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Side-by-side financial comparison of AVALON HOLDINGS CORP (AWX) and EAGLE FINANCIAL SERVICES INC (EFSI). Click either name above to swap in a different company.

AVALON HOLDINGS CORP is the larger business by last-quarter revenue ($21.5M vs $16.4M, roughly 1.3× EAGLE FINANCIAL SERVICES INC). On growth, AVALON HOLDINGS CORP posted the faster year-over-year revenue change (21.7% vs 21.3%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $-166.0K). Over the past eight quarters, AVALON HOLDINGS CORP's revenue compounded faster (6.7% CAGR vs 1.5%).

Avalon Hill Games Inc. is a game company that publishes wargames and strategic board games. It has also published miniature wargaming rules, role-playing games and sports simulations. It is a subsidiary of Hasbro, and operates under the company's "Hasbro Gaming" division.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

AWX vs EFSI — Head-to-Head

Bigger by revenue
AWX
AWX
1.3× larger
AWX
$21.5M
$16.4M
EFSI
Growing faster (revenue YoY)
AWX
AWX
+0.4% gap
AWX
21.7%
21.3%
EFSI
More free cash flow
EFSI
EFSI
$24.5M more FCF
EFSI
$24.3M
$-166.0K
AWX
Faster 2-yr revenue CAGR
AWX
AWX
Annualised
AWX
6.7%
1.5%
EFSI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AWX
AWX
EFSI
EFSI
Revenue
$21.5M
$16.4M
Net Profit
$-356.0K
Gross Margin
17.1%
Operating Margin
0.4%
33.6%
Net Margin
-1.7%
Revenue YoY
21.7%
21.3%
Net Profit YoY
28.4%
EPS (diluted)
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AWX
AWX
EFSI
EFSI
Q4 25
$21.5M
$16.4M
Q3 25
$25.7M
$22.4M
Q2 25
$20.3M
$20.6M
Q1 25
$16.1M
$4.8M
Q4 24
$17.6M
$22.0M
Q3 24
$24.2M
$18.4M
Q2 24
$23.1M
$16.5M
Q1 24
$18.9M
$15.9M
Net Profit
AWX
AWX
EFSI
EFSI
Q4 25
$-356.0K
Q3 25
$1.9M
$5.6M
Q2 25
$274.0K
$5.3M
Q1 25
$-1.5M
$-7.0M
Q4 24
$-497.0K
Q3 24
$1.8M
$3.4M
Q2 24
$954.0K
$3.2M
Q1 24
$-979.0K
$2.5M
Gross Margin
AWX
AWX
EFSI
EFSI
Q4 25
17.1%
Q3 25
23.7%
Q2 25
20.6%
Q1 25
14.8%
Q4 24
17.5%
Q3 24
24.6%
Q2 24
22.1%
Q1 24
16.2%
Operating Margin
AWX
AWX
EFSI
EFSI
Q4 25
0.4%
33.6%
Q3 25
9.1%
30.9%
Q2 25
3.7%
31.8%
Q1 25
-7.2%
-189.0%
Q4 24
-0.8%
36.8%
Q3 24
9.4%
21.6%
Q2 24
6.3%
22.9%
Q1 24
-2.7%
19.1%
Net Margin
AWX
AWX
EFSI
EFSI
Q4 25
-1.7%
Q3 25
7.4%
25.0%
Q2 25
1.4%
25.6%
Q1 25
-9.3%
-145.8%
Q4 24
-2.8%
Q3 24
7.6%
18.6%
Q2 24
4.1%
19.3%
Q1 24
-5.2%
16.0%
EPS (diluted)
AWX
AWX
EFSI
EFSI
Q4 25
$1.10
Q3 25
$1.04
Q2 25
$0.98
Q1 25
$-1.53
Q4 24
$1.74
Q3 24
$0.97
Q2 24
$0.89
Q1 24
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AWX
AWX
EFSI
EFSI
Cash + ST InvestmentsLiquidity on hand
$4.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$38.4M
$188.8M
Total Assets
$87.4M
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AWX
AWX
EFSI
EFSI
Q4 25
$4.1M
Q3 25
$4.6M
Q2 25
$3.7M
Q1 25
$1.3M
Q4 24
$2.8M
Q3 24
$3.9M
Q2 24
$3.8M
Q1 24
$1.2M
Stockholders' Equity
AWX
AWX
EFSI
EFSI
Q4 25
$38.4M
$188.8M
Q3 25
$38.7M
$185.6M
Q2 25
$36.8M
$179.6M
Q1 25
$36.5M
$176.5M
Q4 24
$38.0M
$119.0M
Q3 24
$38.5M
$117.8M
Q2 24
$36.7M
$111.1M
Q1 24
$35.7M
$107.7M
Total Assets
AWX
AWX
EFSI
EFSI
Q4 25
$87.4M
$1.9B
Q3 25
$90.7M
$1.9B
Q2 25
$88.1M
$2.0B
Q1 25
$87.6M
$1.9B
Q4 24
$86.2M
$1.9B
Q3 24
$89.1M
$1.9B
Q2 24
$91.7M
$1.8B
Q1 24
$90.6M
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AWX
AWX
EFSI
EFSI
Operating Cash FlowLast quarter
$278.0K
$25.8M
Free Cash FlowOCF − Capex
$-166.0K
$24.3M
FCF MarginFCF / Revenue
-0.8%
148.6%
Capex IntensityCapex / Revenue
2.1%
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$2.1M
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AWX
AWX
EFSI
EFSI
Q4 25
$278.0K
$25.8M
Q3 25
$1.5M
$8.2M
Q2 25
$3.0M
$2.6M
Q1 25
$-982.0K
$5.8M
Q4 24
$-579.0K
$18.8M
Q3 24
$342.0K
$7.5M
Q2 24
$3.2M
$-1.8M
Q1 24
$411.0K
$6.8M
Free Cash Flow
AWX
AWX
EFSI
EFSI
Q4 25
$-166.0K
$24.3M
Q3 25
$852.0K
$7.8M
Q2 25
$2.7M
$2.3M
Q1 25
$-1.4M
$5.3M
Q4 24
$-1.1M
$17.7M
Q3 24
$-660.0K
$7.3M
Q2 24
$2.9M
$-2.2M
Q1 24
$56.0K
$6.7M
FCF Margin
AWX
AWX
EFSI
EFSI
Q4 25
-0.8%
148.6%
Q3 25
3.3%
35.0%
Q2 25
13.5%
11.2%
Q1 25
-8.5%
110.1%
Q4 24
-6.4%
80.6%
Q3 24
-2.7%
39.6%
Q2 24
12.4%
-13.6%
Q1 24
0.3%
41.9%
Capex Intensity
AWX
AWX
EFSI
EFSI
Q4 25
2.1%
8.6%
Q3 25
2.3%
1.7%
Q2 25
1.4%
1.3%
Q1 25
2.4%
11.2%
Q4 24
3.1%
4.6%
Q3 24
4.1%
1.3%
Q2 24
1.5%
2.6%
Q1 24
1.9%
0.6%
Cash Conversion
AWX
AWX
EFSI
EFSI
Q4 25
Q3 25
0.76×
1.47×
Q2 25
11.07×
0.49×
Q1 25
Q4 24
Q3 24
0.19×
2.19×
Q2 24
3.35×
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AWX
AWX

Segment breakdown not available.

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

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