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Side-by-side financial comparison of AMREP CORP. (AXR) and EAGLE FINANCIAL SERVICES INC (EFSI). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $14.6M, roughly 1.1× AMREP CORP.). On growth, AMREP CORP. posted the faster year-over-year revenue change (93.8% vs 21.3%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $5.4M). Over the past eight quarters, EAGLE FINANCIAL SERVICES INC's revenue compounded faster (1.5% CAGR vs -13.6%).

AMREP Corporation is a real estate and media services company based in Princeton, New Jersey, in the United States. It was founded in 1961 as The American Realty and Petroleum Corporation.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

AXR vs EFSI — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.1× larger
EFSI
$16.4M
$14.6M
AXR
Growing faster (revenue YoY)
AXR
AXR
+72.4% gap
AXR
93.8%
21.3%
EFSI
More free cash flow
EFSI
EFSI
$19.0M more FCF
EFSI
$24.3M
$5.4M
AXR
Faster 2-yr revenue CAGR
EFSI
EFSI
Annualised
EFSI
1.5%
-13.6%
AXR

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
AXR
AXR
EFSI
EFSI
Revenue
$14.6M
$16.4M
Net Profit
$3.1M
Gross Margin
Operating Margin
20.6%
33.6%
Net Margin
21.6%
Revenue YoY
93.8%
21.3%
Net Profit YoY
338.9%
EPS (diluted)
$0.58
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AXR
AXR
EFSI
EFSI
Q1 26
$14.6M
Q4 25
$9.4M
$16.4M
Q3 25
$17.9M
$22.4M
Q2 25
$11.2M
$20.6M
Q1 25
$7.5M
$4.8M
Q4 24
$11.9M
$22.0M
Q3 24
$19.1M
$18.4M
Q2 24
$19.5M
$16.5M
Net Profit
AXR
AXR
EFSI
EFSI
Q1 26
$3.1M
Q4 25
$1.2M
Q3 25
$4.7M
$5.6M
Q2 25
$3.9M
$5.3M
Q1 25
$717.0K
$-7.0M
Q4 24
$4.0M
Q3 24
$4.1M
$3.4M
Q2 24
$4.1M
$3.2M
Operating Margin
AXR
AXR
EFSI
EFSI
Q1 26
20.6%
Q4 25
11.9%
33.6%
Q3 25
34.4%
30.9%
Q2 25
31.7%
31.8%
Q1 25
5.7%
-189.0%
Q4 24
26.4%
36.8%
Q3 24
26.1%
21.6%
Q2 24
23.9%
22.9%
Net Margin
AXR
AXR
EFSI
EFSI
Q1 26
21.6%
Q4 25
12.8%
Q3 25
26.3%
25.0%
Q2 25
34.8%
25.6%
Q1 25
9.5%
-145.8%
Q4 24
33.9%
Q3 24
21.3%
18.6%
Q2 24
21.2%
19.3%
EPS (diluted)
AXR
AXR
EFSI
EFSI
Q1 26
$0.58
Q4 25
$0.22
$1.10
Q3 25
$0.87
$1.04
Q2 25
$0.73
$0.98
Q1 25
$0.13
$-1.53
Q4 24
$0.75
$1.74
Q3 24
$0.76
$0.97
Q2 24
$0.77
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AXR
AXR
EFSI
EFSI
Cash + ST InvestmentsLiquidity on hand
$50.0M
Total DebtLower is stronger
$21.0K
Stockholders' EquityBook value
$139.4M
$188.8M
Total Assets
$143.9M
$1.9B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AXR
AXR
EFSI
EFSI
Q1 26
$50.0M
Q4 25
$44.6M
Q3 25
$48.9M
Q2 25
$39.5M
Q1 25
$36.9M
Q4 24
$40.1M
Q3 24
$40.4M
Q2 24
$29.7M
Total Debt
AXR
AXR
EFSI
EFSI
Q1 26
$21.0K
Q4 25
$23.0K
Q3 25
$25.0K
Q2 25
$26.0K
Q1 25
$29.0K
Q4 24
$32.0K
Q3 24
$34.0K
Q2 24
$35.0K
Stockholders' Equity
AXR
AXR
EFSI
EFSI
Q1 26
$139.4M
Q4 25
$136.0M
$188.8M
Q3 25
$134.7M
$185.6M
Q2 25
$130.0M
$179.6M
Q1 25
$126.0M
$176.5M
Q4 24
$125.1M
$119.0M
Q3 24
$122.2M
$117.8M
Q2 24
$118.0M
$111.1M
Total Assets
AXR
AXR
EFSI
EFSI
Q1 26
$143.9M
Q4 25
$140.1M
$1.9B
Q3 25
$140.7M
$1.9B
Q2 25
$133.8M
$2.0B
Q1 25
$128.9M
$1.9B
Q4 24
$129.1M
$1.9B
Q3 24
$127.0M
$1.9B
Q2 24
$122.8M
$1.8B
Debt / Equity
AXR
AXR
EFSI
EFSI
Q1 26
0.00×
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AXR
AXR
EFSI
EFSI
Operating Cash FlowLast quarter
$5.4M
$25.8M
Free Cash FlowOCF − Capex
$5.4M
$24.3M
FCF MarginFCF / Revenue
37.0%
148.6%
Capex IntensityCapex / Revenue
0.1%
8.6%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters
$20.2M
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AXR
AXR
EFSI
EFSI
Q1 26
$5.4M
Q4 25
$-4.3M
$25.8M
Q3 25
$9.5M
$8.2M
Q2 25
$10.2M
$2.6M
Q1 25
$-3.2M
$5.8M
Q4 24
$-182.0K
$18.8M
Q3 24
$10.7M
$7.5M
Q2 24
$10.7M
$-1.8M
Free Cash Flow
AXR
AXR
EFSI
EFSI
Q1 26
$5.4M
Q4 25
$-4.3M
$24.3M
Q3 25
$9.5M
$7.8M
Q2 25
$9.7M
$2.3M
Q1 25
$-3.3M
$5.3M
Q4 24
$-268.0K
$17.7M
Q3 24
$10.7M
$7.3M
Q2 24
$10.3M
$-2.2M
FCF Margin
AXR
AXR
EFSI
EFSI
Q1 26
37.0%
Q4 25
-45.9%
148.6%
Q3 25
53.2%
35.0%
Q2 25
86.4%
11.2%
Q1 25
-43.4%
110.1%
Q4 24
-2.3%
80.6%
Q3 24
55.8%
39.6%
Q2 24
52.5%
-13.6%
Capex Intensity
AXR
AXR
EFSI
EFSI
Q1 26
0.1%
Q4 25
0.6%
8.6%
Q3 25
0.1%
1.7%
Q2 25
5.2%
1.3%
Q1 25
0.3%
11.2%
Q4 24
0.7%
4.6%
Q3 24
0.2%
1.3%
Q2 24
2.3%
2.6%
Cash Conversion
AXR
AXR
EFSI
EFSI
Q1 26
1.72×
Q4 25
-3.54×
Q3 25
2.03×
1.47×
Q2 25
2.63×
0.49×
Q1 25
-4.51×
Q4 24
-0.05×
Q3 24
2.63×
2.19×
Q2 24
2.59×
-0.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AXR
AXR

Segment breakdown not available.

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

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