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Side-by-side financial comparison of Avidbank Holdings, Inc. (AVBH) and Gloo Holdings, Inc. (GLOO). Click either name above to swap in a different company.

Gloo Holdings, Inc. is the larger business by last-quarter revenue ($32.6M vs $28.0M, roughly 1.2× Avidbank Holdings, Inc.). Avidbank Holdings, Inc. runs the higher net margin — 32.3% vs -116.9%, a 149.1% gap on every dollar of revenue.

Avidbank Holdings, Inc. is a U.S.-based financial holding company operating through its subsidiary AvidBank. It offers commercial banking products and services primarily to small and medium-sized enterprises, business owners, and high-net-worth individuals across California, including commercial loans, deposit accounts, cash management, and customized financing solutions for sectors like manufacturing, technology, real estate and professional services.

AVBH vs GLOO — Head-to-Head

Bigger by revenue
GLOO
GLOO
1.2× larger
GLOO
$32.6M
$28.0M
AVBH
Higher net margin
AVBH
AVBH
149.1% more per $
AVBH
32.3%
-116.9%
GLOO

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
AVBH
AVBH
GLOO
GLOO
Revenue
$28.0M
$32.6M
Net Profit
$9.0M
$-38.0M
Gross Margin
Operating Margin
-82.0%
Net Margin
32.3%
-116.9%
Revenue YoY
Net Profit YoY
65.9%
12.2%
EPS (diluted)
$0.84
$-6.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBH
AVBH
GLOO
GLOO
Q1 26
$28.0M
Q4 25
$26.8M
$32.6M
Q3 25
$48.0K
Q2 25
$21.8M
Net Profit
AVBH
AVBH
GLOO
GLOO
Q1 26
$9.0M
Q4 25
$6.9M
$-38.0M
Q3 25
$-37.7M
Q2 25
$5.8M
Operating Margin
AVBH
AVBH
GLOO
GLOO
Q1 26
Q4 25
-82.0%
Q3 25
-110491.7%
Q2 25
38.0%
Net Margin
AVBH
AVBH
GLOO
GLOO
Q1 26
32.3%
Q4 25
25.9%
-116.9%
Q3 25
-78614.6%
Q2 25
26.6%
EPS (diluted)
AVBH
AVBH
GLOO
GLOO
Q1 26
$0.84
Q4 25
$0.65
$-6.08
Q3 25
$-4.12
Q2 25
$0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBH
AVBH
GLOO
GLOO
Cash + ST InvestmentsLiquidity on hand
$15.1M
Total DebtLower is stronger
$55.0M
$176.5M
Stockholders' EquityBook value
$287.2M
$-444.4M
Total Assets
$2.5B
$206.7M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBH
AVBH
GLOO
GLOO
Q1 26
Q4 25
$15.1M
Q3 25
Q2 25
Total Debt
AVBH
AVBH
GLOO
GLOO
Q1 26
$55.0M
Q4 25
$60.0M
$176.5M
Q3 25
Q2 25
Stockholders' Equity
AVBH
AVBH
GLOO
GLOO
Q1 26
$287.2M
Q4 25
$278.4M
$-444.4M
Q3 25
$273.1M
Q2 25
$204.4M
Total Assets
AVBH
AVBH
GLOO
GLOO
Q1 26
$2.5B
Q4 25
$2.5B
$206.7M
Q3 25
$2.4B
Q2 25
$2.4B
Debt / Equity
AVBH
AVBH
GLOO
GLOO
Q1 26
0.19×
Q4 25
0.22×
Q3 25
Q2 25

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBH
AVBH
GLOO
GLOO
Operating Cash FlowLast quarter
$-63.0M
Free Cash FlowOCF − Capex
$-63.4M
FCF MarginFCF / Revenue
-194.8%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBH
AVBH
GLOO
GLOO
Q1 26
Q4 25
$-63.0M
Q3 25
$12.4M
Q2 25
$10.7M
Free Cash Flow
AVBH
AVBH
GLOO
GLOO
Q1 26
Q4 25
$-63.4M
Q3 25
$12.4M
Q2 25
$10.6M
FCF Margin
AVBH
AVBH
GLOO
GLOO
Q1 26
Q4 25
-194.8%
Q3 25
25783.3%
Q2 25
48.6%
Capex Intensity
AVBH
AVBH
GLOO
GLOO
Q1 26
Q4 25
1.4%
Q3 25
72.9%
Q2 25
0.3%
Cash Conversion
AVBH
AVBH
GLOO
GLOO
Q1 26
Q4 25
Q3 25
Q2 25
1.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBH
AVBH

Net Interest Income$26.5M95%
Noninterest Income$1.5M5%

GLOO
GLOO

Platform Solutions$12.7M39%
Advertising$11.1M34%
Marketplace$3.9M12%
Midwestern Acquisition$2.7M8%
Servant Acquisition$1.8M6%

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