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Side-by-side financial comparison of Avidbank Holdings, Inc. (AVBH) and i3 Verticals, Inc. (IIIV). Click either name above to swap in a different company.

i3 Verticals, Inc. is the larger business by last-quarter revenue ($52.7M vs $28.0M, roughly 1.9× Avidbank Holdings, Inc.). Avidbank Holdings, Inc. runs the higher net margin — 32.3% vs 0.9%, a 31.3% gap on every dollar of revenue.

Avidbank Holdings, Inc. is a U.S.-based financial holding company operating through its subsidiary AvidBank. It offers commercial banking products and services primarily to small and medium-sized enterprises, business owners, and high-net-worth individuals across California, including commercial loans, deposit accounts, cash management, and customized financing solutions for sectors like manufacturing, technology, real estate and professional services.

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

AVBH vs IIIV — Head-to-Head

Bigger by revenue
IIIV
IIIV
1.9× larger
IIIV
$52.7M
$28.0M
AVBH
Higher net margin
AVBH
AVBH
31.3% more per $
AVBH
32.3%
0.9%
IIIV

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
AVBH
AVBH
IIIV
IIIV
Revenue
$28.0M
$52.7M
Net Profit
$9.0M
$484.0K
Gross Margin
Operating Margin
3.1%
Net Margin
32.3%
0.9%
Revenue YoY
-14.6%
Net Profit YoY
65.9%
-76.5%
EPS (diluted)
$0.84
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBH
AVBH
IIIV
IIIV
Q1 26
$28.0M
Q4 25
$26.8M
$52.7M
Q3 25
$48.0K
$46.0M
Q2 25
$21.8M
$51.9M
Q1 25
$63.1M
Q4 24
$52.2M
Q3 24
$32.0M
Q2 24
$46.2M
Net Profit
AVBH
AVBH
IIIV
IIIV
Q1 26
$9.0M
Q4 25
$6.9M
$484.0K
Q3 25
$-37.7M
$3.1M
Q2 25
$5.8M
$12.9M
Q1 25
$-154.0K
Q4 24
$2.1M
Q3 24
$117.9M
Q2 24
$-7.5M
Operating Margin
AVBH
AVBH
IIIV
IIIV
Q1 26
Q4 25
3.1%
Q3 25
-110491.7%
3.2%
Q2 25
38.0%
-9.3%
Q1 25
8.0%
Q4 24
3.9%
Q3 24
10.6%
Q2 24
-2.8%
Net Margin
AVBH
AVBH
IIIV
IIIV
Q1 26
32.3%
Q4 25
25.9%
0.9%
Q3 25
-78614.6%
6.7%
Q2 25
26.6%
24.8%
Q1 25
-0.2%
Q4 24
3.9%
Q3 24
368.2%
Q2 24
-16.3%
EPS (diluted)
AVBH
AVBH
IIIV
IIIV
Q1 26
$0.84
Q4 25
$0.65
$0.02
Q3 25
$-4.12
$0.14
Q2 25
$0.75
$0.50
Q1 25
$0.00
Q4 24
$0.08
Q3 24
$4.93
Q2 24
$-0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBH
AVBH
IIIV
IIIV
Cash + ST InvestmentsLiquidity on hand
$37.5M
Total DebtLower is stronger
$55.0M
Stockholders' EquityBook value
$287.2M
$358.5M
Total Assets
$2.5B
$595.9M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBH
AVBH
IIIV
IIIV
Q1 26
Q4 25
$37.5M
Q3 25
$66.7M
Q2 25
$55.5M
Q1 25
$7.7M
Q4 24
$85.6M
Q3 24
$86.5M
Q2 24
$9.7M
Total Debt
AVBH
AVBH
IIIV
IIIV
Q1 26
$55.0M
Q4 25
$60.0M
Q3 25
$0
Q2 25
$0
Q1 25
$12.0M
Q4 24
$26.2M
Q3 24
$26.2M
Q2 24
$374.1M
Stockholders' Equity
AVBH
AVBH
IIIV
IIIV
Q1 26
$287.2M
Q4 25
$278.4M
$358.5M
Q3 25
$273.1M
$389.6M
Q2 25
$204.4M
$383.3M
Q1 25
$385.2M
Q4 24
$375.0M
Q3 24
$379.7M
Q2 24
$249.7M
Total Assets
AVBH
AVBH
IIIV
IIIV
Q1 26
$2.5B
Q4 25
$2.5B
$595.9M
Q3 25
$2.4B
$638.4M
Q2 25
$2.4B
$623.3M
Q1 25
$646.4M
Q4 24
$726.2M
Q3 24
$730.7M
Q2 24
$861.7M
Debt / Equity
AVBH
AVBH
IIIV
IIIV
Q1 26
0.19×
Q4 25
0.22×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.03×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
1.50×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBH
AVBH
IIIV
IIIV
Operating Cash FlowLast quarter
$14.1M
Free Cash FlowOCF − Capex
$13.8M
FCF MarginFCF / Revenue
26.2%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
29.18×
TTM Free Cash FlowTrailing 4 quarters
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBH
AVBH
IIIV
IIIV
Q1 26
Q4 25
$14.1M
Q3 25
$12.4M
$14.0M
Q2 25
$10.7M
$7.4M
Q1 25
$-27.1M
Q4 24
$11.5M
Q3 24
$15.1M
Q2 24
$8.1M
Free Cash Flow
AVBH
AVBH
IIIV
IIIV
Q1 26
Q4 25
$13.8M
Q3 25
$12.4M
$13.5M
Q2 25
$10.6M
$6.8M
Q1 25
$-27.6M
Q4 24
$11.0M
Q3 24
$14.6M
Q2 24
$7.2M
FCF Margin
AVBH
AVBH
IIIV
IIIV
Q1 26
Q4 25
26.2%
Q3 25
25783.3%
29.5%
Q2 25
48.6%
13.1%
Q1 25
-43.8%
Q4 24
21.1%
Q3 24
45.6%
Q2 24
15.6%
Capex Intensity
AVBH
AVBH
IIIV
IIIV
Q1 26
Q4 25
0.6%
Q3 25
72.9%
0.9%
Q2 25
0.3%
1.0%
Q1 25
0.8%
Q4 24
0.9%
Q3 24
1.7%
Q2 24
1.9%
Cash Conversion
AVBH
AVBH
IIIV
IIIV
Q1 26
Q4 25
29.18×
Q3 25
4.52×
Q2 25
1.84×
0.57×
Q1 25
Q4 24
5.59×
Q3 24
0.13×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBH
AVBH

Net Interest Income$26.5M95%
Noninterest Income$1.5M5%

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

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