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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and Credo Technology Group Holding Ltd (CRDO). Click either name above to swap in a different company.
COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $268.0M, roughly 1.8× Credo Technology Group Holding Ltd). Credo Technology Group Holding Ltd runs the higher net margin — 30.8% vs 29.8%, a 1.1% gap on every dollar of revenue. On growth, Credo Technology Group Holding Ltd posted the faster year-over-year revenue change (272.1% vs 11.1%). Over the past eight quarters, Credo Technology Group Holding Ltd's revenue compounded faster (124.8% CAGR vs 7.1%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Seiko Group is a corporate group composed of Seiko Group Corporation and its subsidiaries and affiliates. It used to be recognized as a corporate group consisting of three core companies Seiko Holdings Corp., Seiko Instruments Inc., and Seiko Epson Corp. The three companies were linked by a common thread of timepiece technology. Although Epson still develops and manufactures wristwatches for the Seiko Group, Epson and its subsidiaries are not considered part of the group.
CBSH vs CRDO — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $268.0M |
| Net Profit | $141.6M | $82.6M |
| Gross Margin | — | 67.5% |
| Operating Margin | — | 29.4% |
| Net Margin | 29.8% | 30.8% |
| Revenue YoY | 11.1% | 272.1% |
| Net Profit YoY | 0.7% | 2055.9% |
| EPS (diluted) | $0.96 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $268.0M | ||
| Q3 25 | $441.0M | $223.1M | ||
| Q2 25 | $445.8M | $170.0M | ||
| Q1 25 | $428.1M | $135.0M | ||
| Q4 24 | $422.1M | $72.0M | ||
| Q3 24 | $421.4M | $59.7M | ||
| Q2 24 | $414.5M | $60.8M |
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $82.6M | ||
| Q3 25 | $141.5M | $63.4M | ||
| Q2 25 | $152.5M | $36.6M | ||
| Q1 25 | $131.6M | $29.4M | ||
| Q4 24 | $136.1M | $-4.2M | ||
| Q3 24 | $138.0M | $-9.5M | ||
| Q2 24 | $139.6M | $-10.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 67.5% | ||
| Q3 25 | — | 67.4% | ||
| Q2 25 | — | 67.2% | ||
| Q1 25 | — | 63.6% | ||
| Q4 24 | — | 63.2% | ||
| Q3 24 | — | 62.4% | ||
| Q2 24 | — | 65.8% |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 29.4% | ||
| Q3 25 | 41.9% | 27.2% | ||
| Q2 25 | 44.0% | 19.9% | ||
| Q1 25 | 39.2% | 19.4% | ||
| Q4 24 | 41.2% | -11.7% | ||
| Q3 24 | 42.4% | -24.2% | ||
| Q2 24 | 43.4% | -13.0% |
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 30.8% | ||
| Q3 25 | 32.1% | 28.4% | ||
| Q2 25 | 34.2% | 21.5% | ||
| Q1 25 | 30.7% | 21.7% | ||
| Q4 24 | 32.2% | -5.9% | ||
| Q3 24 | 32.8% | -16.0% | ||
| Q2 24 | 33.7% | -17.2% |
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.44 | ||
| Q3 25 | $1.06 | $0.34 | ||
| Q2 25 | $1.14 | $0.22 | ||
| Q1 25 | $0.98 | $0.16 | ||
| Q4 24 | $0.83 | $-0.03 | ||
| Q3 24 | $1.01 | $-0.06 | ||
| Q2 24 | $1.03 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $813.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $1.3B |
| Total Assets | $35.7B | $1.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $813.6M | ||
| Q3 25 | — | $479.6M | ||
| Q2 25 | — | $431.3M | ||
| Q1 25 | — | $379.2M | ||
| Q4 24 | — | $383.0M | ||
| Q3 24 | — | $398.6M | ||
| Q2 24 | — | $410.0M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $1.3B | ||
| Q3 25 | $3.8B | $781.4M | ||
| Q2 25 | $3.6B | $681.6M | ||
| Q1 25 | $3.5B | $618.2M | ||
| Q4 24 | $3.3B | $567.9M | ||
| Q3 24 | $3.4B | $553.1M | ||
| Q2 24 | $3.1B | $540.2M |
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $1.4B | ||
| Q3 25 | $32.3B | $905.2M | ||
| Q2 25 | $32.3B | $809.3M | ||
| Q1 25 | $32.4B | $719.9M | ||
| Q4 24 | $32.0B | $638.6M | ||
| Q3 24 | $31.5B | $644.9M | ||
| Q2 24 | $30.6B | $601.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $61.7M |
| Free Cash FlowOCF − Capex | — | $38.5M |
| FCF MarginFCF / Revenue | — | 14.4% |
| Capex IntensityCapex / Revenue | — | 8.7% |
| Cash ConversionOCF / Net Profit | — | 0.75× |
| TTM Free Cash FlowTrailing 4 quarters | — | $143.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $61.7M | ||
| Q3 25 | $129.0M | $54.2M | ||
| Q2 25 | $111.2M | $57.8M | ||
| Q1 25 | $138.6M | $4.2M | ||
| Q4 24 | $577.9M | $10.3M | ||
| Q3 24 | $431.7M | $-7.2M | ||
| Q2 24 | $147.4M | $4.2M |
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $38.5M | ||
| Q3 25 | $113.3M | $51.3M | ||
| Q2 25 | $100.5M | $54.2M | ||
| Q1 25 | $126.0M | $-383.0K | ||
| Q4 24 | $531.7M | $-11.7M | ||
| Q3 24 | $419.1M | $-13.1M | ||
| Q2 24 | $138.9M | $962.0K |
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 14.4% | ||
| Q3 25 | 25.7% | 23.0% | ||
| Q2 25 | 22.5% | 31.9% | ||
| Q1 25 | 29.4% | -0.3% | ||
| Q4 24 | 126.0% | -16.2% | ||
| Q3 24 | 99.5% | -21.9% | ||
| Q2 24 | 33.5% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 8.7% | ||
| Q3 25 | 3.6% | 1.3% | ||
| Q2 25 | 2.4% | 2.1% | ||
| Q1 25 | 2.9% | 3.4% | ||
| Q4 24 | 10.9% | 30.5% | ||
| Q3 24 | 3.0% | 9.8% | ||
| Q2 24 | 2.1% | 5.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 0.75× | ||
| Q3 25 | 0.91× | 0.85× | ||
| Q2 25 | 0.73× | 1.58× | ||
| Q1 25 | 1.05× | 0.14× | ||
| Q4 24 | 4.25× | — | ||
| Q3 24 | 3.13× | — | ||
| Q2 24 | 1.06× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBSH
Segment breakdown not available.
CRDO
| Other | $132.1M | 49% |
| HK | $104.4M | 39% |
| RESTOFTHEWORLD | $31.5M | 12% |
