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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Foxx Development Holdings Inc. (FOXX). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $16.7M, roughly 1.6× Foxx Development Holdings Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -25.6%, a 48.5% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

AVBC vs FOXX — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.6× larger
AVBC
$26.8M
$16.7M
FOXX
Higher net margin
AVBC
AVBC
48.5% more per $
AVBC
22.9%
-25.6%
FOXX

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
AVBC
AVBC
FOXX
FOXX
Revenue
$26.8M
$16.7M
Net Profit
$5.3M
$-4.3M
Gross Margin
13.3%
Operating Margin
33.3%
-13.3%
Net Margin
22.9%
-25.6%
Revenue YoY
-4.4%
Net Profit YoY
-400.9%
EPS (diluted)
$-0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
FOXX
FOXX
Q4 25
$26.8M
$16.7M
Q3 25
$28.0M
$20.2M
Q2 25
$25.9M
$13.9M
Q1 25
$22.9M
$11.4M
Q4 24
$17.5M
Q3 24
$23.1M
Net Profit
AVBC
AVBC
FOXX
FOXX
Q4 25
$5.3M
$-4.3M
Q3 25
$-907.0K
$-2.9M
Q2 25
$3.9M
$-4.1M
Q1 25
$-11.6M
$-4.1M
Q4 24
$1.4M
Q3 24
$-2.3M
Gross Margin
AVBC
AVBC
FOXX
FOXX
Q4 25
13.3%
Q3 25
13.6%
Q2 25
10.9%
Q1 25
5.8%
Q4 24
12.5%
Q3 24
1.7%
Operating Margin
AVBC
AVBC
FOXX
FOXX
Q4 25
33.3%
-13.3%
Q3 25
-7.0%
-4.4%
Q2 25
19.4%
-15.0%
Q1 25
-72.0%
-31.3%
Q4 24
-12.8%
Q3 24
-7.8%
Net Margin
AVBC
AVBC
FOXX
FOXX
Q4 25
22.9%
-25.6%
Q3 25
-3.2%
-14.2%
Q2 25
15.0%
-29.4%
Q1 25
-50.5%
-35.9%
Q4 24
8.1%
Q3 24
-9.8%
EPS (diluted)
AVBC
AVBC
FOXX
FOXX
Q4 25
$-0.62
Q3 25
$-0.05
$-0.42
Q2 25
$-0.44
Q1 25
$-0.58
Q4 24
$0.20
Q3 24
$-0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
FOXX
FOXX
Cash + ST InvestmentsLiquidity on hand
$275.0M
$1.8M
Total DebtLower is stronger
$84.8K
Stockholders' EquityBook value
$379.0M
$-11.8M
Total Assets
$2.8B
$42.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
FOXX
FOXX
Q4 25
$275.0M
$1.8M
Q3 25
$208.3M
$1.5M
Q2 25
$592.5M
$1.9M
Q1 25
$3.8M
Q4 24
$3.9M
Q3 24
$9.2M
Total Debt
AVBC
AVBC
FOXX
FOXX
Q4 25
$84.8K
Q3 25
$90.2K
Q2 25
$97.2K
Q1 25
$100.5K
Q4 24
$105.5K
Q3 24
$110.3K
Stockholders' Equity
AVBC
AVBC
FOXX
FOXX
Q4 25
$379.0M
$-11.8M
Q3 25
$372.0M
$-7.9M
Q2 25
$191.4M
$-5.4M
Q1 25
$186.1M
$-1.6M
Q4 24
$2.2M
Q3 24
$457.2K
Total Assets
AVBC
AVBC
FOXX
FOXX
Q4 25
$2.8B
$42.0M
Q3 25
$2.8B
$49.8M
Q2 25
$3.0B
$26.0M
Q1 25
$2.7B
$32.9M
Q4 24
$31.9M
Q3 24
$49.5M
Debt / Equity
AVBC
AVBC
FOXX
FOXX
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.05×
Q3 24
0.24×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
FOXX
FOXX
Operating Cash FlowLast quarter
$28.4M
$284.2K
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
FOXX
FOXX
Q4 25
$28.4M
$284.2K
Q3 25
$24.1M
$-376.8K
Q2 25
$-2.3M
$-1.9M
Q1 25
$-2.2M
$-178.4K
Q4 24
$-4.2M
Q3 24
$-243.5K
Free Cash Flow
AVBC
AVBC
FOXX
FOXX
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q4 24
$-4.3M
Q3 24
$-278.5K
FCF Margin
AVBC
AVBC
FOXX
FOXX
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q4 24
-24.4%
Q3 24
-1.2%
Capex Intensity
AVBC
AVBC
FOXX
FOXX
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
0.0%
Q1 25
7.2%
0.0%
Q4 24
0.2%
Q3 24
0.2%
Cash Conversion
AVBC
AVBC
FOXX
FOXX
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
-2.97×
Q3 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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