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Side-by-side financial comparison of American Express (AXP) and Perfect Moment Ltd. (PMNT). Click either name above to swap in a different company.

American Express is the larger business by last-quarter revenue ($18.9M vs $11.7M, roughly 1.6× Perfect Moment Ltd.). American Express runs the higher net margin — 15.7% vs 0.8%, a 14.9% gap on every dollar of revenue. On growth, American Express posted the faster year-over-year revenue change (11.4% vs 0.8%).

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products an...

Perfect Moment Ltd is a premium lifestyle and outdoor apparel brand specializing in high-performance, fashionable winter sports gear including ski wear, activewear, and supporting accessories. It serves luxury outdoor and winter sports consumer groups, with sales networks covering core markets in North America, Europe, and the Asia Pacific region.

AXP vs PMNT — Head-to-Head

Bigger by revenue
AXP
AXP
1.6× larger
AXP
$18.9M
$11.7M
PMNT
Growing faster (revenue YoY)
AXP
AXP
+10.7% gap
AXP
11.4%
0.8%
PMNT
Higher net margin
AXP
AXP
14.9% more per $
AXP
15.7%
0.8%
PMNT

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
AXP
AXP
PMNT
PMNT
Revenue
$18.9M
$11.7M
Net Profit
$3.0M
$93.0K
Gross Margin
64.4%
Operating Margin
5.0%
Net Margin
15.7%
0.8%
Revenue YoY
11.4%
0.8%
Net Profit YoY
15.0%
103.7%
EPS (diluted)
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AXP
AXP
PMNT
PMNT
Q1 26
$18.9M
Q4 25
$10.9B
$11.7M
Q3 25
$10.4B
$4.8M
Q2 25
$10.3B
$1.5M
Q1 25
$9.6B
$5.0M
Q4 24
$10.0B
$11.7M
Q3 24
$9.7B
$3.8M
Q2 24
$9.8B
Net Profit
AXP
AXP
PMNT
PMNT
Q1 26
$3.0M
Q4 25
$2.5B
$93.0K
Q3 25
$2.9B
$-1.8M
Q2 25
$2.9B
$-3.8M
Q1 25
$2.6B
$-7.3M
Q4 24
$2.2B
$-2.5M
Q3 24
$2.5B
$-2.7M
Q2 24
$3.0B
Gross Margin
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
64.4%
Q3 25
60.1%
Q2 25
60.4%
Q1 25
32.0%
Q4 24
54.8%
Q3 24
54.0%
Q2 24
Operating Margin
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
28.2%
5.0%
Q3 25
36.7%
-23.9%
Q2 25
34.4%
-207.5%
Q1 25
34.6%
-130.1%
Q4 24
27.7%
-11.1%
Q3 24
33.0%
-66.7%
Q2 24
38.6%
Net Margin
AXP
AXP
PMNT
PMNT
Q1 26
15.7%
Q4 25
22.5%
0.8%
Q3 25
27.9%
-38.6%
Q2 25
28.0%
-259.4%
Q1 25
26.8%
-145.5%
Q4 24
21.8%
-21.3%
Q3 24
25.8%
-71.6%
Q2 24
30.7%
EPS (diluted)
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
$3.52
$0.00
Q3 25
$4.14
$-0.06
Q2 25
$4.08
$-0.21
Q1 25
$3.64
$-0.45
Q4 24
$3.04
$-0.15
Q3 24
$3.49
$-0.17
Q2 24
$4.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AXP
AXP
PMNT
PMNT
Cash + ST InvestmentsLiquidity on hand
$1.6M
Total DebtLower is stronger
$60.4M
Stockholders' EquityBook value
$34.0M
$1.1M
Total Assets
$308.9M
$13.8M
Debt / EquityLower = less leverage
1.78×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
$742.0M
$1.6M
Q3 25
$1.3B
$393.0K
Q2 25
$197.0M
$3.0M
Q1 25
$261.0M
$6.2M
Q4 24
$221.0M
$2.8M
Q3 24
$120.0M
$725.0K
Q2 24
$188.0M
Total Debt
AXP
AXP
PMNT
PMNT
Q1 26
$60.4M
Q4 25
$56.4B
Q3 25
$57.8B
Q2 25
$58.2B
Q1 25
$51.2B
Q4 24
$49.7B
$1.9M
Q3 24
$53.5B
$1.8M
Q2 24
$51.5B
Stockholders' Equity
AXP
AXP
PMNT
PMNT
Q1 26
$34.0M
Q4 25
$33.5B
$1.1M
Q3 25
$32.4B
$981.0K
Q2 25
$32.3B
$987.0K
Q1 25
$31.2B
$1.9M
Q4 24
$30.3B
$907.0K
Q3 24
$29.7B
$2.7M
Q2 24
$29.5B
Total Assets
AXP
AXP
PMNT
PMNT
Q1 26
$308.9M
Q4 25
$300.1B
$13.8M
Q3 25
$297.6B
$15.0M
Q2 25
$295.6B
$8.3M
Q1 25
$282.2B
$13.3M
Q4 24
$271.5B
$13.2M
Q3 24
$271.0B
$13.3M
Q2 24
$272.2B
Debt / Equity
AXP
AXP
PMNT
PMNT
Q1 26
1.78×
Q4 25
1.68×
Q3 25
1.78×
Q2 25
1.80×
Q1 25
1.64×
Q4 24
1.64×
2.11×
Q3 24
1.80×
0.67×
Q2 24
1.74×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AXP
AXP
PMNT
PMNT
Operating Cash FlowLast quarter
$2.3M
Free Cash FlowOCF − Capex
$2.2M
FCF MarginFCF / Revenue
19.1%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
24.26×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
$3.1B
$2.3M
Q3 25
$6.2B
$-7.2M
Q2 25
$4.4B
$-3.9M
Q1 25
$4.8B
$-1.1M
Q4 24
$5.8B
$-1.0M
Q3 24
$-1.8B
$-3.9M
Q2 24
$4.5B
Free Cash Flow
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
$2.3B
$2.2M
Q3 25
$5.6B
Q2 25
$3.7B
Q1 25
$4.3B
$-1.1M
Q4 24
$5.3B
$-1.2M
Q3 24
$-2.3B
$-3.9M
Q2 24
$4.0B
FCF Margin
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
21.4%
19.1%
Q3 25
53.6%
Q2 25
36.3%
Q1 25
45.0%
-21.8%
Q4 24
53.1%
-10.6%
Q3 24
-23.3%
-101.5%
Q2 24
40.4%
Capex Intensity
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
6.6%
0.3%
Q3 25
6.3%
Q2 25
6.0%
Q1 25
4.5%
0.3%
Q4 24
5.0%
1.6%
Q3 24
4.7%
1.0%
Q2 24
5.8%
Cash Conversion
AXP
AXP
PMNT
PMNT
Q1 26
Q4 25
1.25×
24.26×
Q3 25
2.15×
Q2 25
1.51×
Q1 25
1.84×
Q4 24
2.66×
Q3 24
-0.72×
Q2 24
1.50×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AXP
AXP

Discount revenue$9.5M50%
Other$8.9M47%
Deposits with banks and other$512.0K3%

PMNT
PMNT

Segment breakdown not available.

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