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Side-by-side financial comparison of American Express (AXP) and Ispire Technology Inc. (ISPR). Click either name above to swap in a different company.

Ispire Technology Inc. is the larger business by last-quarter revenue ($20.3M vs $18.9M, roughly 1.1× American Express). American Express runs the higher net margin — 15.7% vs -32.5%, a 48.3% gap on every dollar of revenue. On growth, American Express posted the faster year-over-year revenue change (11.4% vs -51.5%). Over the past eight quarters, Ispire Technology Inc.'s revenue compounded faster (-17.8% CAGR vs -95.6%).

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products an...

Ispire Technology Inc. is a global tech firm specializing in R&D, manufacturing and sales of advanced vaporization hardware and supporting consumables. It serves nicotine and legal cannabis consumer markets, operates two core segments of hardware and branded cannabis products, covers North America, Europe and Asia-Pacific, delivering compliant innovative vapor solutions for B2B partners and end users.

AXP vs ISPR — Head-to-Head

Bigger by revenue
ISPR
ISPR
1.1× larger
ISPR
$20.3M
$18.9M
AXP
Growing faster (revenue YoY)
AXP
AXP
+62.9% gap
AXP
11.4%
-51.5%
ISPR
Higher net margin
AXP
AXP
48.3% more per $
AXP
15.7%
-32.5%
ISPR
Faster 2-yr revenue CAGR
ISPR
ISPR
Annualised
ISPR
-17.8%
-95.6%
AXP

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
AXP
AXP
ISPR
ISPR
Revenue
$18.9M
$20.3M
Net Profit
$3.0M
$-6.6M
Gross Margin
17.1%
Operating Margin
-33.9%
Net Margin
15.7%
-32.5%
Revenue YoY
11.4%
-51.5%
Net Profit YoY
15.0%
17.4%
EPS (diluted)
$-0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AXP
AXP
ISPR
ISPR
Q1 26
$18.9M
Q4 25
$10.9B
$20.3M
Q3 25
$10.4B
$30.4M
Q2 25
$10.3B
$20.1M
Q1 25
$9.6B
$26.2M
Q4 24
$10.0B
$41.8M
Q3 24
$9.7B
$39.3M
Q2 24
$9.8B
$37.3M
Net Profit
AXP
AXP
ISPR
ISPR
Q1 26
$3.0M
Q4 25
$2.5B
$-6.6M
Q3 25
$2.9B
$-3.3M
Q2 25
$2.9B
$-14.8M
Q1 25
$2.6B
$-10.9M
Q4 24
$2.2B
$-8.0M
Q3 24
$2.5B
$-5.6M
Q2 24
$3.0B
$-3.5M
Gross Margin
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
17.1%
Q3 25
17.0%
Q2 25
12.3%
Q1 25
18.2%
Q4 24
18.5%
Q3 24
19.5%
Q2 24
28.3%
Operating Margin
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
28.2%
-33.9%
Q3 25
36.7%
-8.9%
Q2 25
34.4%
-72.7%
Q1 25
34.6%
-40.4%
Q4 24
27.7%
-17.6%
Q3 24
33.0%
-13.4%
Q2 24
38.6%
-9.2%
Net Margin
AXP
AXP
ISPR
ISPR
Q1 26
15.7%
Q4 25
22.5%
-32.5%
Q3 25
27.9%
-10.7%
Q2 25
28.0%
-73.4%
Q1 25
26.8%
-41.5%
Q4 24
21.8%
-19.1%
Q3 24
25.8%
-14.2%
Q2 24
30.7%
-9.4%
EPS (diluted)
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
$3.52
$-0.12
Q3 25
$4.14
$-0.06
Q2 25
$4.08
$-0.26
Q1 25
$3.64
$-0.19
Q4 24
$3.04
$-0.14
Q3 24
$3.49
$-0.10
Q2 24
$4.15
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AXP
AXP
ISPR
ISPR
Cash + ST InvestmentsLiquidity on hand
$17.6M
Total DebtLower is stronger
$60.4M
Stockholders' EquityBook value
$34.0M
$-7.7M
Total Assets
$308.9M
$84.4M
Debt / EquityLower = less leverage
1.78×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
$742.0M
$17.6M
Q3 25
$1.3B
$22.7M
Q2 25
$197.0M
$24.4M
Q1 25
$261.0M
$23.5M
Q4 24
$221.0M
$34.4M
Q3 24
$120.0M
$37.7M
Q2 24
$188.0M
$35.1M
Total Debt
AXP
AXP
ISPR
ISPR
Q1 26
$60.4M
Q4 25
$56.4B
Q3 25
$57.8B
Q2 25
$58.2B
Q1 25
$51.2B
Q4 24
$49.7B
Q3 24
$53.5B
Q2 24
$51.5B
Stockholders' Equity
AXP
AXP
ISPR
ISPR
Q1 26
$34.0M
Q4 25
$33.5B
$-7.7M
Q3 25
$32.4B
$-1.8M
Q2 25
$32.3B
$604.7K
Q1 25
$31.2B
$14.8M
Q4 24
$30.3B
$24.2M
Q3 24
$29.7B
$30.7M
Q2 24
$29.5B
$34.5M
Total Assets
AXP
AXP
ISPR
ISPR
Q1 26
$308.9M
Q4 25
$300.1B
$84.4M
Q3 25
$297.6B
$96.4M
Q2 25
$295.6B
$102.2M
Q1 25
$282.2B
$115.7M
Q4 24
$271.5B
$132.0M
Q3 24
$271.0B
$129.0M
Q2 24
$272.2B
$122.6M
Debt / Equity
AXP
AXP
ISPR
ISPR
Q1 26
1.78×
Q4 25
1.68×
Q3 25
1.78×
Q2 25
1.80×
Q1 25
1.64×
Q4 24
1.64×
Q3 24
1.80×
Q2 24
1.74×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AXP
AXP
ISPR
ISPR
Operating Cash FlowLast quarter
$-4.0M
Free Cash FlowOCF − Capex
$-4.0M
FCF MarginFCF / Revenue
-19.9%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
$3.1B
$-4.0M
Q3 25
$6.2B
$-1.2M
Q2 25
$4.4B
$4.7M
Q1 25
$4.8B
$-12.5M
Q4 24
$5.8B
$-3.2M
Q3 24
$-1.8B
$3.6M
Q2 24
$4.5B
$-1.4M
Free Cash Flow
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
$2.3B
$-4.0M
Q3 25
$5.6B
$-1.2M
Q2 25
$3.7B
$3.7M
Q1 25
$4.3B
$-12.7M
Q4 24
$5.3B
$-3.2M
Q3 24
$-2.3B
$3.3M
Q2 24
$4.0B
$-2.2M
FCF Margin
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
21.4%
-19.9%
Q3 25
53.6%
-3.9%
Q2 25
36.3%
18.6%
Q1 25
45.0%
-48.4%
Q4 24
53.1%
-7.7%
Q3 24
-23.3%
8.5%
Q2 24
40.4%
-5.9%
Capex Intensity
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
6.6%
0.3%
Q3 25
6.3%
0.0%
Q2 25
6.0%
4.8%
Q1 25
4.5%
0.7%
Q4 24
5.0%
0.1%
Q3 24
4.7%
0.7%
Q2 24
5.8%
2.0%
Cash Conversion
AXP
AXP
ISPR
ISPR
Q1 26
Q4 25
1.25×
Q3 25
2.15×
Q2 25
1.51×
Q1 25
1.84×
Q4 24
2.66×
Q3 24
-0.72×
Q2 24
1.50×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AXP
AXP

Discount revenue$9.5M50%
Other$8.9M47%
Deposits with banks and other$512.0K3%

ISPR
ISPR

Segment breakdown not available.

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