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Side-by-side financial comparison of AYTU BIOPHARMA, INC (AYTU) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $15.2M, roughly 1.5× AYTU BIOPHARMA, INC). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs -69.8%, a 75.9% gap on every dollar of revenue. On growth, USCB FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (14.7% vs -6.5%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $3.7M). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs 4.0%).

Aytu BioPharma, Inc. is a US-based specialty pharmaceutical company that develops and commercializes a portfolio of consumer healthcare products and prescription therapeutics. Its key offerings cover cold and allergy treatments, sexual health solutions, and therapies for rare pediatric conditions, serving patients and healthcare providers across the United States.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

AYTU vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.5× larger
USCB
$22.2M
$15.2M
AYTU
Growing faster (revenue YoY)
USCB
USCB
+21.2% gap
USCB
14.7%
-6.5%
AYTU
Higher net margin
USCB
USCB
75.9% more per $
USCB
6.1%
-69.8%
AYTU
More free cash flow
USCB
USCB
$38.8M more FCF
USCB
$42.5M
$3.7M
AYTU
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
4.0%
AYTU

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
AYTU
AYTU
USCB
USCB
Revenue
$15.2M
$22.2M
Net Profit
$-10.6M
$1.4M
Gross Margin
63.5%
Operating Margin
-13.0%
14.7%
Net Margin
-69.8%
6.1%
Revenue YoY
-6.5%
14.7%
Net Profit YoY
-1443.1%
-80.3%
EPS (diluted)
$-1.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AYTU
AYTU
USCB
USCB
Q4 25
$15.2M
$22.2M
Q3 25
$13.9M
$25.0M
Q2 25
$15.1M
$24.4M
Q1 25
$18.5M
$22.8M
Q4 24
$16.2M
$23.0M
Q3 24
$16.6M
$21.5M
Q2 24
$14.6M
$20.5M
Q1 24
$14.0M
$17.6M
Net Profit
AYTU
AYTU
USCB
USCB
Q4 25
$-10.6M
$1.4M
Q3 25
$2.0M
$8.9M
Q2 25
$-19.8M
$8.1M
Q1 25
$4.0M
$7.7M
Q4 24
$788.0K
$6.9M
Q3 24
$1.5M
$6.9M
Q2 24
$-4.6M
$6.2M
Q1 24
$-2.9M
$4.6M
Gross Margin
AYTU
AYTU
USCB
USCB
Q4 25
63.5%
Q3 25
66.1%
Q2 25
67.8%
Q1 25
69.4%
Q4 24
66.5%
Q3 24
72.3%
Q2 24
75.7%
Q1 24
73.9%
Operating Margin
AYTU
AYTU
USCB
USCB
Q4 25
-13.0%
14.7%
Q3 25
-10.8%
47.3%
Q2 25
-50.4%
44.0%
Q1 25
13.1%
44.2%
Q4 24
-10.4%
39.6%
Q3 24
-5.6%
42.5%
Q2 24
-15.6%
39.8%
Q1 24
-11.4%
34.3%
Net Margin
AYTU
AYTU
USCB
USCB
Q4 25
-69.8%
6.1%
Q3 25
14.1%
35.8%
Q2 25
-130.9%
33.4%
Q1 25
21.6%
33.5%
Q4 24
4.9%
30.0%
Q3 24
8.9%
32.3%
Q2 24
-31.6%
30.3%
Q1 24
-20.6%
26.2%
EPS (diluted)
AYTU
AYTU
USCB
USCB
Q4 25
$-1.05
Q3 25
$-0.08
$0.45
Q2 25
Q1 25
$0.21
Q4 24
$-0.26
Q3 24
$-0.15
$0.35
Q2 24
Q1 24
$-0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AYTU
AYTU
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$30.0M
$38.5M
Total DebtLower is stronger
$10.0M
Stockholders' EquityBook value
$14.2M
$217.2M
Total Assets
$122.0M
$2.8B
Debt / EquityLower = less leverage
0.70×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AYTU
AYTU
USCB
USCB
Q4 25
$30.0M
$38.5M
Q3 25
$32.6M
$56.8M
Q2 25
$31.0M
$54.8M
Q1 25
$18.2M
$98.0M
Q4 24
$20.4M
$77.0M
Q3 24
$20.1M
$38.5M
Q2 24
$20.0M
$77.3M
Q1 24
$19.8M
$126.5M
Total Debt
AYTU
AYTU
USCB
USCB
Q4 25
$10.0M
Q3 25
$10.4M
Q2 25
$10.9M
Q1 25
$9.5M
Q4 24
$10.0M
Q3 24
$10.4M
Q2 24
$10.9M
Q1 24
$0
Stockholders' Equity
AYTU
AYTU
USCB
USCB
Q4 25
$14.2M
$217.2M
Q3 25
$23.2M
$209.1M
Q2 25
$19.0M
$231.6M
Q1 25
$34.9M
$225.1M
Q4 24
$30.8M
$215.4M
Q3 24
$29.8M
$213.9M
Q2 24
$27.7M
$201.0M
Q1 24
$30.8M
$195.0M
Total Assets
AYTU
AYTU
USCB
USCB
Q4 25
$122.0M
$2.8B
Q3 25
$125.0M
$2.8B
Q2 25
$124.2M
$2.7B
Q1 25
$124.2M
$2.7B
Q4 24
$116.2M
$2.6B
Q3 24
$115.8M
$2.5B
Q2 24
$118.1M
$2.5B
Q1 24
$128.9M
$2.5B
Debt / Equity
AYTU
AYTU
USCB
USCB
Q4 25
0.70×
Q3 25
0.45×
Q2 25
0.57×
Q1 25
0.27×
Q4 24
0.32×
Q3 24
0.35×
Q2 24
0.39×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AYTU
AYTU
USCB
USCB
Operating Cash FlowLast quarter
$3.7M
$42.8M
Free Cash FlowOCF − Capex
$3.7M
$42.5M
FCF MarginFCF / Revenue
24.1%
191.4%
Capex IntensityCapex / Revenue
0.1%
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AYTU
AYTU
USCB
USCB
Q4 25
$3.7M
$42.8M
Q3 25
$-618.0K
$20.1M
Q2 25
$2.8M
$18.0M
Q1 25
$-6.5M
$14.6M
Q4 24
$2.9M
$34.8M
Q3 24
$-1.2M
$11.3M
Q2 24
$-788.0K
$18.3M
Q1 24
$-254.0K
$8.1M
Free Cash Flow
AYTU
AYTU
USCB
USCB
Q4 25
$3.7M
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$-6.5M
$14.6M
Q4 24
$2.9M
$34.5M
Q3 24
$-1.3M
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
AYTU
AYTU
USCB
USCB
Q4 25
24.1%
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
-35.4%
63.9%
Q4 24
17.9%
150.2%
Q3 24
-8.0%
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
AYTU
AYTU
USCB
USCB
Q4 25
0.1%
1.4%
Q3 25
0.0%
0.5%
Q2 25
0.2%
Q1 25
0.4%
0.2%
Q4 24
0.0%
1.4%
Q3 24
0.8%
0.4%
Q2 24
0.4%
Q1 24
0.0%
0.5%
Cash Conversion
AYTU
AYTU
USCB
USCB
Q4 25
31.40×
Q3 25
-0.31×
2.25×
Q2 25
2.22×
Q1 25
-1.62×
1.91×
Q4 24
3.69×
5.05×
Q3 24
-0.81×
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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