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Side-by-side financial comparison of BayFirst Financial Corp. (BAFN) and Marti Technologies, Inc. (MRT). Click either name above to swap in a different company.

Marti Technologies, Inc. is the larger business by last-quarter revenue ($14.6M vs $10.3M, roughly 1.4× BayFirst Financial Corp.).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

The Marti Group is a Swiss construction company, consisting of over 80 subsidiaries, officially owned by Marti Holding AG. Besides Switzerland, they are active in neighboring countries such as Germany and Austria, and also outside of Europe such as China and Chile. The company is known for high-profile public and private sector projects and using innovative technologies. Their areas of expertise include building construction, construction and renovation of tunnels, road construction, hydrauli...

BAFN vs MRT — Head-to-Head

Bigger by revenue
MRT
MRT
1.4× larger
MRT
$14.6M
$10.3M
BAFN

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
BAFN
BAFN
MRT
MRT
Revenue
$10.3M
$14.6M
Net Profit
$-5.7M
Gross Margin
49.4%
Operating Margin
-86.1%
Net Margin
-55.0%
Revenue YoY
63.1%
Net Profit YoY
-130.6%
EPS (diluted)
$-1.48
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BAFN
BAFN
MRT
MRT
Q1 26
$10.3M
Q4 25
$11.2M
Q3 25
$10.2M
Q2 25
$23.1M
$14.6M
Q1 25
$19.8M
Q4 24
$32.9M
Q3 24
$21.7M
Q2 24
$20.8M
$8.9M
Net Profit
BAFN
BAFN
MRT
MRT
Q1 26
$-5.7M
Q4 25
$-2.5M
Q3 25
$-18.9M
Q2 25
$-1.2M
Q1 25
$-335.0K
Q4 24
$9.8M
Q3 24
$1.1M
Q2 24
$866.0K
Gross Margin
BAFN
BAFN
MRT
MRT
Q1 26
Q4 25
Q3 25
Q2 25
49.4%
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
BAFN
BAFN
MRT
MRT
Q1 26
Q4 25
-25.3%
Q3 25
-253.0%
Q2 25
-7.1%
-86.1%
Q1 25
-2.3%
Q4 24
Q3 24
7.1%
Q2 24
5.9%
-204.1%
Net Margin
BAFN
BAFN
MRT
MRT
Q1 26
-55.0%
Q4 25
-22.1%
Q3 25
-184.7%
Q2 25
-5.3%
Q1 25
-1.7%
Q4 24
91.8%
Q3 24
5.2%
Q2 24
4.2%
EPS (diluted)
BAFN
BAFN
MRT
MRT
Q1 26
$-1.48
Q4 25
$-0.71
Q3 25
$-4.66
Q2 25
$-0.39
$-0.26
Q1 25
$-0.17
Q4 24
$2.21
Q3 24
$0.18
Q2 24
$0.12
$-0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BAFN
BAFN
MRT
MRT
Cash + ST InvestmentsLiquidity on hand
$134.5M
$4.2M
Total DebtLower is stronger
$83.0M
Stockholders' EquityBook value
$81.9M
$-73.2M
Total Assets
$1.2B
$17.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BAFN
BAFN
MRT
MRT
Q1 26
$134.5M
Q4 25
$207.0M
Q3 25
$118.5M
Q2 25
$77.3M
$4.2M
Q1 25
$63.2M
Q4 24
$77.8M
Q3 24
$64.4M
Q2 24
$60.8M
$9.0M
Total Debt
BAFN
BAFN
MRT
MRT
Q1 26
Q4 25
Q3 25
Q2 25
$83.0M
Q1 25
Q4 24
Q3 24
Q2 24
$60.2M
Stockholders' Equity
BAFN
BAFN
MRT
MRT
Q1 26
$81.9M
Q4 25
$87.6M
Q3 25
$89.7M
Q2 25
$108.2M
$-73.2M
Q1 25
$110.1M
Q4 24
$110.9M
Q3 24
$102.3M
Q2 24
$101.0M
$-51.2M
Total Assets
BAFN
BAFN
MRT
MRT
Q1 26
$1.2B
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
$17.2M
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.2B
Q2 24
$1.2B
$25.0M

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BAFN
BAFN

Net Interest Income$9.4M91%
Noninterest Income$884.0K9%

MRT
MRT

Segment breakdown not available.

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