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Side-by-side financial comparison of Avidbank Holdings, Inc. (AVBH) and Star Holdings (STHO). Click either name above to swap in a different company.

Avidbank Holdings, Inc. is the larger business by last-quarter revenue ($28.0M vs $25.4M, roughly 1.1× Star Holdings). Avidbank Holdings, Inc. runs the higher net margin — 32.3% vs -75.5%, a 107.7% gap on every dollar of revenue.

Avidbank Holdings, Inc. is a U.S.-based financial holding company operating through its subsidiary AvidBank. It offers commercial banking products and services primarily to small and medium-sized enterprises, business owners, and high-net-worth individuals across California, including commercial loans, deposit accounts, cash management, and customized financing solutions for sectors like manufacturing, technology, real estate and professional services.

Blue Star Ltd is an Indian multinational home appliances company, headquartered in Mumbai. It specializes in air conditioning, commercial refrigeration and MEP. It is the country's second largest homegrown player in the air conditioning space.

AVBH vs STHO — Head-to-Head

Bigger by revenue
AVBH
AVBH
1.1× larger
AVBH
$28.0M
$25.4M
STHO
Higher net margin
AVBH
AVBH
107.7% more per $
AVBH
32.3%
-75.5%
STHO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
AVBH
AVBH
STHO
STHO
Revenue
$28.0M
$25.4M
Net Profit
$9.0M
$-19.1M
Gross Margin
Operating Margin
-91.7%
Net Margin
32.3%
-75.5%
Revenue YoY
-22.6%
Net Profit YoY
65.9%
81.3%
EPS (diluted)
$0.84
$-1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBH
AVBH
STHO
STHO
Q1 26
$28.0M
Q4 25
$26.8M
$25.4M
Q3 25
$48.0K
$28.1M
Q2 25
$21.8M
$42.1M
Q1 25
$14.6M
Q4 24
$32.8M
Q3 24
$24.6M
Q2 24
$30.6M
Net Profit
AVBH
AVBH
STHO
STHO
Q1 26
$9.0M
Q4 25
$6.9M
$-19.1M
Q3 25
$-37.7M
$1.8M
Q2 25
$5.8M
$-39.3M
Q1 25
$-7.6M
Q4 24
$-102.6M
Q3 24
$91.9M
Q2 24
$-27.1M
Operating Margin
AVBH
AVBH
STHO
STHO
Q1 26
Q4 25
-91.7%
Q3 25
-110491.7%
1.0%
Q2 25
38.0%
-94.5%
Q1 25
-55.0%
Q4 24
-314.1%
Q3 24
Q2 24
-91.5%
Net Margin
AVBH
AVBH
STHO
STHO
Q1 26
32.3%
Q4 25
25.9%
-75.5%
Q3 25
-78614.6%
6.4%
Q2 25
26.6%
-93.5%
Q1 25
-52.0%
Q4 24
-313.1%
Q3 24
374.3%
Q2 24
-88.8%
EPS (diluted)
AVBH
AVBH
STHO
STHO
Q1 26
$0.84
Q4 25
$0.65
$-1.52
Q3 25
$-4.12
$0.14
Q2 25
$0.75
$-2.95
Q1 25
$-0.57
Q4 24
$-7.69
Q3 24
$6.90
Q2 24
$-2.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBH
AVBH
STHO
STHO
Cash + ST InvestmentsLiquidity on hand
$50.1M
Total DebtLower is stronger
$55.0M
$268.7M
Stockholders' EquityBook value
$287.2M
$251.8M
Total Assets
$2.5B
$570.2M
Debt / EquityLower = less leverage
0.19×
1.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBH
AVBH
STHO
STHO
Q1 26
Q4 25
$50.1M
Q3 25
$40.6M
Q2 25
$44.2M
Q1 25
$30.3M
Q4 24
$35.0M
Q3 24
$45.0M
Q2 24
$48.3M
Total Debt
AVBH
AVBH
STHO
STHO
Q1 26
$55.0M
Q4 25
$60.0M
$268.7M
Q3 25
$259.3M
Q2 25
$245.4M
Q1 25
$231.5M
Q4 24
$217.3M
Q3 24
$201.2M
Q2 24
$197.2M
Stockholders' Equity
AVBH
AVBH
STHO
STHO
Q1 26
$287.2M
Q4 25
$278.4M
$251.8M
Q3 25
$273.1M
$275.4M
Q2 25
$204.4M
$276.1M
Q1 25
$316.1M
Q4 24
$324.3M
Q3 24
$427.5M
Q2 24
$335.3M
Total Assets
AVBH
AVBH
STHO
STHO
Q1 26
$2.5B
Q4 25
$2.5B
$570.2M
Q3 25
$2.4B
$595.9M
Q2 25
$2.4B
$589.9M
Q1 25
$618.2M
Q4 24
$608.7M
Q3 24
$696.5M
Q2 24
$601.0M
Debt / Equity
AVBH
AVBH
STHO
STHO
Q1 26
0.19×
Q4 25
0.22×
1.07×
Q3 25
0.94×
Q2 25
0.89×
Q1 25
0.73×
Q4 24
0.67×
Q3 24
0.47×
Q2 24
0.59×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBH
AVBH
STHO
STHO
Operating Cash FlowLast quarter
$-11.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBH
AVBH
STHO
STHO
Q1 26
Q4 25
$-11.7M
Q3 25
$12.4M
$5.3M
Q2 25
$10.7M
$-2.6M
Q1 25
$-6.3M
Q4 24
$-31.3M
Q3 24
$-3.8M
Q2 24
$-6.4M
Free Cash Flow
AVBH
AVBH
STHO
STHO
Q1 26
Q4 25
Q3 25
$12.4M
Q2 25
$10.6M
Q1 25
Q4 24
Q3 24
Q2 24
FCF Margin
AVBH
AVBH
STHO
STHO
Q1 26
Q4 25
Q3 25
25783.3%
Q2 25
48.6%
Q1 25
Q4 24
Q3 24
Q2 24
Capex Intensity
AVBH
AVBH
STHO
STHO
Q1 26
Q4 25
Q3 25
72.9%
Q2 25
0.3%
Q1 25
Q4 24
Q3 24
Q2 24
Cash Conversion
AVBH
AVBH
STHO
STHO
Q1 26
Q4 25
Q3 25
2.95×
Q2 25
1.84×
Q1 25
Q4 24
Q3 24
-0.04×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBH
AVBH

Net Interest Income$26.5M95%
Noninterest Income$1.5M5%

STHO
STHO

Land Development$13.0M51%
Other Income Revenue$9.3M37%
Operating Lease Income$2.0M8%
Other$1.2M5%

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