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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Ucommune International Ltd (UK). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $16.4M, roughly 1.6× Ucommune International Ltd). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -42.2%, a 65.1% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-892.0K).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Ucommune International Ltd., formerly known as UrWork, is a Beijing-based co-working space provider founded in 2015 by Mao Daqing. It is now the second-largest co-working space provider after WeWork, with properties in three dozen cities around the world, including Shanghai, Singapore, Hong Kong and New York City. The company was valued at 1.8 billion US dollars in August 2018, making it the first domestic unicorn in the Chinese co-working space, but by November 2018, Ucommune had completed i...

AVBC vs UK — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.6× larger
AVBC
$26.8M
$16.4M
UK
Higher net margin
AVBC
AVBC
65.1% more per $
AVBC
22.9%
-42.2%
UK
More free cash flow
AVBC
AVBC
$25.0M more FCF
AVBC
$24.1M
$-892.0K
UK

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
AVBC
AVBC
UK
UK
Revenue
$26.8M
$16.4M
Net Profit
$5.3M
$-6.9M
Gross Margin
Operating Margin
33.3%
-23.6%
Net Margin
22.9%
-42.2%
Revenue YoY
-56.1%
Net Profit YoY
-30.2%
EPS (diluted)
$-8.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
UK
UK
Q4 25
$26.8M
Q3 25
$28.0M
Q2 25
$25.9M
Q1 25
$22.9M
Q2 24
$16.4M
Q2 23
$37.2M
Q2 22
$44.4M
Net Profit
AVBC
AVBC
UK
UK
Q4 25
$5.3M
Q3 25
$-907.0K
Q2 25
$3.9M
Q1 25
$-11.6M
Q2 24
$-6.9M
Q2 23
$-5.3M
Q2 22
$-34.2M
Operating Margin
AVBC
AVBC
UK
UK
Q4 25
33.3%
Q3 25
-7.0%
Q2 25
19.4%
Q1 25
-72.0%
Q2 24
-23.6%
Q2 23
-22.0%
Q2 22
-86.7%
Net Margin
AVBC
AVBC
UK
UK
Q4 25
22.9%
Q3 25
-3.2%
Q2 25
15.0%
Q1 25
-50.5%
Q2 24
-42.2%
Q2 23
-14.2%
Q2 22
-77.1%
EPS (diluted)
AVBC
AVBC
UK
UK
Q4 25
Q3 25
$-0.05
Q2 25
Q1 25
Q2 24
$-8.55
Q2 23
$-0.99
Q2 22
$-7.83

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
UK
UK
Cash + ST InvestmentsLiquidity on hand
$275.0M
$10.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$4.7M
Total Assets
$2.8B
$68.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
UK
UK
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
Q1 25
Q2 24
$10.7M
Q2 23
$8.6M
Q2 22
$15.9M
Total Debt
AVBC
AVBC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
Q2 24
Q2 23
$50.9K
Q2 22
$2.1M
Stockholders' Equity
AVBC
AVBC
UK
UK
Q4 25
$379.0M
Q3 25
$372.0M
Q2 25
$191.4M
Q1 25
$186.1M
Q2 24
$4.7M
Q2 23
$3.0M
Q2 22
$19.6M
Total Assets
AVBC
AVBC
UK
UK
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$3.0B
Q1 25
$2.7B
Q2 24
$68.0M
Q2 23
$103.4M
Q2 22
$200.4M
Debt / Equity
AVBC
AVBC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
Q2 24
Q2 23
0.02×
Q2 22
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
UK
UK
Operating Cash FlowLast quarter
$28.4M
$-677.0K
Free Cash FlowOCF − Capex
$24.1M
$-892.0K
FCF MarginFCF / Revenue
89.9%
-5.5%
Capex IntensityCapex / Revenue
16.0%
1.3%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
UK
UK
Q4 25
$28.4M
Q3 25
$24.1M
Q2 25
$-2.3M
Q1 25
$-2.2M
Q2 24
$-677.0K
Q2 23
$4.2M
Q2 22
$-16.0M
Free Cash Flow
AVBC
AVBC
UK
UK
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q2 24
$-892.0K
Q2 23
$3.2M
Q2 22
$-19.9M
FCF Margin
AVBC
AVBC
UK
UK
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q2 24
-5.5%
Q2 23
8.5%
Q2 22
-44.8%
Capex Intensity
AVBC
AVBC
UK
UK
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q2 24
1.3%
Q2 23
2.8%
Q2 22
8.7%
Cash Conversion
AVBC
AVBC
UK
UK
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q2 24
Q2 23
Q2 22

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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