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Side-by-side financial comparison of AMERICAN STATES WATER CO (AWR) and Essent Group Ltd. (ESNT). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $164.3M, roughly 1.9× AMERICAN STATES WATER CO). Essent Group Ltd. runs the higher net margin — 49.6% vs 17.5%, a 32.1% gap on every dollar of revenue. On growth, AMERICAN STATES WATER CO posted the faster year-over-year revenue change (14.8% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $-36.0M). Over the past eight quarters, AMERICAN STATES WATER CO's revenue compounded faster (10.2% CAGR vs 2.3%).
American Water is an American public utility company that, through its subsidiaries, provides water and wastewater services in the United States.
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
AWR vs ESNT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $164.3M | $312.4M |
| Net Profit | $28.7M | $155.0M |
| Gross Margin | 88.9% | — |
| Operating Margin | 27.4% | 59.1% |
| Net Margin | 17.5% | 49.6% |
| Revenue YoY | 14.8% | -0.8% |
| Net Profit YoY | 1.1% | -7.7% |
| EPS (diluted) | $0.74 | $1.61 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $164.3M | $312.4M | ||
| Q3 25 | $182.7M | $311.8M | ||
| Q2 25 | $163.1M | $319.1M | ||
| Q1 25 | $148.0M | $317.6M | ||
| Q4 24 | $143.1M | $315.0M | ||
| Q3 24 | $161.8M | $316.6M | ||
| Q2 24 | $155.3M | $312.9M | ||
| Q1 24 | $135.3M | $298.4M |
| Q4 25 | $28.7M | $155.0M | ||
| Q3 25 | $41.2M | $164.2M | ||
| Q2 25 | $33.7M | $195.3M | ||
| Q1 25 | $26.8M | $175.4M | ||
| Q4 24 | $28.4M | $167.9M | ||
| Q3 24 | $35.8M | $176.2M | ||
| Q2 24 | $31.9M | $203.6M | ||
| Q1 24 | $23.1M | $181.7M |
| Q4 25 | 88.9% | — | ||
| Q3 25 | 91.0% | — | ||
| Q2 25 | 92.1% | — | ||
| Q1 25 | 91.3% | — | ||
| Q4 24 | 92.4% | — | ||
| Q3 24 | 92.7% | — | ||
| Q2 24 | 89.6% | — | ||
| Q1 24 | 88.4% | — |
| Q4 25 | 27.4% | 59.1% | ||
| Q3 25 | 33.8% | 63.9% | ||
| Q2 25 | 31.3% | 72.4% | ||
| Q1 25 | 30.8% | 65.2% | ||
| Q4 24 | 27.0% | 61.9% | ||
| Q3 24 | 34.0% | 65.6% | ||
| Q2 24 | 33.3% | 76.4% | ||
| Q1 24 | 28.8% | 71.6% |
| Q4 25 | 17.5% | 49.6% | ||
| Q3 25 | 22.5% | 52.7% | ||
| Q2 25 | 20.7% | 61.2% | ||
| Q1 25 | 18.1% | 55.2% | ||
| Q4 24 | 19.9% | 53.3% | ||
| Q3 24 | 22.1% | 55.6% | ||
| Q2 24 | 20.5% | 65.1% | ||
| Q1 24 | 17.1% | 60.9% |
| Q4 25 | $0.74 | $1.61 | ||
| Q3 25 | $1.06 | $1.67 | ||
| Q2 25 | $0.87 | $1.93 | ||
| Q1 25 | $0.70 | $1.69 | ||
| Q4 24 | $0.75 | $1.59 | ||
| Q3 24 | $0.95 | $1.65 | ||
| Q2 24 | $0.85 | $1.91 | ||
| Q1 24 | $0.62 | $1.70 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.8M | — |
| Total DebtLower is stronger | $782.7M | — |
| Stockholders' EquityBook value | $1.0B | $5.8B |
| Total Assets | $2.7B | $7.4B |
| Debt / EquityLower = less leverage | 0.75× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.8M | — | ||
| Q3 25 | $26.1M | — | ||
| Q2 25 | $20.2M | — | ||
| Q1 25 | $21.2M | — | ||
| Q4 24 | $26.7M | — | ||
| Q3 24 | $16.5M | — | ||
| Q2 24 | $3.6M | — | ||
| Q1 24 | $17.0M | — |
| Q4 25 | $782.7M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $640.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.0B | $5.8B | ||
| Q3 25 | $1.0B | $5.7B | ||
| Q2 25 | $972.5M | $5.7B | ||
| Q1 25 | $956.4M | $5.7B | ||
| Q4 24 | $920.1M | $5.6B | ||
| Q3 24 | $879.5M | $5.6B | ||
| Q2 24 | $833.5M | $5.4B | ||
| Q1 24 | $800.5M | $5.2B |
| Q4 25 | $2.7B | $7.4B | ||
| Q3 25 | $2.7B | $7.4B | ||
| Q2 25 | $2.6B | $7.2B | ||
| Q1 25 | $2.5B | $7.2B | ||
| Q4 24 | $2.5B | $7.1B | ||
| Q3 24 | $2.4B | $7.1B | ||
| Q2 24 | $2.3B | $6.7B | ||
| Q1 24 | $2.3B | $6.6B |
| Q4 25 | 0.75× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.70× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.7M | $856.1M |
| Free Cash FlowOCF − Capex | $-36.0M | $848.7M |
| FCF MarginFCF / Revenue | -21.9% | 271.7% |
| Capex IntensityCapex / Revenue | 38.8% | 2.4% |
| Cash ConversionOCF / Net Profit | 0.96× | 5.52× |
| TTM Free Cash FlowTrailing 4 quarters | $-7.1M | $1.5B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $27.7M | $856.1M | ||
| Q3 25 | $92.4M | $215.9M | ||
| Q2 25 | $64.6M | $189.5M | ||
| Q1 25 | $45.1M | $221.6M | ||
| Q4 24 | $64.5M | $861.5M | ||
| Q3 24 | $63.7M | $229.2M | ||
| Q2 24 | $24.7M | $188.7M | ||
| Q1 24 | $45.8M | $216.9M |
| Q4 25 | $-36.0M | $848.7M | ||
| Q3 25 | $37.7M | $210.6M | ||
| Q2 25 | $13.7M | $188.8M | ||
| Q1 25 | $-22.5M | $221.3M | ||
| Q4 24 | $6.0M | $854.8M | ||
| Q3 24 | $-478.0K | $228.7M | ||
| Q2 24 | $-37.0M | $187.6M | ||
| Q1 24 | $-1.7M | $212.5M |
| Q4 25 | -21.9% | 271.7% | ||
| Q3 25 | 20.7% | 67.5% | ||
| Q2 25 | 8.4% | 59.2% | ||
| Q1 25 | -15.2% | 69.7% | ||
| Q4 24 | 4.2% | 271.3% | ||
| Q3 24 | -0.3% | 72.2% | ||
| Q2 24 | -23.8% | 60.0% | ||
| Q1 24 | -1.3% | 71.2% |
| Q4 25 | 38.8% | 2.4% | ||
| Q3 25 | 29.9% | 1.7% | ||
| Q2 25 | 31.2% | 0.2% | ||
| Q1 25 | 45.6% | 0.1% | ||
| Q4 24 | 40.9% | 2.1% | ||
| Q3 24 | 39.7% | 0.2% | ||
| Q2 24 | 39.8% | 0.3% | ||
| Q1 24 | 35.2% | 1.5% |
| Q4 25 | 0.96× | 5.52× | ||
| Q3 25 | 2.24× | 1.31× | ||
| Q2 25 | 1.92× | 0.97× | ||
| Q1 25 | 1.68× | 1.26× | ||
| Q4 24 | 2.27× | 5.13× | ||
| Q3 24 | 1.78× | 1.30× | ||
| Q2 24 | 0.78× | 0.93× | ||
| Q1 24 | 1.98× | 1.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AWR
| Water Service Utility Operations | $110.0M | 67% |
| Public Utilities Inventory Water | $22.3M | 14% |
| Wastewater | $15.9M | 10% |
| Electric Service Utility Operations | $15.2M | 9% |
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
