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Side-by-side financial comparison of A2Z CUST2MATE SOLUTIONS CORP. (AZ) and Kentucky First Federal Bancorp (KFFB). Click either name above to swap in a different company.

Kentucky First Federal Bancorp is the larger business by last-quarter revenue ($2.8M vs $1.5M, roughly 1.8× A2Z CUST2MATE SOLUTIONS CORP.). Kentucky First Federal Bancorp runs the higher net margin — 10.7% vs -90.4%, a 101.2% gap on every dollar of revenue. On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs -1.6%).

Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.

AZ vs KFFB — Head-to-Head

Bigger by revenue
KFFB
KFFB
1.8× larger
KFFB
$2.8M
$1.5M
AZ
Growing faster (revenue YoY)
KFFB
KFFB
+29.9% gap
KFFB
28.3%
-1.6%
AZ
Higher net margin
KFFB
KFFB
101.2% more per $
KFFB
10.7%
-90.4%
AZ

Income Statement — Q3 FY2025 vs Q2 FY2026

Metric
AZ
AZ
KFFB
KFFB
Revenue
$1.5M
$2.8M
Net Profit
$-1.4M
$304.0K
Gross Margin
34.0%
Operating Margin
-265.9%
14.1%
Net Margin
-90.4%
10.7%
Revenue YoY
-1.6%
28.3%
Net Profit YoY
60.4%
2238.5%
EPS (diluted)
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AZ
AZ
KFFB
KFFB
Q4 25
$2.8M
Q3 25
$1.5M
$2.7M
Q2 25
$1.2M
$2.4M
Q1 25
$2.0M
$2.2M
Q4 24
$2.2M
Q3 24
$1.6M
$2.0M
Q2 24
$1.1M
$2.0M
Q1 24
$1.8M
Net Profit
AZ
AZ
KFFB
KFFB
Q4 25
$304.0K
Q3 25
$-1.4M
$344.0K
Q2 25
$-12.6M
$176.0K
Q1 25
$-6.8M
$7.0K
Q4 24
$13.0K
Q3 24
$-3.5M
$-15.0K
Q2 24
$-3.2M
$-1.1M
Q1 24
$-107.0K
Gross Margin
AZ
AZ
KFFB
KFFB
Q4 25
Q3 25
34.0%
Q2 25
23.3%
Q1 25
31.7%
Q4 24
Q3 24
43.9%
Q2 24
7.4%
Q1 24
Operating Margin
AZ
AZ
KFFB
KFFB
Q4 25
14.1%
Q3 25
-265.9%
17.0%
Q2 25
-585.9%
10.3%
Q1 25
-381.4%
0.7%
Q4 24
0.3%
Q3 24
-167.0%
-1.0%
Q2 24
-272.1%
-58.7%
Q1 24
-7.9%
Net Margin
AZ
AZ
KFFB
KFFB
Q4 25
10.7%
Q3 25
-90.4%
12.9%
Q2 25
-1085.4%
7.6%
Q1 25
-342.1%
0.3%
Q4 24
0.6%
Q3 24
-224.7%
-0.7%
Q2 24
-277.4%
-56.7%
Q1 24
-5.8%
EPS (diluted)
AZ
AZ
KFFB
KFFB
Q4 25
$0.04
Q3 25
$0.04
Q2 25
$0.02
Q1 25
$-0.19
$0.00
Q4 24
$0.00
Q3 24
$-0.15
$0.00
Q2 24
$-0.05
$-0.13
Q1 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AZ
AZ
KFFB
KFFB
Cash + ST InvestmentsLiquidity on hand
$43.2M
$19.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$71.3M
$49.1M
Total Assets
$81.9M
$375.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AZ
AZ
KFFB
KFFB
Q4 25
$19.7M
Q3 25
$43.2M
$14.6M
Q2 25
$28.5M
$19.5M
Q1 25
$24.2M
$27.8M
Q4 24
$21.0M
Q3 24
$3.4M
$17.3M
Q2 24
$653.0K
$18.3M
Q1 24
$15.4M
Stockholders' Equity
AZ
AZ
KFFB
KFFB
Q4 25
$49.1M
Q3 25
$71.3M
$48.8M
Q2 25
$31.5M
$48.4M
Q1 25
$31.3M
$48.2M
Q4 24
$48.1M
Q3 24
$-504.0K
$48.2M
Q2 24
$-340.0K
$48.0M
Q1 24
$49.0M
Total Assets
AZ
AZ
KFFB
KFFB
Q4 25
$375.3M
Q3 25
$81.9M
$366.5M
Q2 25
$46.1M
$371.2M
Q1 25
$42.2M
$380.7M
Q4 24
$374.2M
Q3 24
$10.2M
$375.6M
Q2 24
$7.2M
$375.0M
Q1 24
$369.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AZ
AZ
KFFB
KFFB
Operating Cash FlowLast quarter
$-4.0M
$-303.0K
Free Cash FlowOCF − Capex
$-367.0K
FCF MarginFCF / Revenue
-12.9%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$-377.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AZ
AZ
KFFB
KFFB
Q4 25
$-303.0K
Q3 25
$-4.0M
$450.0K
Q2 25
$-5.9M
$-86.0K
Q1 25
$-3.8M
$-155.0K
Q4 24
$1.4M
Q3 24
$-658.0K
$-1.4M
Q2 24
$-3.7M
$-1.5M
Q1 24
$-176.0K
Free Cash Flow
AZ
AZ
KFFB
KFFB
Q4 25
$-367.0K
Q3 25
$445.0K
Q2 25
$-235.0K
Q1 25
$-220.0K
Q4 24
$1.4M
Q3 24
$-1.4M
Q2 24
$-1.5M
Q1 24
$-191.0K
FCF Margin
AZ
AZ
KFFB
KFFB
Q4 25
-12.9%
Q3 25
16.7%
Q2 25
-9.7%
Q1 25
-9.9%
Q4 24
61.8%
Q3 24
-70.2%
Q2 24
-77.7%
Q1 24
-10.4%
Capex Intensity
AZ
AZ
KFFB
KFFB
Q4 25
2.3%
Q3 25
0.2%
Q2 25
6.2%
Q1 25
2.9%
Q4 24
3.7%
Q3 24
0.1%
Q2 24
3.4%
Q1 24
0.8%
Cash Conversion
AZ
AZ
KFFB
KFFB
Q4 25
-1.00×
Q3 25
1.31×
Q2 25
-0.49×
Q1 25
-22.14×
Q4 24
111.31×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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