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Side-by-side financial comparison of Atlantic Union Bankshares Corp (AUB) and Forestar Group Inc. (FOR). Click either name above to swap in a different company.

Atlantic Union Bankshares Corp is the larger business by last-quarter revenue ($367.2M vs $273.0M, roughly 1.3× Forestar Group Inc.). Atlantic Union Bankshares Corp runs the higher net margin — 33.3% vs 5.6%, a 27.6% gap on every dollar of revenue. Over the past eight quarters, Atlantic Union Bankshares Corp's revenue compounded faster (32.7% CAGR vs -9.6%).

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

Forestar Group Inc. is a residential lot development company based in Arlington, Texas. The company has operations in 51 markets in 21 states and delivered 11,518 residential lots during the twelve-month period ended December 31, 2020. The company is publicly traded on the New York Stock Exchange and in October 2017 became a majority-owned subsidiary of D.R. Horton, Inc., the largest homebuilder by volume in the United States since 2002. The company primarily acquires entitled real estate and...

AUB vs FOR — Head-to-Head

Bigger by revenue
AUB
AUB
1.3× larger
AUB
$367.2M
$273.0M
FOR
Higher net margin
AUB
AUB
27.6% more per $
AUB
33.3%
5.6%
FOR
Faster 2-yr revenue CAGR
AUB
AUB
Annualised
AUB
32.7%
-9.6%
FOR

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
AUB
AUB
FOR
FOR
Revenue
$367.2M
$273.0M
Net Profit
$122.2M
$15.4M
Gross Margin
20.1%
Operating Margin
7.6%
Net Margin
33.3%
5.6%
Revenue YoY
9.0%
Net Profit YoY
145.2%
-6.7%
EPS (diluted)
$0.84
$0.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AUB
AUB
FOR
FOR
Q1 26
$367.2M
Q4 25
$387.2M
$273.0M
Q3 25
$371.0M
$670.5M
Q2 25
$402.9M
$390.5M
Q1 25
$213.3M
$351.0M
Q4 24
$218.5M
$250.4M
Q3 24
$217.2M
$551.3M
Q2 24
$208.3M
$318.4M
Net Profit
AUB
AUB
FOR
FOR
Q1 26
$122.2M
Q4 25
$112.0M
$15.4M
Q3 25
$92.1M
$86.9M
Q2 25
$19.8M
$32.9M
Q1 25
$49.8M
$31.6M
Q4 24
$57.8M
$16.5M
Q3 24
$76.4M
$81.5M
Q2 24
$25.2M
$38.7M
Gross Margin
AUB
AUB
FOR
FOR
Q1 26
Q4 25
20.1%
Q3 25
22.3%
Q2 25
20.4%
Q1 25
22.6%
Q4 24
22.0%
Q3 24
23.9%
Q2 24
22.5%
Operating Margin
AUB
AUB
FOR
FOR
Q1 26
Q4 25
36.6%
7.6%
Q3 25
31.3%
16.9%
Q2 25
4.3%
11.2%
Q1 25
28.8%
11.6%
Q4 24
32.6%
8.7%
Q3 24
42.4%
19.7%
Q2 24
17.6%
16.2%
Net Margin
AUB
AUB
FOR
FOR
Q1 26
33.3%
Q4 25
28.9%
5.6%
Q3 25
24.8%
13.0%
Q2 25
4.9%
8.4%
Q1 25
23.4%
9.0%
Q4 24
26.4%
6.6%
Q3 24
35.2%
14.8%
Q2 24
12.1%
12.2%
EPS (diluted)
AUB
AUB
FOR
FOR
Q1 26
$0.84
Q4 25
$0.76
$0.30
Q3 25
$0.63
$1.70
Q2 25
$0.12
$0.65
Q1 25
$0.52
$0.62
Q4 24
$0.55
$0.32
Q3 24
$0.82
$1.59
Q2 24
$0.25
$0.76

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AUB
AUB
FOR
FOR
Cash + ST InvestmentsLiquidity on hand
$211.7M
Total DebtLower is stronger
$775.0M
$793.2M
Stockholders' EquityBook value
$5.1B
$1.8B
Total Assets
$37.3B
$3.2B
Debt / EquityLower = less leverage
0.15×
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AUB
AUB
FOR
FOR
Q1 26
Q4 25
$966.5M
$211.7M
Q3 25
$794.7M
$379.2M
Q2 25
$1.6B
$189.2M
Q1 25
$434.1M
$174.3M
Q4 24
$354.1M
$132.0M
Q3 24
$528.1M
$481.2M
Q2 24
$446.0M
$359.2M
Total Debt
AUB
AUB
FOR
FOR
Q1 26
$775.0M
Q4 25
$771.9M
$793.2M
Q3 25
$768.7M
$802.7M
Q2 25
$765.4M
$872.8M
Q1 25
$418.7M
$872.5M
Q4 24
$418.3M
$806.8M
Q3 24
$417.9M
$706.4M
Q2 24
$416.6M
$706.1M
Stockholders' Equity
AUB
AUB
FOR
FOR
Q1 26
$5.1B
Q4 25
$5.0B
$1.8B
Q3 25
$4.9B
$1.8B
Q2 25
$4.8B
$1.7B
Q1 25
$3.2B
$1.6B
Q4 24
$3.1B
$1.6B
Q3 24
$3.2B
$1.6B
Q2 24
$3.0B
$1.5B
Total Assets
AUB
AUB
FOR
FOR
Q1 26
$37.3B
Q4 25
$37.6B
$3.2B
Q3 25
$37.1B
$3.1B
Q2 25
$37.3B
$3.1B
Q1 25
$24.6B
$3.0B
Q4 24
$24.6B
$3.0B
Q3 24
$24.8B
$2.8B
Q2 24
$24.8B
$2.7B
Debt / Equity
AUB
AUB
FOR
FOR
Q1 26
0.15×
Q4 25
0.15×
0.44×
Q3 25
0.16×
0.45×
Q2 25
0.16×
0.52×
Q1 25
0.13×
0.53×
Q4 24
0.13×
0.50×
Q3 24
0.13×
0.44×
Q2 24
0.14×
0.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AUB
AUB
FOR
FOR
Operating Cash FlowLast quarter
$-157.0M
Free Cash FlowOCF − Capex
$-157.1M
FCF MarginFCF / Revenue
-57.5%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
-10.19×
TTM Free Cash FlowTrailing 4 quarters
$93.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AUB
AUB
FOR
FOR
Q1 26
Q4 25
$2.2B
$-157.0M
Q3 25
$156.9M
$256.3M
Q2 25
$1.9B
$15.8M
Q1 25
$62.0M
$-19.8M
Q4 24
$308.5M
$-450.0M
Q3 24
$67.5M
$119.2M
Q2 24
$85.6M
$-61.7M
Free Cash Flow
AUB
AUB
FOR
FOR
Q1 26
Q4 25
$-157.1M
Q3 25
$255.6M
Q2 25
$15.0M
Q1 25
$-20.5M
Q4 24
Q3 24
$118.4M
Q2 24
$-62.3M
FCF Margin
AUB
AUB
FOR
FOR
Q1 26
Q4 25
-57.5%
Q3 25
38.1%
Q2 25
3.8%
Q1 25
-5.8%
Q4 24
Q3 24
21.5%
Q2 24
-19.6%
Capex Intensity
AUB
AUB
FOR
FOR
Q1 26
Q4 25
0.0%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
0.0%
Q3 24
0.1%
Q2 24
0.2%
Cash Conversion
AUB
AUB
FOR
FOR
Q1 26
Q4 25
19.98×
-10.19×
Q3 25
1.70×
2.95×
Q2 25
96.20×
0.48×
Q1 25
1.25×
-0.63×
Q4 24
5.34×
-27.27×
Q3 24
0.88×
1.46×
Q2 24
3.40×
-1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AUB
AUB

Net Interest Income$312.4M85%
Noninterest Income$54.8M15%

FOR
FOR

D.R.Horton Inc.$183.8M67%
Other$89.2M33%

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