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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Legacy Housing Corp (LEGH). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $25.5M, roughly 1.1× Legacy Housing Corp). Legacy Housing Corp runs the higher net margin — 32.2% vs 22.9%, a 9.3% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $15.7M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.
AVBC vs LEGH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $25.5M |
| Net Profit | $5.3M | $8.2M |
| Gross Margin | — | 26.4% |
| Operating Margin | 33.3% | 40.4% |
| Net Margin | 22.9% | 32.2% |
| Revenue YoY | — | -30.6% |
| Net Profit YoY | — | -43.5% |
| EPS (diluted) | — | $0.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $25.5M | ||
| Q3 25 | $28.0M | $28.8M | ||
| Q2 25 | $25.9M | $38.4M | ||
| Q1 25 | $22.9M | $24.3M | ||
| Q4 24 | — | $36.7M | ||
| Q3 24 | — | $30.2M | ||
| Q2 24 | — | $31.7M | ||
| Q1 24 | — | $30.8M |
| Q4 25 | $5.3M | $8.2M | ||
| Q3 25 | $-907.0K | $8.6M | ||
| Q2 25 | $3.9M | $14.7M | ||
| Q1 25 | $-11.6M | $10.3M | ||
| Q4 24 | — | $14.5M | ||
| Q3 24 | — | $15.8M | ||
| Q2 24 | — | $16.2M | ||
| Q1 24 | — | $15.1M |
| Q4 25 | — | 26.4% | ||
| Q3 25 | — | 20.2% | ||
| Q2 25 | — | 32.4% | ||
| Q1 25 | — | 29.2% | ||
| Q4 24 | — | 27.3% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 33.6% |
| Q4 25 | 33.3% | 40.4% | ||
| Q3 25 | -7.0% | 33.7% | ||
| Q2 25 | 19.4% | 43.8% | ||
| Q1 25 | -72.0% | 47.7% | ||
| Q4 24 | — | 42.3% | ||
| Q3 24 | — | 50.8% | ||
| Q2 24 | — | 50.6% | ||
| Q1 24 | — | 54.3% |
| Q4 25 | 22.9% | 32.2% | ||
| Q3 25 | -3.2% | 30.0% | ||
| Q2 25 | 15.0% | 38.3% | ||
| Q1 25 | -50.5% | 42.3% | ||
| Q4 24 | — | 39.5% | ||
| Q3 24 | — | 52.4% | ||
| Q2 24 | — | 51.1% | ||
| Q1 24 | — | 49.1% |
| Q4 25 | — | $0.38 | ||
| Q3 25 | $-0.05 | $0.35 | ||
| Q2 25 | — | $0.60 | ||
| Q1 25 | — | $0.41 | ||
| Q4 24 | — | $0.59 | ||
| Q3 24 | — | $0.64 | ||
| Q2 24 | — | $0.65 | ||
| Q1 24 | — | $0.60 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $8.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $528.6M |
| Total Assets | $2.8B | $580.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $8.5M | ||
| Q3 25 | $208.3M | $13.6M | ||
| Q2 25 | $592.5M | $2.6M | ||
| Q1 25 | — | $3.4M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $570.0K | ||
| Q2 24 | — | $60.0K | ||
| Q1 24 | — | $621.0K |
| Q4 25 | $379.0M | $528.6M | ||
| Q3 25 | $372.0M | $521.6M | ||
| Q2 25 | $191.4M | $512.8M | ||
| Q1 25 | $186.1M | $503.7M | ||
| Q4 24 | — | $494.0M | ||
| Q3 24 | — | $479.3M | ||
| Q2 24 | — | $463.2M | ||
| Q1 24 | — | $450.4M |
| Q4 25 | $2.8B | $580.3M | ||
| Q3 25 | $2.8B | $557.9M | ||
| Q2 25 | $3.0B | $552.0M | ||
| Q1 25 | $2.7B | $544.6M | ||
| Q4 24 | — | $534.2M | ||
| Q3 24 | — | $521.4M | ||
| Q2 24 | — | $514.9M | ||
| Q1 24 | — | $510.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $19.0M |
| Free Cash FlowOCF − Capex | $24.1M | $15.7M |
| FCF MarginFCF / Revenue | 89.9% | 61.6% |
| Capex IntensityCapex / Revenue | 16.0% | 13.1% |
| Cash ConversionOCF / Net Profit | 5.32× | 2.32× |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $28.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $19.0M | ||
| Q3 25 | $24.1M | $7.2M | ||
| Q2 25 | $-2.3M | $6.1M | ||
| Q1 25 | $-2.2M | $4.9M | ||
| Q4 24 | — | $7.9M | ||
| Q3 24 | — | $13.8M | ||
| Q2 24 | — | $3.5M | ||
| Q1 24 | — | $10.8M |
| Q4 25 | $24.1M | $15.7M | ||
| Q3 25 | $23.3M | $5.1M | ||
| Q2 25 | $-3.3M | $3.7M | ||
| Q1 25 | $-3.9M | $3.6M | ||
| Q4 24 | — | $6.0M | ||
| Q3 24 | — | $9.1M | ||
| Q2 24 | — | $1.7M | ||
| Q1 24 | — | $9.9M |
| Q4 25 | 89.9% | 61.6% | ||
| Q3 25 | 83.2% | 17.8% | ||
| Q2 25 | -12.8% | 9.6% | ||
| Q1 25 | -16.9% | 15.0% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | — | 30.2% | ||
| Q2 24 | — | 5.4% | ||
| Q1 24 | — | 32.2% |
| Q4 25 | 16.0% | 13.1% | ||
| Q3 25 | 3.1% | 7.1% | ||
| Q2 25 | 3.7% | 6.2% | ||
| Q1 25 | 7.2% | 5.2% | ||
| Q4 24 | — | 5.1% | ||
| Q3 24 | — | 15.6% | ||
| Q2 24 | — | 5.5% | ||
| Q1 24 | — | 2.8% |
| Q4 25 | 5.32× | 2.32× | ||
| Q3 25 | — | 0.83× | ||
| Q2 25 | -0.60× | 0.41× | ||
| Q1 25 | — | 0.48× | ||
| Q4 24 | — | 0.54× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.21× | ||
| Q1 24 | — | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
