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Side-by-side financial comparison of Atlantic Union Bankshares Corp (AUB) and COMMERCE BANCSHARES INC (CBSH). Click either name above to swap in a different company.
COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $367.2M, roughly 1.3× Atlantic Union Bankshares Corp). Atlantic Union Bankshares Corp runs the higher net margin — 33.3% vs 29.8%, a 3.5% gap on every dollar of revenue. Over the past eight quarters, Atlantic Union Bankshares Corp's revenue compounded faster (32.7% CAGR vs 7.1%).
Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
AUB vs CBSH — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $367.2M | $475.7M |
| Net Profit | $122.2M | $141.6M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 33.3% | 29.8% |
| Revenue YoY | — | 11.1% |
| Net Profit YoY | 145.2% | 0.7% |
| EPS (diluted) | $0.84 | $0.96 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.2M | $475.7M | ||
| Q4 25 | $387.2M | $449.4M | ||
| Q3 25 | $371.0M | $441.0M | ||
| Q2 25 | $402.9M | $445.8M | ||
| Q1 25 | $213.3M | $428.1M | ||
| Q4 24 | $218.5M | $422.1M | ||
| Q3 24 | $217.2M | $421.4M | ||
| Q2 24 | $208.3M | $414.5M |
| Q1 26 | $122.2M | $141.6M | ||
| Q4 25 | $112.0M | $140.7M | ||
| Q3 25 | $92.1M | $141.5M | ||
| Q2 25 | $19.8M | $152.5M | ||
| Q1 25 | $49.8M | $131.6M | ||
| Q4 24 | $57.8M | $136.1M | ||
| Q3 24 | $76.4M | $138.0M | ||
| Q2 24 | $25.2M | $139.6M |
| Q1 26 | — | — | ||
| Q4 25 | 36.6% | 40.8% | ||
| Q3 25 | 31.3% | 41.9% | ||
| Q2 25 | 4.3% | 44.0% | ||
| Q1 25 | 28.8% | 39.2% | ||
| Q4 24 | 32.6% | 41.2% | ||
| Q3 24 | 42.4% | 42.4% | ||
| Q2 24 | 17.6% | 43.4% |
| Q1 26 | 33.3% | 29.8% | ||
| Q4 25 | 28.9% | 31.3% | ||
| Q3 25 | 24.8% | 32.1% | ||
| Q2 25 | 4.9% | 34.2% | ||
| Q1 25 | 23.4% | 30.7% | ||
| Q4 24 | 26.4% | 32.2% | ||
| Q3 24 | 35.2% | 32.8% | ||
| Q2 24 | 12.1% | 33.7% |
| Q1 26 | $0.84 | $0.96 | ||
| Q4 25 | $0.76 | $0.86 | ||
| Q3 25 | $0.63 | $1.06 | ||
| Q2 25 | $0.12 | $1.14 | ||
| Q1 25 | $0.52 | $0.98 | ||
| Q4 24 | $0.55 | $0.83 | ||
| Q3 24 | $0.82 | $1.01 | ||
| Q2 24 | $0.25 | $1.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $775.0M | — |
| Stockholders' EquityBook value | $5.1B | $4.3B |
| Total Assets | $37.3B | $35.7B |
| Debt / EquityLower = less leverage | 0.15× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $966.5M | — | ||
| Q3 25 | $794.7M | — | ||
| Q2 25 | $1.6B | — | ||
| Q1 25 | $434.1M | — | ||
| Q4 24 | $354.1M | — | ||
| Q3 24 | $528.1M | — | ||
| Q2 24 | $446.0M | — |
| Q1 26 | $775.0M | — | ||
| Q4 25 | $771.9M | — | ||
| Q3 25 | $768.7M | — | ||
| Q2 25 | $765.4M | — | ||
| Q1 25 | $418.7M | — | ||
| Q4 24 | $418.3M | — | ||
| Q3 24 | $417.9M | — | ||
| Q2 24 | $416.6M | — |
| Q1 26 | $5.1B | $4.3B | ||
| Q4 25 | $5.0B | $3.8B | ||
| Q3 25 | $4.9B | $3.8B | ||
| Q2 25 | $4.8B | $3.6B | ||
| Q1 25 | $3.2B | $3.5B | ||
| Q4 24 | $3.1B | $3.3B | ||
| Q3 24 | $3.2B | $3.4B | ||
| Q2 24 | $3.0B | $3.1B |
| Q1 26 | $37.3B | $35.7B | ||
| Q4 25 | $37.6B | $32.9B | ||
| Q3 25 | $37.1B | $32.3B | ||
| Q2 25 | $37.3B | $32.3B | ||
| Q1 25 | $24.6B | $32.4B | ||
| Q4 24 | $24.6B | $32.0B | ||
| Q3 24 | $24.8B | $31.5B | ||
| Q2 24 | $24.8B | $30.6B |
| Q1 26 | 0.15× | — | ||
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.16× | — | ||
| Q2 25 | 0.16× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.13× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AUB
| Net Interest Income | $312.4M | 85% |
| Noninterest Income | $54.8M | 15% |
CBSH
Segment breakdown not available.
