vs
Side-by-side financial comparison of Bandwidth Inc. (BAND) and CATHAY GENERAL BANCORP (CATY). Click either name above to swap in a different company.
CATHAY GENERAL BANCORP is the larger business by last-quarter revenue ($222.8M vs $208.8M, roughly 1.1× Bandwidth Inc.). CATHAY GENERAL BANCORP runs the higher net margin — 653.4% vs 1.9%, a 651.5% gap on every dollar of revenue. On growth, Bandwidth Inc. posted the faster year-over-year revenue change (20.1% vs 19.5%). CATHAY GENERAL BANCORP produced more free cash flow last quarter ($363.7M vs $-1.0M). Over the past eight quarters, CATHAY GENERAL BANCORP's revenue compounded faster (12.8% CAGR vs 9.7%).
Bandwidth Inc. is a communications platform as a service company. It sells software application programming interfaces for voice, text messaging and emergency services, using its own global IP voice network.
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
BAND vs CATY — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $208.8M | $222.8M |
| Net Profit | $4.0M | $90.5M |
| Gross Margin | 37.3% | — |
| Operating Margin | 60.5% | 50.9% |
| Net Margin | 1.9% | 653.4% |
| Revenue YoY | 20.1% | 19.5% |
| Net Profit YoY | 200.0% | 12.9% |
| EPS (diluted) | $-0.08 | $1.33 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $208.8M | — | ||
| Q4 25 | $207.7M | $222.8M | ||
| Q3 25 | $191.9M | $210.6M | ||
| Q2 25 | $180.0M | $196.6M | ||
| Q1 25 | $174.2M | $187.8M | ||
| Q4 24 | $210.0M | $186.5M | ||
| Q3 24 | $193.9M | $189.5M | ||
| Q2 24 | $173.6M | $178.5M |
| Q1 26 | $4.0M | — | ||
| Q4 25 | — | $90.5M | ||
| Q3 25 | $-1.2M | $77.7M | ||
| Q2 25 | $-4.9M | $77.5M | ||
| Q1 25 | $-3.7M | $69.5M | ||
| Q4 24 | — | $80.2M | ||
| Q3 24 | $413.0K | $67.5M | ||
| Q2 24 | $4.1M | $66.8M |
| Q1 26 | 37.3% | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
| Q1 26 | 60.5% | — | ||
| Q4 25 | -1.9% | 50.9% | ||
| Q3 25 | -1.0% | 44.5% | ||
| Q2 25 | -2.1% | 49.0% | ||
| Q1 25 | -2.7% | 46.1% | ||
| Q4 24 | -1.3% | 46.5% | ||
| Q3 24 | -0.5% | 41.2% | ||
| Q2 24 | -3.5% | 40.7% |
| Q1 26 | 1.9% | — | ||
| Q4 25 | — | 653.4% | ||
| Q3 25 | -0.6% | 36.9% | ||
| Q2 25 | -2.7% | 39.4% | ||
| Q1 25 | -2.1% | 37.0% | ||
| Q4 24 | — | 587.9% | ||
| Q3 24 | 0.2% | 35.6% | ||
| Q2 24 | 2.3% | 37.4% |
| Q1 26 | $-0.08 | — | ||
| Q4 25 | $-0.10 | $1.33 | ||
| Q3 25 | $-0.04 | $1.13 | ||
| Q2 25 | $-0.16 | $1.10 | ||
| Q1 25 | $-0.13 | $0.98 | ||
| Q4 24 | $0.27 | $1.11 | ||
| Q3 24 | $0.01 | $0.94 | ||
| Q2 24 | $-0.17 | $0.92 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $47.3M | — |
| Total DebtLower is stronger | — | $119.1M |
| Stockholders' EquityBook value | $405.7M | $2.9B |
| Total Assets | $984.2M | $24.2B |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $111.3M | — | ||
| Q3 25 | $80.4M | — | ||
| Q2 25 | $68.1M | — | ||
| Q1 25 | $41.7M | — | ||
| Q4 24 | $83.8M | — | ||
| Q3 24 | $79.9M | — | ||
| Q2 24 | $76.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $119.1M | ||
| Q3 25 | — | $119.1M | ||
| Q2 25 | — | $119.1M | ||
| Q1 25 | — | $119.1M | ||
| Q4 24 | — | $119.1M | ||
| Q3 24 | — | $119.1M | ||
| Q2 24 | — | $119.1M |
| Q1 26 | $405.7M | — | ||
| Q4 25 | $400.0M | $2.9B | ||
| Q3 25 | $392.7M | $2.9B | ||
| Q2 25 | $384.5M | $2.9B | ||
| Q1 25 | $345.4M | $2.9B | ||
| Q4 24 | $312.5M | $2.8B | ||
| Q3 24 | $336.6M | $2.8B | ||
| Q2 24 | $307.4M | $2.8B |
| Q1 26 | $984.2M | — | ||
| Q4 25 | $1.1B | $24.2B | ||
| Q3 25 | $1.0B | $24.1B | ||
| Q2 25 | $1.0B | $23.7B | ||
| Q1 25 | $964.4M | $23.2B | ||
| Q4 24 | $989.2M | $23.1B | ||
| Q3 24 | $1.0B | $23.3B | ||
| Q2 24 | $1.0B | $23.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $368.6M |
| Free Cash FlowOCF − Capex | $-1.0M | $363.7M |
| FCF MarginFCF / Revenue | -0.5% | 163.2% |
| Capex IntensityCapex / Revenue | — | 2.2% |
| Cash ConversionOCF / Net Profit | — | 4.07× |
| TTM Free Cash FlowTrailing 4 quarters | — | $672.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $368.6M | ||
| Q3 25 | $22.2M | $150.6M | ||
| Q2 25 | $31.7M | $64.0M | ||
| Q1 25 | $-3.1M | $99.0M | ||
| Q4 24 | $36.5M | $329.2M | ||
| Q3 24 | $20.5M | $81.2M | ||
| Q2 24 | $24.4M | $72.9M |
| Q1 26 | $-1.0M | — | ||
| Q4 25 | — | $363.7M | ||
| Q3 25 | — | $150.1M | ||
| Q2 25 | — | $62.7M | ||
| Q1 25 | — | $96.3M | ||
| Q4 24 | — | $325.5M | ||
| Q3 24 | — | $80.0M | ||
| Q2 24 | — | $72.4M |
| Q1 26 | -0.5% | — | ||
| Q4 25 | — | 163.2% | ||
| Q3 25 | — | 71.3% | ||
| Q2 25 | — | 31.9% | ||
| Q1 25 | — | 51.2% | ||
| Q4 24 | — | 174.6% | ||
| Q3 24 | — | 42.2% | ||
| Q2 24 | — | 40.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.07× | ||
| Q3 25 | — | 1.94× | ||
| Q2 25 | — | 0.83× | ||
| Q1 25 | — | 1.42× | ||
| Q4 24 | — | 4.10× | ||
| Q3 24 | 49.55× | 1.20× | ||
| Q2 24 | 6.03× | 1.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
