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BayFirst Financial Corp.

BayFirst Financial Corp.BAFNEarnings & Financial Report

Nasdaq · economics of banking

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

NextMar 31, 2026

BAFN Q3 2025 Key Financial Metrics

Revenue

$11.3M

Gross Profit

N/A

Operating Profit

$-25.9M

Net Profit

$-18.9M

Gross Margin

N/A

Operating Margin

-229.6%

Net Margin

-167.6%

YoY Growth

19.4%

EPS

$-4.66

Financial Flow

BayFirst Financial Corp. Q3 2025 Financial Summary

BayFirst Financial Corp. reported revenue of $11.3M for Q3 2025, with a net profit of $-18.9M (-167.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$11.3M
Net Profit$-18.9M
Gross MarginN/A
Operating Margin-229.6%
Report PeriodQ3 2025

BayFirst Financial Corp. Annual Revenue by Year

BayFirst Financial Corp. annual revenue history includes year-by-year totals (for example, 2024 revenue was $38.0M).

YearAnnual Revenue
2024$38.0M
2023$36.4M
2022$30.0M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$8.9M$8.7M$9.2M$9.4M$10.7M$11.0M$12.3M$11.3M
YoY Growth27.4%-3.4%-9.2%12.6%20.0%25.8%34.5%19.4%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$1.12B$1.14B$1.22B$1.25B$1.29B$1.29B$1.34B$1.35B
Liabilities$1.02B$1.04B$1.12B$1.14B$1.18B$1.18B$1.24B$1.26B
Equity$100.7M$100.6M$101.0M$102.3M$110.9M$110.1M$108.2M$89.7M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$127.3M$123.5M$78.8M$90.8M$97.5M$74.2M$63.3M$47.3M