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Side-by-side financial comparison of AvalonBay Communities (AVB) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $767.9M, roughly 1.4× AvalonBay Communities). AvalonBay Communities runs the higher net margin — 9040.6% vs 15.2%, a 9025.4% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs 3.7%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs 3.8%).
AvalonBay Communities, Inc. is a publicly traded real estate investment trust that invests in apartments.
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
AVB vs SOFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $767.9M | $1.1B |
| Net Profit | $166.0M | $166.7M |
| Gross Margin | — | — |
| Operating Margin | 64.2% | — |
| Net Margin | 9040.6% | 15.2% |
| Revenue YoY | 3.7% | 42.6% |
| Net Profit YoY | -41.2% | 134.4% |
| EPS (diluted) | $1.18 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.1B | ||
| Q4 25 | $767.9M | $1.0B | ||
| Q3 25 | $766.8M | $961.6M | ||
| Q2 25 | $760.2M | $854.9M | ||
| Q1 25 | $745.9M | $771.8M | ||
| Q4 24 | $740.5M | $734.1M | ||
| Q3 24 | $734.3M | $697.1M | ||
| Q2 24 | $726.0M | $598.6M |
| Q1 26 | — | $166.7M | ||
| Q4 25 | $166.0M | $173.5M | ||
| Q3 25 | $381.3M | $139.4M | ||
| Q2 25 | $268.7M | $97.3M | ||
| Q1 25 | $236.6M | $71.1M | ||
| Q4 24 | $282.1M | $332.5M | ||
| Q3 24 | $372.5M | $60.7M | ||
| Q2 24 | $253.9M | $17.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | — | 82.3% | ||
| Q2 24 | — | 81.7% |
| Q1 26 | — | — | ||
| Q4 25 | 64.2% | 18.1% | ||
| Q3 25 | 65.7% | 15.4% | ||
| Q2 25 | 67.6% | 13.1% | ||
| Q1 25 | 68.5% | 10.3% | ||
| Q4 24 | 63.1% | 8.2% | ||
| Q3 24 | 65.4% | 9.2% | ||
| Q2 24 | 66.6% | 2.6% |
| Q1 26 | — | 15.2% | ||
| Q4 25 | 9040.6% | 16.9% | ||
| Q3 25 | 49.7% | 14.5% | ||
| Q2 25 | 35.3% | 11.4% | ||
| Q1 25 | 31.7% | 9.2% | ||
| Q4 24 | 38.1% | 45.3% | ||
| Q3 24 | 50.7% | 8.7% | ||
| Q2 24 | 35.0% | 2.9% |
| Q1 26 | — | $0.12 | ||
| Q4 25 | $1.18 | $0.14 | ||
| Q3 25 | $2.68 | $0.11 | ||
| Q2 25 | $1.88 | $0.08 | ||
| Q1 25 | $1.66 | $0.06 | ||
| Q4 24 | $1.99 | $0.31 | ||
| Q3 24 | $2.61 | $0.05 | ||
| Q2 24 | $1.78 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $187.2M | $3.4B |
| Total DebtLower is stronger | $9.3B | — |
| Stockholders' EquityBook value | $11.6B | $10.8B |
| Total Assets | $22.2B | $53.7B |
| Debt / EquityLower = less leverage | 0.80× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $3.4B | ||
| Q4 25 | $187.2M | $4.9B | ||
| Q3 25 | $123.3M | $3.2B | ||
| Q2 25 | $102.8M | $2.1B | ||
| Q1 25 | $53.3M | $2.1B | ||
| Q4 24 | $108.6M | $2.5B | ||
| Q3 24 | $552.4M | $2.4B | ||
| Q2 24 | $545.8M | $2.3B |
| Q1 26 | — | — | ||
| Q4 25 | $9.3B | — | ||
| Q3 25 | $8.7B | — | ||
| Q2 25 | $8.7B | — | ||
| Q1 25 | $8.3B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.4B | — | ||
| Q2 24 | $8.4B | — |
| Q1 26 | — | $10.8B | ||
| Q4 25 | $11.6B | $10.5B | ||
| Q3 25 | $11.9B | $8.8B | ||
| Q2 25 | $11.9B | $6.9B | ||
| Q1 25 | $11.9B | $6.7B | ||
| Q4 24 | $11.9B | $6.5B | ||
| Q3 24 | $11.9B | $6.1B | ||
| Q2 24 | $11.7B | $5.9B |
| Q1 26 | — | $53.7B | ||
| Q4 25 | $22.2B | $50.7B | ||
| Q3 25 | $21.9B | $45.3B | ||
| Q2 25 | $21.8B | $41.1B | ||
| Q1 25 | $21.2B | $37.7B | ||
| Q4 24 | $21.0B | $36.3B | ||
| Q3 24 | $21.3B | $34.4B | ||
| Q2 24 | $21.0B | $32.6B |
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 0.68× | — | ||
| Q3 24 | 0.70× | — | ||
| Q2 24 | 0.71× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7B | — |
| Free Cash FlowOCF − Capex | $1.4B | — |
| FCF MarginFCF / Revenue | 183.5% | — |
| Capex IntensityCapex / Revenue | 34.1% | — |
| Cash ConversionOCF / Net Profit | 10.07× | — |
| TTM Free Cash FlowTrailing 4 quarters | $2.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $-3.7B | ||
| Q3 25 | $477.0M | $-1.3B | ||
| Q2 25 | $377.8M | $-1.5B | ||
| Q1 25 | $415.9M | $21.5M | ||
| Q4 24 | $1.6B | $-1.1B | ||
| Q3 24 | $486.2M | $-1.2B | ||
| Q2 24 | $380.0M | $-484.4M |
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $-4.0B | ||
| Q3 25 | $402.2M | $-1.4B | ||
| Q2 25 | $317.1M | $-1.5B | ||
| Q1 25 | $367.5M | $-31.1M | ||
| Q4 24 | $1.4B | $-1.3B | ||
| Q3 24 | $434.2M | $-1.2B | ||
| Q2 24 | $333.0M | $-521.1M |
| Q1 26 | — | — | ||
| Q4 25 | 183.5% | -388.8% | ||
| Q3 25 | 52.5% | -142.0% | ||
| Q2 25 | 41.7% | -179.0% | ||
| Q1 25 | 49.3% | -4.0% | ||
| Q4 24 | 191.0% | -173.5% | ||
| Q3 24 | 59.1% | -174.6% | ||
| Q2 24 | 45.9% | -87.0% |
| Q1 26 | — | — | ||
| Q4 25 | 34.1% | 23.7% | ||
| Q3 25 | 9.8% | 6.2% | ||
| Q2 25 | 8.0% | 7.4% | ||
| Q1 25 | 6.5% | 6.8% | ||
| Q4 24 | 26.1% | 21.0% | ||
| Q3 24 | 7.1% | 6.2% | ||
| Q2 24 | 6.5% | 6.1% |
| Q1 26 | — | — | ||
| Q4 25 | 10.07× | -21.56× | ||
| Q3 25 | 1.25× | -9.37× | ||
| Q2 25 | 1.41× | -15.08× | ||
| Q1 25 | 1.76× | 0.30× | ||
| Q4 24 | 5.70× | -3.37× | ||
| Q3 24 | 1.31× | -19.32× | ||
| Q2 24 | 1.50× | -27.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVB
Segment breakdown not available.
SOFI
| Loans and securitizations | $932.2M | 85% |
| Loan origination, sales, securitizations and servicing | $142.2M | 13% |
| Corporate borrowings | $10.7M | 1% |
| Securitizations and warehouses | $10.1M | 1% |
