vs

Side-by-side financial comparison of A2Z CUST2MATE SOLUTIONS CORP. (AZ) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.

OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $1.5M, roughly 1.1× A2Z CUST2MATE SOLUTIONS CORP.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -90.4%, a 6.7% gap on every dollar of revenue. On growth, A2Z CUST2MATE SOLUTIONS CORP. posted the faster year-over-year revenue change (-1.6% vs -35.2%).

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

AZ vs OLB — Head-to-Head

Bigger by revenue
OLB
OLB
1.1× larger
OLB
$1.8M
$1.5M
AZ
Growing faster (revenue YoY)
AZ
AZ
+33.6% gap
AZ
-1.6%
-35.2%
OLB
Higher net margin
OLB
OLB
6.7% more per $
OLB
-83.7%
-90.4%
AZ

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
AZ
AZ
OLB
OLB
Revenue
$1.5M
$1.8M
Net Profit
$-1.4M
$-1.5M
Gross Margin
34.0%
Operating Margin
-265.9%
-83.7%
Net Margin
-90.4%
-83.7%
Revenue YoY
-1.6%
-35.2%
Net Profit YoY
60.4%
67.5%
EPS (diluted)
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AZ
AZ
OLB
OLB
Q4 25
$1.8M
Q3 25
$1.5M
$2.3M
Q2 25
$1.2M
$2.3M
Q1 25
$2.0M
$2.3M
Q4 24
$2.7M
Q3 24
$1.6M
$3.1M
Q2 24
$1.1M
$3.5M
Q1 24
$3.5M
Net Profit
AZ
AZ
OLB
OLB
Q4 25
$-1.5M
Q3 25
$-1.4M
$-1.2M
Q2 25
$-12.6M
$-2.1M
Q1 25
$-6.8M
$-1.1M
Q4 24
$-4.6M
Q3 24
$-3.5M
$-1.6M
Q2 24
$-3.2M
$-2.6M
Q1 24
$-2.4M
Gross Margin
AZ
AZ
OLB
OLB
Q4 25
Q3 25
34.0%
Q2 25
23.3%
Q1 25
31.7%
Q4 24
Q3 24
43.9%
Q2 24
7.4%
Q1 24
Operating Margin
AZ
AZ
OLB
OLB
Q4 25
-83.7%
Q3 25
-265.9%
-49.1%
Q2 25
-585.9%
-74.8%
Q1 25
-381.4%
-36.6%
Q4 24
-166.0%
Q3 24
-167.0%
-52.9%
Q2 24
-272.1%
-74.3%
Q1 24
-82.6%
Net Margin
AZ
AZ
OLB
OLB
Q4 25
-83.7%
Q3 25
-90.4%
-50.8%
Q2 25
-1085.4%
-93.7%
Q1 25
-342.1%
-46.9%
Q4 24
-167.1%
Q3 24
-224.7%
-52.9%
Q2 24
-277.4%
-75.2%
Q1 24
-67.8%
EPS (diluted)
AZ
AZ
OLB
OLB
Q4 25
$-0.48
Q3 25
$-0.13
Q2 25
$-0.66
Q1 25
$-0.19
$-0.47
Q4 24
$-3.55
Q3 24
$-0.15
$-0.92
Q2 24
$-0.05
$-1.49
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AZ
AZ
OLB
OLB
Cash + ST InvestmentsLiquidity on hand
$43.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$71.3M
$4.6M
Total Assets
$81.9M
$12.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AZ
AZ
OLB
OLB
Q4 25
Q3 25
$43.2M
Q2 25
$28.5M
Q1 25
$24.2M
$29.3K
Q4 24
$27.4K
Q3 24
$3.4M
$41.3K
Q2 24
$653.0K
$53.3K
Q1 24
$3.3K
Stockholders' Equity
AZ
AZ
OLB
OLB
Q4 25
$4.6M
Q3 25
$71.3M
$5.3M
Q2 25
$31.5M
$6.4M
Q1 25
$31.3M
$2.3M
Q4 24
$3.2M
Q3 24
$-504.0K
$6.7M
Q2 24
$-340.0K
$8.3M
Q1 24
$11.0M
Total Assets
AZ
AZ
OLB
OLB
Q4 25
$12.3M
Q3 25
$81.9M
$12.2M
Q2 25
$46.1M
$12.4M
Q1 25
$42.2M
$12.5M
Q4 24
$12.7M
Q3 24
$10.2M
$15.9M
Q2 24
$7.2M
$16.6M
Q1 24
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AZ
AZ
OLB
OLB
Operating Cash FlowLast quarter
$-4.0M
$-1.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AZ
AZ
OLB
OLB
Q4 25
$-1.3M
Q3 25
$-4.0M
$-115.5K
Q2 25
$-5.9M
$-1.0M
Q1 25
$-3.8M
$-155.8K
Q4 24
$-2.6M
Q3 24
$-658.0K
$-376.7K
Q2 24
$-3.7M
$-785.5K
Q1 24
$-424.7K

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AZ
AZ

Segment breakdown not available.

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

Related Comparisons