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Side-by-side financial comparison of AVALON HOLDINGS CORP (AWX) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $21.5M, roughly 1.0× AVALON HOLDINGS CORP). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs -1.7%, a 7.8% gap on every dollar of revenue. On growth, AVALON HOLDINGS CORP posted the faster year-over-year revenue change (21.7% vs 14.7%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $-166.0K). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs 6.7%).

Avalon Hill Games Inc. is a game company that publishes wargames and strategic board games. It has also published miniature wargaming rules, role-playing games and sports simulations. It is a subsidiary of Hasbro, and operates under the company's "Hasbro Gaming" division.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

AWX vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.0× larger
USCB
$22.2M
$21.5M
AWX
Growing faster (revenue YoY)
AWX
AWX
+7.0% gap
AWX
21.7%
14.7%
USCB
Higher net margin
USCB
USCB
7.8% more per $
USCB
6.1%
-1.7%
AWX
More free cash flow
USCB
USCB
$42.7M more FCF
USCB
$42.5M
$-166.0K
AWX
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
6.7%
AWX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AWX
AWX
USCB
USCB
Revenue
$21.5M
$22.2M
Net Profit
$-356.0K
$1.4M
Gross Margin
17.1%
Operating Margin
0.4%
14.7%
Net Margin
-1.7%
6.1%
Revenue YoY
21.7%
14.7%
Net Profit YoY
28.4%
-80.3%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AWX
AWX
USCB
USCB
Q4 25
$21.5M
$22.2M
Q3 25
$25.7M
$25.0M
Q2 25
$20.3M
$24.4M
Q1 25
$16.1M
$22.8M
Q4 24
$17.6M
$23.0M
Q3 24
$24.2M
$21.5M
Q2 24
$23.1M
$20.5M
Q1 24
$18.9M
$17.6M
Net Profit
AWX
AWX
USCB
USCB
Q4 25
$-356.0K
$1.4M
Q3 25
$1.9M
$8.9M
Q2 25
$274.0K
$8.1M
Q1 25
$-1.5M
$7.7M
Q4 24
$-497.0K
$6.9M
Q3 24
$1.8M
$6.9M
Q2 24
$954.0K
$6.2M
Q1 24
$-979.0K
$4.6M
Gross Margin
AWX
AWX
USCB
USCB
Q4 25
17.1%
Q3 25
23.7%
Q2 25
20.6%
Q1 25
14.8%
Q4 24
17.5%
Q3 24
24.6%
Q2 24
22.1%
Q1 24
16.2%
Operating Margin
AWX
AWX
USCB
USCB
Q4 25
0.4%
14.7%
Q3 25
9.1%
47.3%
Q2 25
3.7%
44.0%
Q1 25
-7.2%
44.2%
Q4 24
-0.8%
39.6%
Q3 24
9.4%
42.5%
Q2 24
6.3%
39.8%
Q1 24
-2.7%
34.3%
Net Margin
AWX
AWX
USCB
USCB
Q4 25
-1.7%
6.1%
Q3 25
7.4%
35.8%
Q2 25
1.4%
33.4%
Q1 25
-9.3%
33.5%
Q4 24
-2.8%
30.0%
Q3 24
7.6%
32.3%
Q2 24
4.1%
30.3%
Q1 24
-5.2%
26.2%
EPS (diluted)
AWX
AWX
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AWX
AWX
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$4.1M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$38.4M
$217.2M
Total Assets
$87.4M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AWX
AWX
USCB
USCB
Q4 25
$4.1M
$38.5M
Q3 25
$4.6M
$56.8M
Q2 25
$3.7M
$54.8M
Q1 25
$1.3M
$98.0M
Q4 24
$2.8M
$77.0M
Q3 24
$3.9M
$38.5M
Q2 24
$3.8M
$77.3M
Q1 24
$1.2M
$126.5M
Stockholders' Equity
AWX
AWX
USCB
USCB
Q4 25
$38.4M
$217.2M
Q3 25
$38.7M
$209.1M
Q2 25
$36.8M
$231.6M
Q1 25
$36.5M
$225.1M
Q4 24
$38.0M
$215.4M
Q3 24
$38.5M
$213.9M
Q2 24
$36.7M
$201.0M
Q1 24
$35.7M
$195.0M
Total Assets
AWX
AWX
USCB
USCB
Q4 25
$87.4M
$2.8B
Q3 25
$90.7M
$2.8B
Q2 25
$88.1M
$2.7B
Q1 25
$87.6M
$2.7B
Q4 24
$86.2M
$2.6B
Q3 24
$89.1M
$2.5B
Q2 24
$91.7M
$2.5B
Q1 24
$90.6M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AWX
AWX
USCB
USCB
Operating Cash FlowLast quarter
$278.0K
$42.8M
Free Cash FlowOCF − Capex
$-166.0K
$42.5M
FCF MarginFCF / Revenue
-0.8%
191.4%
Capex IntensityCapex / Revenue
2.1%
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$2.1M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AWX
AWX
USCB
USCB
Q4 25
$278.0K
$42.8M
Q3 25
$1.5M
$20.1M
Q2 25
$3.0M
$18.0M
Q1 25
$-982.0K
$14.6M
Q4 24
$-579.0K
$34.8M
Q3 24
$342.0K
$11.3M
Q2 24
$3.2M
$18.3M
Q1 24
$411.0K
$8.1M
Free Cash Flow
AWX
AWX
USCB
USCB
Q4 25
$-166.0K
$42.5M
Q3 25
$852.0K
$20.0M
Q2 25
$2.7M
$18.0M
Q1 25
$-1.4M
$14.6M
Q4 24
$-1.1M
$34.5M
Q3 24
$-660.0K
$11.2M
Q2 24
$2.9M
$18.2M
Q1 24
$56.0K
$8.0M
FCF Margin
AWX
AWX
USCB
USCB
Q4 25
-0.8%
191.4%
Q3 25
3.3%
80.3%
Q2 25
13.5%
73.7%
Q1 25
-8.5%
63.9%
Q4 24
-6.4%
150.2%
Q3 24
-2.7%
52.2%
Q2 24
12.4%
88.8%
Q1 24
0.3%
45.4%
Capex Intensity
AWX
AWX
USCB
USCB
Q4 25
2.1%
1.4%
Q3 25
2.3%
0.5%
Q2 25
1.4%
0.2%
Q1 25
2.4%
0.2%
Q4 24
3.1%
1.4%
Q3 24
4.1%
0.4%
Q2 24
1.5%
0.4%
Q1 24
1.9%
0.5%
Cash Conversion
AWX
AWX
USCB
USCB
Q4 25
31.40×
Q3 25
0.76×
2.25×
Q2 25
11.07×
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
0.19×
1.63×
Q2 24
3.35×
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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