vs

Side-by-side financial comparison of AvalonBay Communities (AVB) and International General Insurance Holdings Ltd. (IGIC). Click either name above to swap in a different company.

AvalonBay Communities is the larger business by last-quarter revenue ($767.9M vs $403.8M, roughly 1.9× International General Insurance Holdings Ltd.). AvalonBay Communities runs the higher net margin — 9040.6% vs 26.0%, a 9014.5% gap on every dollar of revenue.

AvalonBay Communities, Inc. is a publicly traded real estate investment trust that invests in apartments.

China Taiping Insurance Holdings Company Limited (CTIH) formerly China Insurance International Holdings Company Limited (CIIH), is a Chinese insurance conglomerate. The company has strong Chinese Central Government background despite being incorporated in Hong Kong. It is considered as a red chip company.

AVB vs IGIC — Head-to-Head

Bigger by revenue
AVB
AVB
1.9× larger
AVB
$767.9M
$403.8M
IGIC
Higher net margin
AVB
AVB
9014.5% more per $
AVB
9040.6%
26.0%
IGIC

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AVB
AVB
IGIC
IGIC
Revenue
$767.9M
$403.8M
Net Profit
$166.0M
$105.1M
Gross Margin
Operating Margin
64.2%
Net Margin
9040.6%
26.0%
Revenue YoY
3.7%
Net Profit YoY
-41.2%
EPS (diluted)
$1.18
$2.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVB
AVB
IGIC
IGIC
Q4 25
$767.9M
Q3 25
$766.8M
$403.8M
Q2 25
$760.2M
$261.9M
Q1 25
$745.9M
Q4 24
$740.5M
Q3 24
$734.3M
$369.6M
Q2 24
$726.0M
$265.8M
Q1 24
$712.9M
Net Profit
AVB
AVB
IGIC
IGIC
Q4 25
$166.0M
Q3 25
$381.3M
$105.1M
Q2 25
$268.7M
$61.4M
Q1 25
$236.6M
Q4 24
$282.1M
Q3 24
$372.5M
$-134.4M
Q2 24
$253.9M
$70.7M
Q1 24
$173.4M
Operating Margin
AVB
AVB
IGIC
IGIC
Q4 25
64.2%
Q3 25
65.7%
Q2 25
67.6%
24.2%
Q1 25
68.5%
Q4 24
63.1%
Q3 24
65.4%
Q2 24
66.6%
-73.3%
Q1 24
67.2%
Net Margin
AVB
AVB
IGIC
IGIC
Q4 25
9040.6%
Q3 25
49.7%
26.0%
Q2 25
35.3%
23.5%
Q1 25
31.7%
Q4 24
38.1%
Q3 24
50.7%
-36.4%
Q2 24
35.0%
26.6%
Q1 24
24.3%
EPS (diluted)
AVB
AVB
IGIC
IGIC
Q4 25
$1.18
Q3 25
$2.68
$2.31
Q2 25
$1.88
$1.36
Q1 25
$1.66
Q4 24
$1.99
Q3 24
$2.61
$1.82
Q2 24
$1.78
$1.55
Q1 24
$1.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVB
AVB
IGIC
IGIC
Cash + ST InvestmentsLiquidity on hand
$187.2M
$244.7M
Total DebtLower is stronger
$9.3B
Stockholders' EquityBook value
$11.6B
$654.8M
Total Assets
$22.2B
$2.0B
Debt / EquityLower = less leverage
0.80×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVB
AVB
IGIC
IGIC
Q4 25
$187.2M
Q3 25
$123.3M
$244.7M
Q2 25
$102.8M
$164.8M
Q1 25
$53.3M
Q4 24
$108.6M
Q3 24
$552.4M
$219.2M
Q2 24
$545.8M
$237.3M
Q1 24
$287.9M
Total Debt
AVB
AVB
IGIC
IGIC
Q4 25
$9.3B
Q3 25
$8.7B
Q2 25
$8.7B
Q1 25
$8.3B
Q4 24
$8.1B
Q3 24
$8.4B
Q2 24
$8.4B
Q1 24
$8.0B
Stockholders' Equity
AVB
AVB
IGIC
IGIC
Q4 25
$11.6B
Q3 25
$11.9B
$654.8M
Q2 25
$11.9B
$662.3M
Q1 25
$11.9B
Q4 24
$11.9B
Q3 24
$11.9B
$540.5M
Q2 24
$11.7B
$588.2M
Q1 24
$11.7B
Total Assets
AVB
AVB
IGIC
IGIC
Q4 25
$22.2B
Q3 25
$21.9B
$2.0B
Q2 25
$21.8B
$2.1B
Q1 25
$21.2B
Q4 24
$21.0B
Q3 24
$21.3B
$1.8B
Q2 24
$21.0B
$2.0B
Q1 24
$20.6B
Debt / Equity
AVB
AVB
IGIC
IGIC
Q4 25
0.80×
Q3 25
0.73×
Q2 25
0.72×
Q1 25
0.70×
Q4 24
0.68×
Q3 24
0.70×
Q2 24
0.71×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVB
AVB
IGIC
IGIC
Operating Cash FlowLast quarter
$1.7B
Free Cash FlowOCF − Capex
$1.4B
FCF MarginFCF / Revenue
183.5%
Capex IntensityCapex / Revenue
34.1%
Cash ConversionOCF / Net Profit
10.07×
TTM Free Cash FlowTrailing 4 quarters
$2.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVB
AVB
IGIC
IGIC
Q4 25
$1.7B
Q3 25
$477.0M
Q2 25
$377.8M
$27.2M
Q1 25
$415.9M
Q4 24
$1.6B
Q3 24
$486.2M
Q2 24
$380.0M
$120.7M
Q1 24
$412.9M
Free Cash Flow
AVB
AVB
IGIC
IGIC
Q4 25
$1.4B
Q3 25
$402.2M
Q2 25
$317.1M
$26.8M
Q1 25
$367.5M
Q4 24
$1.4B
Q3 24
$434.2M
Q2 24
$333.0M
$119.8M
Q1 24
$375.4M
FCF Margin
AVB
AVB
IGIC
IGIC
Q4 25
183.5%
Q3 25
52.5%
Q2 25
41.7%
10.2%
Q1 25
49.3%
Q4 24
191.0%
Q3 24
59.1%
Q2 24
45.9%
45.1%
Q1 24
52.7%
Capex Intensity
AVB
AVB
IGIC
IGIC
Q4 25
34.1%
Q3 25
9.8%
Q2 25
8.0%
0.2%
Q1 25
6.5%
Q4 24
26.1%
Q3 24
7.1%
Q2 24
6.5%
0.3%
Q1 24
5.3%
Cash Conversion
AVB
AVB
IGIC
IGIC
Q4 25
10.07×
Q3 25
1.25×
Q2 25
1.41×
0.44×
Q1 25
1.76×
Q4 24
5.70×
Q3 24
1.31×
Q2 24
1.50×
1.71×
Q1 24
2.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons