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Side-by-side financial comparison of AMREP CORP. (AXR) and BayCom Corp (BCML). Click either name above to swap in a different company.
BayCom Corp is the larger business by last-quarter revenue ($25.9M vs $14.6M, roughly 1.8× AMREP CORP.). BayCom Corp runs the higher net margin — 26.5% vs 21.6%, a 4.9% gap on every dollar of revenue. On growth, AMREP CORP. posted the faster year-over-year revenue change (93.8% vs 9.4%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $5.4M). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -13.6%).
AMREP Corporation is a real estate and media services company based in Princeton, New Jersey, in the United States. It was founded in 1961 as The American Realty and Petroleum Corporation.
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
AXR vs BCML — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $14.6M | $25.9M |
| Net Profit | $3.1M | $6.9M |
| Gross Margin | — | — |
| Operating Margin | 20.6% | 36.6% |
| Net Margin | 21.6% | 26.5% |
| Revenue YoY | 93.8% | 9.4% |
| Net Profit YoY | 338.9% | 12.1% |
| EPS (diluted) | $0.58 | $0.63 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $14.6M | — | ||
| Q4 25 | $9.4M | $25.9M | ||
| Q3 25 | $17.9M | $25.7M | ||
| Q2 25 | $11.2M | $24.7M | ||
| Q1 25 | $7.5M | $24.3M | ||
| Q4 24 | $11.9M | $23.7M | ||
| Q3 24 | $19.1M | $25.6M | ||
| Q2 24 | $19.5M | $23.8M |
| Q1 26 | $3.1M | — | ||
| Q4 25 | $1.2M | $6.9M | ||
| Q3 25 | $4.7M | $5.0M | ||
| Q2 25 | $3.9M | $6.4M | ||
| Q1 25 | $717.0K | $5.7M | ||
| Q4 24 | $4.0M | $6.1M | ||
| Q3 24 | $4.1M | $6.0M | ||
| Q2 24 | $4.1M | $5.6M |
| Q1 26 | 20.6% | — | ||
| Q4 25 | 11.9% | 36.6% | ||
| Q3 25 | 34.4% | 26.3% | ||
| Q2 25 | 31.7% | 35.3% | ||
| Q1 25 | 5.7% | 31.6% | ||
| Q4 24 | 26.4% | 34.2% | ||
| Q3 24 | 26.1% | 32.4% | ||
| Q2 24 | 23.9% | 31.9% |
| Q1 26 | 21.6% | — | ||
| Q4 25 | 12.8% | 26.5% | ||
| Q3 25 | 26.3% | 19.5% | ||
| Q2 25 | 34.8% | 25.8% | ||
| Q1 25 | 9.5% | 23.4% | ||
| Q4 24 | 33.9% | 25.9% | ||
| Q3 24 | 21.3% | 23.5% | ||
| Q2 24 | 21.2% | 23.6% |
| Q1 26 | $0.58 | — | ||
| Q4 25 | $0.22 | $0.63 | ||
| Q3 25 | $0.87 | $0.46 | ||
| Q2 25 | $0.73 | $0.58 | ||
| Q1 25 | $0.13 | $0.51 | ||
| Q4 24 | $0.75 | $0.55 | ||
| Q3 24 | $0.76 | $0.54 | ||
| Q2 24 | $0.77 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $50.0M | — |
| Total DebtLower is stronger | $21.0K | — |
| Stockholders' EquityBook value | $139.4M | $338.6M |
| Total Assets | $143.9M | $2.6B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $50.0M | — | ||
| Q4 25 | $44.6M | — | ||
| Q3 25 | $48.9M | — | ||
| Q2 25 | $39.5M | — | ||
| Q1 25 | $36.9M | — | ||
| Q4 24 | $40.1M | — | ||
| Q3 24 | $40.4M | — | ||
| Q2 24 | $29.7M | — |
| Q1 26 | $21.0K | — | ||
| Q4 25 | $23.0K | — | ||
| Q3 25 | $25.0K | — | ||
| Q2 25 | $26.0K | — | ||
| Q1 25 | $29.0K | — | ||
| Q4 24 | $32.0K | — | ||
| Q3 24 | $34.0K | — | ||
| Q2 24 | $35.0K | — |
| Q1 26 | $139.4M | — | ||
| Q4 25 | $136.0M | $338.6M | ||
| Q3 25 | $134.7M | $334.3M | ||
| Q2 25 | $130.0M | $330.6M | ||
| Q1 25 | $126.0M | $329.3M | ||
| Q4 24 | $125.1M | $324.4M | ||
| Q3 24 | $122.2M | $321.7M | ||
| Q2 24 | $118.0M | $315.3M |
| Q1 26 | $143.9M | — | ||
| Q4 25 | $140.1M | $2.6B | ||
| Q3 25 | $140.7M | $2.6B | ||
| Q2 25 | $133.8M | $2.6B | ||
| Q1 25 | $128.9M | $2.6B | ||
| Q4 24 | $129.1M | $2.7B | ||
| Q3 24 | $127.0M | $2.6B | ||
| Q2 24 | $122.8M | $2.6B |
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.00× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.4M | $31.8M |
| Free Cash FlowOCF − Capex | $5.4M | $30.1M |
| FCF MarginFCF / Revenue | 37.0% | 116.2% |
| Capex IntensityCapex / Revenue | 0.1% | 6.7% |
| Cash ConversionOCF / Net Profit | 1.72× | 4.64× |
| TTM Free Cash FlowTrailing 4 quarters | $20.2M | $51.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $5.4M | — | ||
| Q4 25 | $-4.3M | $31.8M | ||
| Q3 25 | $9.5M | $7.3M | ||
| Q2 25 | $10.2M | $6.4M | ||
| Q1 25 | $-3.2M | $9.3M | ||
| Q4 24 | $-182.0K | $30.4M | ||
| Q3 24 | $10.7M | $9.6M | ||
| Q2 24 | $10.7M | $7.7M |
| Q1 26 | $5.4M | — | ||
| Q4 25 | $-4.3M | $30.1M | ||
| Q3 25 | $9.5M | $6.2M | ||
| Q2 25 | $9.7M | $5.6M | ||
| Q1 25 | $-3.3M | $9.1M | ||
| Q4 24 | $-268.0K | $28.7M | ||
| Q3 24 | $10.7M | $9.4M | ||
| Q2 24 | $10.3M | $7.4M |
| Q1 26 | 37.0% | — | ||
| Q4 25 | -45.9% | 116.2% | ||
| Q3 25 | 53.2% | 24.3% | ||
| Q2 25 | 86.4% | 22.8% | ||
| Q1 25 | -43.4% | 37.6% | ||
| Q4 24 | -2.3% | 121.1% | ||
| Q3 24 | 55.8% | 36.6% | ||
| Q2 24 | 52.5% | 31.2% |
| Q1 26 | 0.1% | — | ||
| Q4 25 | 0.6% | 6.7% | ||
| Q3 25 | 0.1% | 4.3% | ||
| Q2 25 | 5.2% | 3.0% | ||
| Q1 25 | 0.3% | 0.6% | ||
| Q4 24 | 0.7% | 7.2% | ||
| Q3 24 | 0.2% | 1.0% | ||
| Q2 24 | 2.3% | 1.0% |
| Q1 26 | 1.72× | — | ||
| Q4 25 | -3.54× | 4.64× | ||
| Q3 25 | 2.03× | 1.47× | ||
| Q2 25 | 2.63× | 1.00× | ||
| Q1 25 | -4.51× | 1.63× | ||
| Q4 24 | -0.05× | 4.96× | ||
| Q3 24 | 2.63× | 1.60× | ||
| Q2 24 | 2.59× | 1.37× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
