vs

Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and TAT TECHNOLOGIES LTD (TATT). Click either name above to swap in a different company.

TAT TECHNOLOGIES LTD is the larger business by last-quarter revenue ($46.2M vs $26.8M, roughly 1.7× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 10.5%, a 12.4% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $4.8M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

TAT Technologies Ltd. is a publicly traded company, headquartered in the United States, providing environmental control products and services for the commercial and military aviation industries. Its shares are traded on the NASDAQ Capital Market and on the Tel Aviv Stock Exchange.

AVBC vs TATT — Head-to-Head

Bigger by revenue
TATT
TATT
1.7× larger
TATT
$46.2M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
12.4% more per $
AVBC
22.9%
10.5%
TATT
More free cash flow
AVBC
AVBC
$19.3M more FCF
AVBC
$24.1M
$4.8M
TATT

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
AVBC
AVBC
TATT
TATT
Revenue
$26.8M
$46.2M
Net Profit
$5.3M
$4.8M
Gross Margin
25.1%
Operating Margin
33.3%
11.4%
Net Margin
22.9%
10.5%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
TATT
TATT
Q4 25
$26.8M
Q3 25
$28.0M
$46.2M
Q2 25
$25.9M
$43.1M
Q1 25
$22.9M
Net Profit
AVBC
AVBC
TATT
TATT
Q4 25
$5.3M
Q3 25
$-907.0K
$4.8M
Q2 25
$3.9M
$3.4M
Q1 25
$-11.6M
Gross Margin
AVBC
AVBC
TATT
TATT
Q4 25
Q3 25
25.1%
Q2 25
25.1%
Q1 25
Operating Margin
AVBC
AVBC
TATT
TATT
Q4 25
33.3%
Q3 25
-7.0%
11.4%
Q2 25
19.4%
10.3%
Q1 25
-72.0%
Net Margin
AVBC
AVBC
TATT
TATT
Q4 25
22.9%
Q3 25
-3.2%
10.5%
Q2 25
15.0%
8.0%
Q1 25
-50.5%
EPS (diluted)
AVBC
AVBC
TATT
TATT
Q4 25
Q3 25
$-0.05
$0.37
Q2 25
$0.30
Q1 25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
TATT
TATT
Cash + ST InvestmentsLiquidity on hand
$275.0M
$47.1M
Total DebtLower is stronger
$9.9M
Stockholders' EquityBook value
$379.0M
$170.7M
Total Assets
$2.8B
$224.1M
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
TATT
TATT
Q4 25
$275.0M
Q3 25
$208.3M
$47.1M
Q2 25
$592.5M
$43.1M
Q1 25
Total Debt
AVBC
AVBC
TATT
TATT
Q4 25
Q3 25
$9.9M
Q2 25
$10.3M
Q1 25
Stockholders' Equity
AVBC
AVBC
TATT
TATT
Q4 25
$379.0M
Q3 25
$372.0M
$170.7M
Q2 25
$191.4M
$165.8M
Q1 25
$186.1M
Total Assets
AVBC
AVBC
TATT
TATT
Q4 25
$2.8B
Q3 25
$2.8B
$224.1M
Q2 25
$3.0B
$213.6M
Q1 25
$2.7B
Debt / Equity
AVBC
AVBC
TATT
TATT
Q4 25
Q3 25
0.06×
Q2 25
0.06×
Q1 25

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
TATT
TATT
Operating Cash FlowLast quarter
$28.4M
$7.5M
Free Cash FlowOCF − Capex
$24.1M
$4.8M
FCF MarginFCF / Revenue
89.9%
10.3%
Capex IntensityCapex / Revenue
16.0%
5.9%
Cash ConversionOCF / Net Profit
5.32×
1.55×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
TATT
TATT
Q4 25
$28.4M
Q3 25
$24.1M
$7.5M
Q2 25
$-2.3M
$6.9M
Q1 25
$-2.2M
Free Cash Flow
AVBC
AVBC
TATT
TATT
Q4 25
$24.1M
Q3 25
$23.3M
$4.8M
Q2 25
$-3.3M
$3.6M
Q1 25
$-3.9M
FCF Margin
AVBC
AVBC
TATT
TATT
Q4 25
89.9%
Q3 25
83.2%
10.3%
Q2 25
-12.8%
8.5%
Q1 25
-16.9%
Capex Intensity
AVBC
AVBC
TATT
TATT
Q4 25
16.0%
Q3 25
3.1%
5.9%
Q2 25
3.7%
7.7%
Q1 25
7.2%
Cash Conversion
AVBC
AVBC
TATT
TATT
Q4 25
5.32×
Q3 25
1.55×
Q2 25
-0.60×
2.02×
Q1 25

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons