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Side-by-side financial comparison of AVALON HOLDINGS CORP (AWX) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $21.5M, roughly 1.5× AVALON HOLDINGS CORP). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -1.7%, a 37.9% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 21.7%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-166.0K). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 6.7%).

Avalon Hill Games Inc. is a game company that publishes wargames and strategic board games. It has also published miniature wargaming rules, role-playing games and sports simulations. It is a subsidiary of Hasbro, and operates under the company's "Hasbro Gaming" division.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

AWX vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.5× larger
PDLB
$31.4M
$21.5M
AWX
Growing faster (revenue YoY)
PDLB
PDLB
+15.9% gap
PDLB
37.6%
21.7%
AWX
Higher net margin
PDLB
PDLB
37.9% more per $
PDLB
36.3%
-1.7%
AWX
More free cash flow
PDLB
PDLB
$54.8M more FCF
PDLB
$54.6M
$-166.0K
AWX
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
6.7%
AWX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AWX
AWX
PDLB
PDLB
Revenue
$21.5M
$31.4M
Net Profit
$-356.0K
$10.1M
Gross Margin
17.1%
Operating Margin
0.4%
43.6%
Net Margin
-1.7%
36.3%
Revenue YoY
21.7%
37.6%
Net Profit YoY
28.4%
245.6%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AWX
AWX
PDLB
PDLB
Q4 25
$21.5M
$31.4M
Q3 25
$25.7M
$26.7M
Q2 25
$20.3M
$26.5M
Q1 25
$16.1M
$24.6M
Q4 24
$17.6M
$22.8M
Q3 24
$24.2M
$20.2M
Q2 24
$23.1M
$20.2M
Q1 24
$18.9M
$20.5M
Net Profit
AWX
AWX
PDLB
PDLB
Q4 25
$-356.0K
$10.1M
Q3 25
$1.9M
$6.5M
Q2 25
$274.0K
$6.1M
Q1 25
$-1.5M
$6.0M
Q4 24
$-497.0K
$2.9M
Q3 24
$1.8M
$2.4M
Q2 24
$954.0K
$3.2M
Q1 24
$-979.0K
$2.4M
Gross Margin
AWX
AWX
PDLB
PDLB
Q4 25
17.1%
Q3 25
23.7%
Q2 25
20.6%
Q1 25
14.8%
Q4 24
17.5%
Q3 24
24.6%
Q2 24
22.1%
Q1 24
16.2%
Operating Margin
AWX
AWX
PDLB
PDLB
Q4 25
0.4%
43.6%
Q3 25
9.1%
32.8%
Q2 25
3.7%
30.2%
Q1 25
-7.2%
32.5%
Q4 24
-0.8%
19.6%
Q3 24
9.4%
15.2%
Q2 24
6.3%
21.8%
Q1 24
-2.7%
18.3%
Net Margin
AWX
AWX
PDLB
PDLB
Q4 25
-1.7%
36.3%
Q3 25
7.4%
24.3%
Q2 25
1.4%
23.0%
Q1 25
-9.3%
24.2%
Q4 24
-2.8%
14.1%
Q3 24
7.6%
12.1%
Q2 24
4.1%
15.8%
Q1 24
-5.2%
11.8%
EPS (diluted)
AWX
AWX
PDLB
PDLB
Q4 25
$0.43
Q3 25
$0.27
Q2 25
$0.25
Q1 25
$0.25
Q4 24
$0.11
Q3 24
$0.10
Q2 24
$0.14
Q1 24
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AWX
AWX
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$4.1M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$38.4M
$541.5M
Total Assets
$87.4M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AWX
AWX
PDLB
PDLB
Q4 25
$4.1M
$126.2M
Q3 25
$4.6M
$146.6M
Q2 25
$3.7M
$126.6M
Q1 25
$1.3M
$129.9M
Q4 24
$2.8M
$139.8M
Q3 24
$3.9M
$155.8M
Q2 24
$3.8M
$103.2M
Q1 24
$1.2M
$134.7M
Total Debt
AWX
AWX
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
AWX
AWX
PDLB
PDLB
Q4 25
$38.4M
$541.5M
Q3 25
$38.7M
$529.8M
Q2 25
$36.8M
$521.1M
Q1 25
$36.5M
$513.9M
Q4 24
$38.0M
$505.5M
Q3 24
$38.5M
$504.6M
Q2 24
$36.7M
$497.7M
Q1 24
$35.7M
$493.7M
Total Assets
AWX
AWX
PDLB
PDLB
Q4 25
$87.4M
$3.2B
Q3 25
$90.7M
$3.2B
Q2 25
$88.1M
$3.2B
Q1 25
$87.6M
$3.1B
Q4 24
$86.2M
$3.0B
Q3 24
$89.1M
$3.0B
Q2 24
$91.7M
$2.8B
Q1 24
$90.6M
$2.8B
Debt / Equity
AWX
AWX
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AWX
AWX
PDLB
PDLB
Operating Cash FlowLast quarter
$278.0K
$55.6M
Free Cash FlowOCF − Capex
$-166.0K
$54.6M
FCF MarginFCF / Revenue
-0.8%
173.9%
Capex IntensityCapex / Revenue
2.1%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$2.1M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AWX
AWX
PDLB
PDLB
Q4 25
$278.0K
$55.6M
Q3 25
$1.5M
$1.4M
Q2 25
$3.0M
$6.2M
Q1 25
$-982.0K
$13.1M
Q4 24
$-579.0K
$7.2M
Q3 24
$342.0K
$-14.6M
Q2 24
$3.2M
$-2.6M
Q1 24
$411.0K
$1.5M
Free Cash Flow
AWX
AWX
PDLB
PDLB
Q4 25
$-166.0K
$54.6M
Q3 25
$852.0K
$786.0K
Q2 25
$2.7M
$5.9M
Q1 25
$-1.4M
$12.9M
Q4 24
$-1.1M
$4.5M
Q3 24
$-660.0K
$-15.0M
Q2 24
$2.9M
$-2.6M
Q1 24
$56.0K
$-315.0K
FCF Margin
AWX
AWX
PDLB
PDLB
Q4 25
-0.8%
173.9%
Q3 25
3.3%
2.9%
Q2 25
13.5%
22.4%
Q1 25
-8.5%
52.6%
Q4 24
-6.4%
19.7%
Q3 24
-2.7%
-74.1%
Q2 24
12.4%
-13.0%
Q1 24
0.3%
-1.5%
Capex Intensity
AWX
AWX
PDLB
PDLB
Q4 25
2.1%
3.1%
Q3 25
2.3%
2.3%
Q2 25
1.4%
1.0%
Q1 25
2.4%
0.6%
Q4 24
3.1%
11.9%
Q3 24
4.1%
2.0%
Q2 24
1.5%
0.3%
Q1 24
1.9%
8.7%
Cash Conversion
AWX
AWX
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.76×
0.21×
Q2 25
11.07×
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
0.19×
-5.99×
Q2 24
3.35×
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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