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Side-by-side financial comparison of New Gold Inc. (NGD) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

New Gold Inc. is the larger business by last-quarter revenue ($44.1M vs $22.2M, roughly 2.0× USCB FINANCIAL HOLDINGS, INC.).

JB Hi-Fi Limited is an Australian consumer electronics retail company. It is publicly listed on the Australian Securities Exchange. Its headquarters are located in Southbank, Melbourne, Victoria.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

NGD vs USCB — Head-to-Head

Bigger by revenue
NGD
NGD
2.0× larger
NGD
$44.1M
$22.2M
USCB

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
NGD
NGD
USCB
USCB
Revenue
$44.1M
$22.2M
Net Profit
$1.4M
Gross Margin
Operating Margin
14.7%
Net Margin
6.1%
Revenue YoY
14.7%
Net Profit YoY
-80.3%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NGD
NGD
USCB
USCB
Q4 25
$22.2M
Q3 25
$44.1M
$25.0M
Q2 25
$24.4M
Q1 25
$22.8M
Q4 24
$23.0M
Q3 24
$21.5M
Q2 24
$20.5M
Q1 24
$17.6M
Net Profit
NGD
NGD
USCB
USCB
Q4 25
$1.4M
Q3 25
$8.9M
Q2 25
$8.1M
Q1 25
$7.7M
Q4 24
$6.9M
Q3 24
$6.9M
Q2 24
$6.2M
Q1 24
$4.6M
Operating Margin
NGD
NGD
USCB
USCB
Q4 25
14.7%
Q3 25
47.3%
Q2 25
44.0%
Q1 25
44.2%
Q4 24
39.6%
Q3 24
42.5%
Q2 24
39.8%
Q1 24
34.3%
Net Margin
NGD
NGD
USCB
USCB
Q4 25
6.1%
Q3 25
35.8%
Q2 25
33.4%
Q1 25
33.5%
Q4 24
30.0%
Q3 24
32.3%
Q2 24
30.3%
Q1 24
26.2%
EPS (diluted)
NGD
NGD
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NGD
NGD
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$217.2M
Total Assets
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NGD
NGD
USCB
USCB
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$54.8M
Q1 25
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$77.3M
Q1 24
$126.5M
Stockholders' Equity
NGD
NGD
USCB
USCB
Q4 25
$217.2M
Q3 25
$209.1M
Q2 25
$231.6M
Q1 25
$225.1M
Q4 24
$215.4M
Q3 24
$213.9M
Q2 24
$201.0M
Q1 24
$195.0M
Total Assets
NGD
NGD
USCB
USCB
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.5B
Q2 24
$2.5B
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NGD
NGD
USCB
USCB
Operating Cash FlowLast quarter
$42.8M
Free Cash FlowOCF − Capex
$42.5M
FCF MarginFCF / Revenue
191.4%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NGD
NGD
USCB
USCB
Q4 25
$42.8M
Q3 25
$20.1M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.8M
Q3 24
$11.3M
Q2 24
$18.3M
Q1 24
$8.1M
Free Cash Flow
NGD
NGD
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
NGD
NGD
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
NGD
NGD
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
NGD
NGD
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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