299.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATR
ATR
OMF
OMF
Q4 25
$183.7M
$865.0M
Q3 25
$177.6M
$828.0M
Q2 25
$126.0M
$774.0M
Q1 25
$82.7M
$665.0M
Q4 24
$178.2M
$752.0M
Q3 24
$229.3M
$677.0M
Q2 24
$143.6M
$712.0M
Q1 24
$92.3M
$558.0M
Free Cash Flow
ATR
ATR
OMF
OMF
Q4 25
$96.9M
Q3 25
$114.3M
Q2 25
$62.5M
Q1 25
$25.9M
Q4 24
$112.2M
Q3 24
$162.7M
Q2 24
$75.4M
Q1 24
$16.7M
FCF Margin
ATR
ATR
OMF
OMF
Q4 25
10.1%
Q3 25
11.9%
Q2 25
6.5%
Q1 25
2.9%
Q4 24
13.2%
Q3 24
17.9%
Q2 24
8.3%
Q1 24
1.8%
Capex Intensity
ATR
ATR
OMF
OMF
Q4 25
9.0%
Q3 25
6.6%
Q2 25
6.6%
Q1 25
6.4%
Q4 24
7.8%
Q3 24
7.3%
Q2 24
7.5%
Q1 24
8.3%
Cash Conversion
ATR
ATR
OMF
OMF
Q4 25
2.47×
4.24×
Q3 25
1.39×
4.16×
Q2 25
1.13×
4.63×
Q1 25
1.05×
3.12×
Q4 24
1.77×
5.97×
Q3 24
2.29×
4.31×
Q2 24
1.59×
10.03×
Q1 24
1.11×
3.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATR
ATR

Pharma Segment$833.1M87%
Other$129.6M13%

OMF
OMF

Segment breakdown not available.

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