vs

Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Hub Cyber Security Ltd. (HUBC). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $13.9M, roughly 1.9× Hub Cyber Security Ltd.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -91.4%, a 114.3% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

The Hub Power Company Limited, colloquially known as HUBCO, is a Pakistani power company based in Karachi, Sindh. It was the first independent power producer (IPP) established in Pakistan, and before the termination of its energy agreement in October 2024, it was the largest IPP in the country. HUBCO is listed on the Pakistan Stock Exchange.

AVBC vs HUBC — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.9× larger
AVBC
$26.8M
$13.9M
HUBC
Higher net margin
AVBC
AVBC
114.3% more per $
AVBC
22.9%
-91.4%
HUBC

Income Statement — Q4 FY2025 vs Q4 FY2024

Metric
AVBC
AVBC
HUBC
HUBC
Revenue
$26.8M
$13.9M
Net Profit
$5.3M
$-12.7M
Gross Margin
25.6%
Operating Margin
33.3%
-80.8%
Net Margin
22.9%
-91.4%
Revenue YoY
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
HUBC
HUBC
Q4 25
$26.8M
Q3 25
$28.0M
Q2 25
$25.9M
Q1 25
$22.9M
Q4 24
$13.9M
Q2 24
$15.7M
Net Profit
AVBC
AVBC
HUBC
HUBC
Q4 25
$5.3M
Q3 25
$-907.0K
Q2 25
$3.9M
Q1 25
$-11.6M
Q4 24
$-12.7M
Q2 24
$-26.4M
Gross Margin
AVBC
AVBC
HUBC
HUBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
25.6%
Q2 24
9.5%
Operating Margin
AVBC
AVBC
HUBC
HUBC
Q4 25
33.3%
Q3 25
-7.0%
Q2 25
19.4%
Q1 25
-72.0%
Q4 24
-80.8%
Q2 24
-95.7%
Net Margin
AVBC
AVBC
HUBC
HUBC
Q4 25
22.9%
Q3 25
-3.2%
Q2 25
15.0%
Q1 25
-50.5%
Q4 24
-91.4%
Q2 24
-167.8%
EPS (diluted)
AVBC
AVBC
HUBC
HUBC
Q4 25
Q3 25
$-0.05
Q2 25
Q1 25
Q4 24
Q2 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
HUBC
HUBC
Cash + ST InvestmentsLiquidity on hand
$275.0M
$3.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$-80.8M
Total Assets
$2.8B
$27.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
HUBC
HUBC
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
Q1 25
Q4 24
$3.1M
Q2 24
$1.2M
Stockholders' Equity
AVBC
AVBC
HUBC
HUBC
Q4 25
$379.0M
Q3 25
$372.0M
Q2 25
$191.4M
Q1 25
$186.1M
Q4 24
$-80.8M
Q2 24
$-59.4M
Total Assets
AVBC
AVBC
HUBC
HUBC
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$3.0B
Q1 25
$2.7B
Q4 24
$27.4M
Q2 24
$28.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
HUBC
HUBC
Operating Cash FlowLast quarter
$28.4M
$-6.3M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
HUBC
HUBC
Q4 25
$28.4M
Q3 25
$24.1M
Q2 25
$-2.3M
Q1 25
$-2.2M
Q4 24
$-6.3M
Q2 24
$-10.8M
Free Cash Flow
AVBC
AVBC
HUBC
HUBC
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q4 24
Q2 24
FCF Margin
AVBC
AVBC
HUBC
HUBC
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q4 24
Q2 24
Capex Intensity
AVBC
AVBC
HUBC
HUBC
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q4 24
Q2 24
Cash Conversion
AVBC
AVBC
HUBC
HUBC
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons