vs
Side-by-side financial comparison of Axos Financial, Inc. (AX) and BankUnited, Inc. (BKU). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($331.7M vs $5.8M, roughly 57.3× BankUnited, Inc.). On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (18.4% vs 16.0%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
AX vs BKU — Head-to-Head
Income Statement — Q2 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $331.7M | $5.8M |
| Net Profit | $128.4M | — |
| Gross Margin | — | — |
| Operating Margin | 52.9% | — |
| Net Margin | 38.7% | — |
| Revenue YoY | 18.4% | 16.0% |
| Net Profit YoY | 22.6% | — |
| EPS (diluted) | $2.22 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $331.7M | $5.8M | ||
| Q3 25 | $291.1M | $5.4M | ||
| Q2 25 | — | $5.3M | ||
| Q1 25 | — | $5.2M | ||
| Q4 24 | — | $5.0M | ||
| Q3 24 | — | $5.0M | ||
| Q2 24 | — | $4.9M | ||
| Q1 24 | — | $5.3M |
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $71.9M | ||
| Q2 25 | — | $68.8M | ||
| Q1 25 | — | $58.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $61.5M | ||
| Q2 24 | — | $53.7M | ||
| Q1 24 | — | $48.0M |
| Q4 25 | 52.9% | — | ||
| Q3 25 | 51.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 38.7% | — | ||
| Q3 25 | 38.6% | 1333.8% | ||
| Q2 25 | — | 1291.9% | ||
| Q1 25 | — | 1117.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1225.1% | ||
| Q2 24 | — | 1094.6% | ||
| Q1 24 | — | 903.1% |
| Q4 25 | $2.22 | $0.89 | ||
| Q3 25 | $1.94 | $0.95 | ||
| Q2 25 | — | $0.91 | ||
| Q1 25 | — | $0.78 | ||
| Q4 24 | — | $0.91 | ||
| Q3 24 | — | $0.81 | ||
| Q2 24 | — | $0.72 | ||
| Q1 24 | — | $0.64 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $217.8M |
| Total DebtLower is stronger | — | $319.7M |
| Stockholders' EquityBook value | $2.9B | $3.1B |
| Total Assets | $28.2B | $35.0B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $217.8M | ||
| Q3 25 | $2.6B | $559.5M | ||
| Q2 25 | — | $801.3M | ||
| Q1 25 | — | $443.7M | ||
| Q4 24 | — | $491.1M | ||
| Q3 24 | — | $889.9M | ||
| Q2 24 | — | $433.5M | ||
| Q1 24 | — | $421.2M |
| Q4 25 | — | $319.7M | ||
| Q3 25 | — | $320.4M | ||
| Q2 25 | — | $708.9M | ||
| Q1 25 | — | $709.1M | ||
| Q4 24 | — | $708.6M | ||
| Q3 24 | — | $708.7M | ||
| Q2 24 | — | $708.8M | ||
| Q1 24 | — | $709.0M |
| Q4 25 | $2.9B | $3.1B | ||
| Q3 25 | $2.8B | $3.0B | ||
| Q2 25 | — | $3.0B | ||
| Q1 25 | — | $2.9B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | — | $2.7B | ||
| Q1 24 | — | $2.6B |
| Q4 25 | $28.2B | $35.0B | ||
| Q3 25 | $27.4B | $35.1B | ||
| Q2 25 | — | $35.5B | ||
| Q1 25 | — | $34.8B | ||
| Q4 24 | — | $35.2B | ||
| Q3 24 | — | $35.8B | ||
| Q2 24 | — | $35.4B | ||
| Q1 24 | — | $35.1B |
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.11× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.25× | ||
| Q2 24 | — | 0.26× | ||
| Q1 24 | — | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $124.9M |
| Free Cash FlowOCF − Capex | $85.4M | — |
| FCF MarginFCF / Revenue | 25.8% | — |
| Capex IntensityCapex / Revenue | 5.6% | — |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $124.9M | ||
| Q3 25 | $118.4M | $99.7M | ||
| Q2 25 | — | $117.6M | ||
| Q1 25 | — | $16.4M | ||
| Q4 24 | — | $185.5M | ||
| Q3 24 | — | $46.1M | ||
| Q2 24 | — | $135.7M | ||
| Q1 24 | — | $66.5M |
| Q4 25 | $85.4M | — | ||
| Q3 25 | $109.3M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 25.8% | — | ||
| Q3 25 | 37.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 5.6% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 1.39× | ||
| Q2 25 | — | 1.71× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.75× | ||
| Q2 24 | — | 2.53× | ||
| Q1 24 | — | 1.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
