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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP (NEN). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $23.6M, roughly 1.1× NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -677.3%, a 700.2% gap on every dollar of revenue.
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
New England Realty Associates Limited Partnership is a real estate investment entity that owns, operates and manages residential and commercial properties primarily across the U.S. New England region. Its core assets include multifamily apartments, mixed-use properties and small commercial spaces, serving tenants across Massachusetts, New Hampshire and adjacent states, delivering steady returns to unitholders via rental income and property value growth.
AVBC vs NEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $23.6M |
| Net Profit | $5.3M | $-1.4M |
| Gross Margin | — | — |
| Operating Margin | 33.3% | 14.0% |
| Net Margin | 22.9% | -677.3% |
| Revenue YoY | — | 15.7% |
| Net Profit YoY | — | -133.0% |
| EPS (diluted) | — | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $23.6M | ||
| Q3 25 | $28.0M | $23.7M | ||
| Q2 25 | $25.9M | $21.2M | ||
| Q1 25 | $22.9M | $20.7M | ||
| Q4 24 | — | $20.4M | ||
| Q3 24 | — | $20.2M | ||
| Q2 24 | — | $20.1M | ||
| Q1 24 | — | $19.9M |
| Q4 25 | $5.3M | $-1.4M | ||
| Q3 25 | $-907.0K | $-521.8K | ||
| Q2 25 | $3.9M | $4.1M | ||
| Q1 25 | $-11.6M | $3.8M | ||
| Q4 24 | — | $4.2M | ||
| Q3 24 | — | $3.9M | ||
| Q2 24 | — | $4.1M | ||
| Q1 24 | — | $3.5M |
| Q4 25 | 33.3% | 14.0% | ||
| Q3 25 | -7.0% | 20.0% | ||
| Q2 25 | 19.4% | 33.3% | ||
| Q1 25 | -72.0% | 30.1% | ||
| Q4 24 | — | 32.4% | ||
| Q3 24 | — | 32.0% | ||
| Q2 24 | — | 32.6% | ||
| Q1 24 | — | 28.9% |
| Q4 25 | 22.9% | -677.3% | ||
| Q3 25 | -3.2% | -2.2% | ||
| Q2 25 | 15.0% | 19.5% | ||
| Q1 25 | -50.5% | 18.3% | ||
| Q4 24 | — | 20.7% | ||
| Q3 24 | — | 19.3% | ||
| Q2 24 | — | 20.3% | ||
| Q1 24 | — | 17.4% |
| Q4 25 | — | — | ||
| Q3 25 | $-0.05 | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $26.7M |
| Total DebtLower is stronger | — | $531.0M |
| Stockholders' EquityBook value | $379.0M | — |
| Total Assets | $2.8B | $505.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $26.7M | ||
| Q3 25 | $208.3M | $13.4M | ||
| Q2 25 | $592.5M | $16.7M | ||
| Q1 25 | — | $30.9M | ||
| Q4 24 | — | $17.6M | ||
| Q3 24 | — | $15.1M | ||
| Q2 24 | — | $13.5M | ||
| Q1 24 | — | $28.8M |
| Q4 25 | — | $531.0M | ||
| Q3 25 | — | $514.2M | ||
| Q2 25 | — | $514.3M | ||
| Q1 25 | — | $407.8M | ||
| Q4 24 | — | $408.6M | ||
| Q3 24 | — | $409.3M | ||
| Q2 24 | — | $410.0M | ||
| Q1 24 | — | $410.7M |
| Q4 25 | $379.0M | — | ||
| Q3 25 | $372.0M | — | ||
| Q2 25 | $191.4M | — | ||
| Q1 25 | $186.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $2.8B | $505.3M | ||
| Q3 25 | $2.8B | $492.9M | ||
| Q2 25 | $3.0B | $494.8M | ||
| Q1 25 | $2.7B | $385.2M | ||
| Q4 24 | — | $393.5M | ||
| Q3 24 | — | $387.4M | ||
| Q2 24 | — | $383.7M | ||
| Q1 24 | — | $381.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $27.7M |
| Free Cash FlowOCF − Capex | $24.1M | — |
| FCF MarginFCF / Revenue | 89.9% | — |
| Capex IntensityCapex / Revenue | 16.0% | — |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $27.7M | ||
| Q3 25 | $24.1M | $2.3M | ||
| Q2 25 | $-2.3M | $12.5M | ||
| Q1 25 | $-2.2M | $5.5M | ||
| Q4 24 | — | $31.9M | ||
| Q3 24 | — | $8.5M | ||
| Q2 24 | — | $5.4M | ||
| Q1 24 | — | $6.1M |
| Q4 25 | $24.1M | — | ||
| Q3 25 | $23.3M | — | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 89.9% | — | ||
| Q3 25 | 83.2% | — | ||
| Q2 25 | -12.8% | — | ||
| Q1 25 | -16.9% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 16.0% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 7.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | 3.02× | ||
| Q1 25 | — | 1.44× | ||
| Q4 24 | — | 7.57× | ||
| Q3 24 | — | 2.17× | ||
| Q2 24 | — | 1.32× | ||
| Q1 24 | — | 1.77× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
