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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and GERON CORP (GERN). Click either name above to swap in a different company.

GERON CORP is the larger business by last-quarter revenue ($47.2M vs $26.8M, roughly 1.8× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -39.0%, a 61.9% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.

AVBC vs GERN — Head-to-Head

Bigger by revenue
GERN
GERN
1.8× larger
GERN
$47.2M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
61.9% more per $
AVBC
22.9%
-39.0%
GERN

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AVBC
AVBC
GERN
GERN
Revenue
$26.8M
$47.2M
Net Profit
$5.3M
$-18.4M
Gross Margin
Operating Margin
33.3%
-29.4%
Net Margin
22.9%
-39.0%
Revenue YoY
67.1%
Net Profit YoY
30.3%
EPS (diluted)
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
GERN
GERN
Q4 25
$26.8M
Q3 25
$28.0M
$47.2M
Q2 25
$25.9M
$49.0M
Q1 25
$22.9M
$39.6M
Q3 24
$28.3M
Q2 24
$882.0K
Q1 24
$304.0K
Q4 23
$23.0K
Net Profit
AVBC
AVBC
GERN
GERN
Q4 25
$5.3M
Q3 25
$-907.0K
$-18.4M
Q2 25
$3.9M
$-16.4M
Q1 25
$-11.6M
$-19.8M
Q3 24
$-26.4M
Q2 24
$-67.4M
Q1 24
$-55.4M
Q4 23
Operating Margin
AVBC
AVBC
GERN
GERN
Q4 25
33.3%
Q3 25
-7.0%
-29.4%
Q2 25
19.4%
-25.4%
Q1 25
-72.0%
-42.2%
Q3 24
-99.8%
Q2 24
-7860.9%
Q1 24
-18465.1%
Q4 23
Net Margin
AVBC
AVBC
GERN
GERN
Q4 25
22.9%
Q3 25
-3.2%
-39.0%
Q2 25
15.0%
-33.4%
Q1 25
-50.5%
-50.1%
Q3 24
-93.5%
Q2 24
-7639.8%
Q1 24
-18220.4%
Q4 23
EPS (diluted)
AVBC
AVBC
GERN
GERN
Q4 25
Q3 25
$-0.05
$-0.03
Q2 25
$-0.02
Q1 25
$-0.03
Q3 24
$-0.04
Q2 24
$-0.10
Q1 24
$-0.09
Q4 23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
GERN
GERN
Cash + ST InvestmentsLiquidity on hand
$275.0M
$78.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$248.7M
Total Assets
$2.8B
$567.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
GERN
GERN
Q4 25
$275.0M
Q3 25
$208.3M
$78.1M
Q2 25
$592.5M
$77.7M
Q1 25
$83.7M
Q3 24
$60.3M
Q2 24
$116.9M
Q1 24
$189.8M
Q4 23
$70.0M
Stockholders' Equity
AVBC
AVBC
GERN
GERN
Q4 25
$379.0M
Q3 25
$372.0M
$248.7M
Q2 25
$191.4M
$259.5M
Q1 25
$186.1M
$268.2M
Q3 24
$292.3M
Q2 24
$306.7M
Q1 24
$344.9M
Q4 23
$247.9M
Total Assets
AVBC
AVBC
GERN
GERN
Q4 25
$2.8B
Q3 25
$2.8B
$567.4M
Q2 25
$3.0B
$555.2M
Q1 25
$2.7B
$562.5M
Q3 24
$444.9M
Q2 24
$449.4M
Q1 24
$482.1M
Q4 23
$394.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
GERN
GERN
Operating Cash FlowLast quarter
$28.4M
$-13.6M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
GERN
GERN
Q4 25
$28.4M
Q3 25
$24.1M
$-13.6M
Q2 25
$-2.3M
$-27.4M
Q1 25
$-2.2M
$-48.0M
Q3 24
$-58.9M
Q2 24
$-53.5M
Q1 24
$-62.3M
Q4 23
$-167.7M
Free Cash Flow
AVBC
AVBC
GERN
GERN
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q3 24
Q2 24
$-53.7M
Q1 24
$-62.9M
Q4 23
$-168.6M
FCF Margin
AVBC
AVBC
GERN
GERN
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q3 24
Q2 24
-6086.6%
Q1 24
-20680.3%
Q4 23
-732926.1%
Capex Intensity
AVBC
AVBC
GERN
GERN
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q3 24
0.0%
Q2 24
23.4%
Q1 24
202.3%
Q4 23
3608.7%
Cash Conversion
AVBC
AVBC
GERN
GERN
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q3 24
Q2 24
Q1 24
Q4 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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