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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and ON24 INC. (ONTF). Click either name above to swap in a different company.
ON24 INC. is the larger business by last-quarter revenue ($34.6M vs $26.8M, roughly 1.3× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -18.8%, a 41.7% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-2.2M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
ON24 Inc., a San Francisco-based company, is a cloud-based platform that develops and sells web-based webinar, virtual conferencing, content hub, and landing page applications as a service for marketing and sales teams in B2B organizations. In 2023 it expanded its offerings to include generative AI services.
AVBC vs ONTF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $34.6M |
| Net Profit | $5.3M | $-6.5M |
| Gross Margin | — | 74.9% |
| Operating Margin | 33.3% | -23.5% |
| Net Margin | 22.9% | -18.8% |
| Revenue YoY | — | -5.6% |
| Net Profit YoY | — | 26.8% |
| EPS (diluted) | — | $-0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $34.6M | ||
| Q3 25 | $28.0M | $34.6M | ||
| Q2 25 | $25.9M | $35.3M | ||
| Q1 25 | $22.9M | $34.7M | ||
| Q4 24 | — | $36.7M | ||
| Q3 24 | — | $36.3M | ||
| Q2 24 | — | $37.3M | ||
| Q1 24 | — | $37.7M |
| Q4 25 | $5.3M | $-6.5M | ||
| Q3 25 | $-907.0K | $-6.4M | ||
| Q2 25 | $3.9M | $-7.3M | ||
| Q1 25 | $-11.6M | $-8.7M | ||
| Q4 24 | — | $-8.9M | ||
| Q3 24 | — | $-11.4M | ||
| Q2 24 | — | $-11.2M | ||
| Q1 24 | — | $-10.7M |
| Q4 25 | — | 74.9% | ||
| Q3 25 | — | 74.7% | ||
| Q2 25 | — | 75.1% | ||
| Q1 25 | — | 73.8% | ||
| Q4 24 | — | 74.5% | ||
| Q3 24 | — | 74.3% | ||
| Q2 24 | — | 74.5% | ||
| Q1 24 | — | 74.1% |
| Q4 25 | 33.3% | -23.5% | ||
| Q3 25 | -7.0% | -23.1% | ||
| Q2 25 | 19.4% | -26.0% | ||
| Q1 25 | -72.0% | -30.1% | ||
| Q4 24 | — | -32.1% | ||
| Q3 24 | — | -36.7% | ||
| Q2 24 | — | -35.0% | ||
| Q1 24 | — | -33.1% |
| Q4 25 | 22.9% | -18.8% | ||
| Q3 25 | -3.2% | -18.4% | ||
| Q2 25 | 15.0% | -20.6% | ||
| Q1 25 | -50.5% | -25.1% | ||
| Q4 24 | — | -24.2% | ||
| Q3 24 | — | -31.4% | ||
| Q2 24 | — | -29.9% | ||
| Q1 24 | — | -28.4% |
| Q4 25 | — | $-0.15 | ||
| Q3 25 | $-0.05 | $-0.15 | ||
| Q2 25 | — | $-0.17 | ||
| Q1 25 | — | $-0.21 | ||
| Q4 24 | — | $-0.21 | ||
| Q3 24 | — | $-0.27 | ||
| Q2 24 | — | $-0.27 | ||
| Q1 24 | — | $-0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $37.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $139.4M |
| Total Assets | $2.8B | $228.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $37.0M | ||
| Q3 25 | $208.3M | $47.2M | ||
| Q2 25 | $592.5M | $37.7M | ||
| Q1 25 | — | $26.8M | ||
| Q4 24 | — | $14.9M | ||
| Q3 24 | — | $11.0M | ||
| Q2 24 | — | $15.5M | ||
| Q1 24 | — | $18.3M |
| Q4 25 | $379.0M | $139.4M | ||
| Q3 25 | $372.0M | $144.3M | ||
| Q2 25 | $191.4M | $150.0M | ||
| Q1 25 | $186.1M | $153.7M | ||
| Q4 24 | — | $159.4M | ||
| Q3 24 | — | $164.9M | ||
| Q2 24 | — | $170.8M | ||
| Q1 24 | — | $174.4M |
| Q4 25 | $2.8B | $228.4M | ||
| Q3 25 | $2.8B | $224.8M | ||
| Q2 25 | $3.0B | $235.1M | ||
| Q1 25 | $2.7B | $245.8M | ||
| Q4 24 | — | $251.0M | ||
| Q3 24 | — | $250.9M | ||
| Q2 24 | — | $259.0M | ||
| Q1 24 | — | $269.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $-1.1M |
| Free Cash FlowOCF − Capex | $24.1M | $-2.2M |
| FCF MarginFCF / Revenue | 89.9% | -6.4% |
| Capex IntensityCapex / Revenue | 16.0% | 3.3% |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $4.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $-1.1M | ||
| Q3 25 | $24.1M | $2.5M | ||
| Q2 25 | $-2.3M | $2.6M | ||
| Q1 25 | $-2.2M | $3.4M | ||
| Q4 24 | — | $985.0K | ||
| Q3 24 | — | $295.0K | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $2.1M |
| Q4 25 | $24.1M | $-2.2M | ||
| Q3 25 | $23.3M | $2.2M | ||
| Q2 25 | $-3.3M | $2.1M | ||
| Q1 25 | $-3.9M | $1.9M | ||
| Q4 24 | — | $424.0K | ||
| Q3 24 | — | $143.0K | ||
| Q2 24 | — | $898.0K | ||
| Q1 24 | — | $1.1M |
| Q4 25 | 89.9% | -6.4% | ||
| Q3 25 | 83.2% | 6.2% | ||
| Q2 25 | -12.8% | 5.9% | ||
| Q1 25 | -16.9% | 5.6% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 2.4% | ||
| Q1 24 | — | 2.9% |
| Q4 25 | 16.0% | 3.3% | ||
| Q3 25 | 3.1% | 1.1% | ||
| Q2 25 | 3.7% | 1.4% | ||
| Q1 25 | 7.2% | 4.2% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 2.8% |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
