vs
Side-by-side financial comparison of AvalonBay Communities (AVB) and International General Insurance Holdings Ltd. (IGIC). Click either name above to swap in a different company.
AvalonBay Communities is the larger business by last-quarter revenue ($767.9M vs $403.8M, roughly 1.9× International General Insurance Holdings Ltd.). AvalonBay Communities runs the higher net margin — 9040.6% vs 26.0%, a 9014.5% gap on every dollar of revenue.
AvalonBay Communities, Inc. is a publicly traded real estate investment trust that invests in apartments.
China Taiping Insurance Holdings Company Limited (CTIH) formerly China Insurance International Holdings Company Limited (CIIH), is a Chinese insurance conglomerate. The company has strong Chinese Central Government background despite being incorporated in Hong Kong. It is considered as a red chip company.
AVB vs IGIC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | ||
|---|---|---|
| Revenue | $767.9M | $403.8M |
| Net Profit | $166.0M | $105.1M |
| Gross Margin | — | — |
| Operating Margin | 64.2% | — |
| Net Margin | 9040.6% | 26.0% |
| Revenue YoY | 3.7% | — |
| Net Profit YoY | -41.2% | — |
| EPS (diluted) | $1.18 | $2.31 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $767.9M | — | ||
| Q3 25 | $766.8M | $403.8M | ||
| Q2 25 | $760.2M | $261.9M | ||
| Q1 25 | $745.9M | — | ||
| Q4 24 | $740.5M | — | ||
| Q3 24 | $734.3M | $369.6M | ||
| Q2 24 | $726.0M | $265.8M | ||
| Q1 24 | $712.9M | — |
| Q4 25 | $166.0M | — | ||
| Q3 25 | $381.3M | $105.1M | ||
| Q2 25 | $268.7M | $61.4M | ||
| Q1 25 | $236.6M | — | ||
| Q4 24 | $282.1M | — | ||
| Q3 24 | $372.5M | $-134.4M | ||
| Q2 24 | $253.9M | $70.7M | ||
| Q1 24 | $173.4M | — |
| Q4 25 | 64.2% | — | ||
| Q3 25 | 65.7% | — | ||
| Q2 25 | 67.6% | 24.2% | ||
| Q1 25 | 68.5% | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 65.4% | — | ||
| Q2 24 | 66.6% | -73.3% | ||
| Q1 24 | 67.2% | — |
| Q4 25 | 9040.6% | — | ||
| Q3 25 | 49.7% | 26.0% | ||
| Q2 25 | 35.3% | 23.5% | ||
| Q1 25 | 31.7% | — | ||
| Q4 24 | 38.1% | — | ||
| Q3 24 | 50.7% | -36.4% | ||
| Q2 24 | 35.0% | 26.6% | ||
| Q1 24 | 24.3% | — |
| Q4 25 | $1.18 | — | ||
| Q3 25 | $2.68 | $2.31 | ||
| Q2 25 | $1.88 | $1.36 | ||
| Q1 25 | $1.66 | — | ||
| Q4 24 | $1.99 | — | ||
| Q3 24 | $2.61 | $1.82 | ||
| Q2 24 | $1.78 | $1.55 | ||
| Q1 24 | $1.22 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $187.2M | $244.7M |
| Total DebtLower is stronger | $9.3B | — |
| Stockholders' EquityBook value | $11.6B | $654.8M |
| Total Assets | $22.2B | $2.0B |
| Debt / EquityLower = less leverage | 0.80× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $187.2M | — | ||
| Q3 25 | $123.3M | $244.7M | ||
| Q2 25 | $102.8M | $164.8M | ||
| Q1 25 | $53.3M | — | ||
| Q4 24 | $108.6M | — | ||
| Q3 24 | $552.4M | $219.2M | ||
| Q2 24 | $545.8M | $237.3M | ||
| Q1 24 | $287.9M | — |
| Q4 25 | $9.3B | — | ||
| Q3 25 | $8.7B | — | ||
| Q2 25 | $8.7B | — | ||
| Q1 25 | $8.3B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.4B | — | ||
| Q2 24 | $8.4B | — | ||
| Q1 24 | $8.0B | — |
| Q4 25 | $11.6B | — | ||
| Q3 25 | $11.9B | $654.8M | ||
| Q2 25 | $11.9B | $662.3M | ||
| Q1 25 | $11.9B | — | ||
| Q4 24 | $11.9B | — | ||
| Q3 24 | $11.9B | $540.5M | ||
| Q2 24 | $11.7B | $588.2M | ||
| Q1 24 | $11.7B | — |
| Q4 25 | $22.2B | — | ||
| Q3 25 | $21.9B | $2.0B | ||
| Q2 25 | $21.8B | $2.1B | ||
| Q1 25 | $21.2B | — | ||
| Q4 24 | $21.0B | — | ||
| Q3 24 | $21.3B | $1.8B | ||
| Q2 24 | $21.0B | $2.0B | ||
| Q1 24 | $20.6B | — |
| Q4 25 | 0.80× | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 0.68× | — | ||
| Q3 24 | 0.70× | — | ||
| Q2 24 | 0.71× | — | ||
| Q1 24 | 0.68× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $1.7B | — |
| Free Cash FlowOCF − Capex | $1.4B | — |
| FCF MarginFCF / Revenue | 183.5% | — |
| Capex IntensityCapex / Revenue | 34.1% | — |
| Cash ConversionOCF / Net Profit | 10.07× | — |
| TTM Free Cash FlowTrailing 4 quarters | $2.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | — | ||
| Q3 25 | $477.0M | — | ||
| Q2 25 | $377.8M | $27.2M | ||
| Q1 25 | $415.9M | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $486.2M | — | ||
| Q2 24 | $380.0M | $120.7M | ||
| Q1 24 | $412.9M | — |
| Q4 25 | $1.4B | — | ||
| Q3 25 | $402.2M | — | ||
| Q2 25 | $317.1M | $26.8M | ||
| Q1 25 | $367.5M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $434.2M | — | ||
| Q2 24 | $333.0M | $119.8M | ||
| Q1 24 | $375.4M | — |
| Q4 25 | 183.5% | — | ||
| Q3 25 | 52.5% | — | ||
| Q2 25 | 41.7% | 10.2% | ||
| Q1 25 | 49.3% | — | ||
| Q4 24 | 191.0% | — | ||
| Q3 24 | 59.1% | — | ||
| Q2 24 | 45.9% | 45.1% | ||
| Q1 24 | 52.7% | — |
| Q4 25 | 34.1% | — | ||
| Q3 25 | 9.8% | — | ||
| Q2 25 | 8.0% | 0.2% | ||
| Q1 25 | 6.5% | — | ||
| Q4 24 | 26.1% | — | ||
| Q3 24 | 7.1% | — | ||
| Q2 24 | 6.5% | 0.3% | ||
| Q1 24 | 5.3% | — |
| Q4 25 | 10.07× | — | ||
| Q3 25 | 1.25× | — | ||
| Q2 25 | 1.41× | 0.44× | ||
| Q1 25 | 1.76× | — | ||
| Q4 24 | 5.70× | — | ||
| Q3 24 | 1.31× | — | ||
| Q2 24 | 1.50× | 1.71× | ||
| Q1 24 | 2.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.