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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Champion Homes, Inc. (SKY). Click either name above to swap in a different company.
Champion Homes, Inc. is the larger business by last-quarter revenue ($656.6M vs $385.1M, roughly 1.7× Axos Financial, Inc.). Axos Financial, Inc. runs the higher net margin — 33.3% vs 8.3%, a 25.1% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (25.1% vs 1.8%). Champion Homes, Inc. produced more free cash flow last quarter ($92.9M vs $85.4M). Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (14.3% CAGR vs 10.6%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Champion Homes, Inc., is a mobile and modular home manufacturing company. It is one of the largest modular homebuilders in North America. The company also provides factory-built housing to the United States and western Canada.
AX vs SKY — Head-to-Head
Income Statement — Q2 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $385.1M | $656.6M |
| Net Profit | $128.4M | $54.3M |
| Gross Margin | — | 26.2% |
| Operating Margin | 45.6% | 9.5% |
| Net Margin | 33.3% | 8.3% |
| Revenue YoY | 25.1% | 1.8% |
| Net Profit YoY | 22.6% | -11.7% |
| EPS (diluted) | $2.22 | $0.97 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.1M | $656.6M | ||
| Q3 25 | $323.4M | $684.4M | ||
| Q2 25 | $321.4M | $701.3M | ||
| Q1 25 | $308.8M | $593.9M | ||
| Q4 24 | $307.9M | $644.9M | ||
| Q3 24 | $320.7M | $616.9M | ||
| Q2 24 | $290.9M | $627.8M | ||
| Q1 24 | $294.8M | $536.4M |
| Q4 25 | $128.4M | $54.3M | ||
| Q3 25 | $112.4M | $58.2M | ||
| Q2 25 | $110.7M | $64.7M | ||
| Q1 25 | $105.2M | $36.3M | ||
| Q4 24 | $104.7M | $61.5M | ||
| Q3 24 | $112.3M | $54.7M | ||
| Q2 24 | $104.9M | $45.8M | ||
| Q1 24 | $110.7M | $2.8M |
| Q4 25 | — | 26.2% | ||
| Q3 25 | — | 27.5% | ||
| Q2 25 | — | 27.1% | ||
| Q1 25 | — | 25.7% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | — | 27.0% | ||
| Q2 24 | — | 26.2% | ||
| Q1 24 | — | 18.3% |
| Q4 25 | 45.6% | 9.5% | ||
| Q3 25 | 46.3% | 10.9% | ||
| Q2 25 | 48.5% | 11.2% | ||
| Q1 25 | 47.9% | 7.1% | ||
| Q4 24 | 48.8% | 11.3% | ||
| Q3 24 | 49.6% | 10.8% | ||
| Q2 24 | 49.6% | 8.8% | ||
| Q1 24 | 52.8% | 1.4% |
| Q4 25 | 33.3% | 8.3% | ||
| Q3 25 | 34.7% | 8.5% | ||
| Q2 25 | 34.4% | 9.2% | ||
| Q1 25 | 34.1% | 6.1% | ||
| Q4 24 | 34.0% | 9.5% | ||
| Q3 24 | 35.0% | 8.9% | ||
| Q2 24 | 36.0% | 7.3% | ||
| Q1 24 | 37.6% | 0.5% |
| Q4 25 | $2.22 | $0.97 | ||
| Q3 25 | $1.94 | $1.03 | ||
| Q2 25 | $1.89 | $1.13 | ||
| Q1 25 | $1.81 | $0.63 | ||
| Q4 24 | $1.80 | $1.06 | ||
| Q3 24 | $1.93 | $0.94 | ||
| Q2 24 | $1.75 | $0.79 | ||
| Q1 24 | $1.91 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $659.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.9B | $1.6B |
| Total Assets | $28.2B | $2.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $659.8M | ||
| Q3 25 | $2.6B | $618.7M | ||
| Q2 25 | $1.9B | $605.3M | ||
| Q1 25 | $2.0B | $610.3M | ||
| Q4 24 | $2.4B | $581.8M | ||
| Q3 24 | $2.6B | $570.2M | ||
| Q2 24 | $2.0B | $548.9M | ||
| Q1 24 | $2.1B | $495.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — | ||
| Q1 24 | $330.4M | — |
| Q4 25 | $2.9B | $1.6B | ||
| Q3 25 | $2.8B | $1.6B | ||
| Q2 25 | $2.7B | $1.6B | ||
| Q1 25 | $2.6B | $1.5B | ||
| Q4 24 | $2.5B | $1.5B | ||
| Q3 24 | $2.4B | $1.5B | ||
| Q2 24 | $2.3B | $1.5B | ||
| Q1 24 | $2.2B | $1.4B |
| Q4 25 | $28.2B | $2.1B | ||
| Q3 25 | $27.4B | $2.1B | ||
| Q2 25 | $24.8B | $2.1B | ||
| Q1 25 | $24.0B | $2.1B | ||
| Q4 24 | $23.7B | $2.0B | ||
| Q3 24 | $23.6B | $2.0B | ||
| Q2 24 | $22.9B | $2.0B | ||
| Q1 24 | $22.6B | $1.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $100.0M |
| Free Cash FlowOCF − Capex | $85.4M | $92.9M |
| FCF MarginFCF / Revenue | 22.2% | 14.1% |
| Capex IntensityCapex / Revenue | 4.9% | 1.1% |
| Cash ConversionOCF / Net Profit | 0.81× | 1.84× |
| TTM Free Cash FlowTrailing 4 quarters | $695.9M | $259.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $100.0M | ||
| Q3 25 | $118.4M | $75.9M | ||
| Q2 25 | $490.3M | $75.3M | ||
| Q1 25 | $73.7M | $46.0M | ||
| Q4 24 | $162.5M | $50.4M | ||
| Q3 24 | $70.8M | $59.8M | ||
| Q2 24 | $305.5M | $84.6M | ||
| Q1 24 | $115.8M | — |
| Q4 25 | $85.4M | $92.9M | ||
| Q3 25 | $109.3M | $67.0M | ||
| Q2 25 | $436.1M | $66.4M | ||
| Q1 25 | $65.1M | $33.4M | ||
| Q4 24 | $156.4M | $37.3M | ||
| Q3 24 | $53.0M | $45.7M | ||
| Q2 24 | $269.5M | $73.9M | ||
| Q1 24 | $107.3M | — |
| Q4 25 | 22.2% | 14.1% | ||
| Q3 25 | 33.8% | 9.8% | ||
| Q2 25 | 135.7% | 9.5% | ||
| Q1 25 | 21.1% | 5.6% | ||
| Q4 24 | 50.8% | 5.8% | ||
| Q3 24 | 16.5% | 7.4% | ||
| Q2 24 | 92.6% | 11.8% | ||
| Q1 24 | 36.4% | — |
| Q4 25 | 4.9% | 1.1% | ||
| Q3 25 | 2.8% | 1.3% | ||
| Q2 25 | 16.9% | 1.3% | ||
| Q1 25 | 2.8% | 2.1% | ||
| Q4 24 | 2.0% | 2.0% | ||
| Q3 24 | 5.5% | 2.3% | ||
| Q2 24 | 12.4% | 1.7% | ||
| Q1 24 | 2.9% | — |
| Q4 25 | 0.81× | 1.84× | ||
| Q3 25 | 1.05× | 1.30× | ||
| Q2 25 | 4.43× | 1.16× | ||
| Q1 25 | 0.70× | 1.27× | ||
| Q4 24 | 1.55× | 0.82× | ||
| Q3 24 | 0.63× | 1.09× | ||
| Q2 24 | 2.91× | 1.85× | ||
| Q1 24 | 1.05× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
Segment breakdown not available.
SKY
| Manufacturing | $369.7M | 56% |
| Retail | $252.7M | 38% |
| Canadian Factory Built Housing | $25.8M | 4% |
| Transportation And Other | $8.5M | 1% |
