CATHAY GENERAL BANCORPCATYEarnings & Financial Report
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
CATY Q4 FY2025 Key Financial Metrics
Revenue
$222.8M
Gross Profit
N/A
Operating Profit
$113.5M
Net Profit
$90.5M
Gross Margin
N/A
Operating Margin
50.9%
Net Margin
653.4%
YoY Growth
19.5%
EPS
$1.33
CATHAY GENERAL BANCORP Q4 FY2025 Financial Summary
CATHAY GENERAL BANCORP reported revenue of $222.8M (up 19.5% YoY) for Q4 FY2025, with a net profit of $90.5M (up 12.9% YoY) (653.4% margin).
Key Financial Metrics
| Total Revenue | $222.8M |
|---|---|
| Net Profit | $90.5M |
| Gross Margin | N/A |
| Operating Margin | 50.9% |
| Report Period | Q4 FY2025 |
CATHAY GENERAL BANCORP Annual Revenue by Year
CATHAY GENERAL BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $817.9M).
CATHAY GENERAL BANCORP Quarterly Revenue & Net Profit History
CATHAY GENERAL BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $222.8M | +19.5% | $90.5M | 653.4% |
| Q3 FY2025 | $210.6M | +11.1% | $77.7M | 36.9% |
| Q2 FY2025 | $196.6M | +10.1% | $77.5M | 39.4% |
| Q1 FY2025 | $187.8M | +7.2% | $69.5M | 37.0% |
| Q4 FY2024 | $186.5M | -9.1% | $80.2M | 587.9% |
| Q3 FY2024 | $189.5M | -2.0% | $67.5M | 35.6% |
| Q2 FY2024 | $178.5M | -12.8% | $66.8M | 37.4% |
| Q1 FY2024 | $175.2M | -15.2% | $71.4M | 40.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $175.2M | $178.5M | $189.5M | $186.5M | $187.8M | $196.6M | $210.6M | $222.8M |
| YoY Growth | -15.2% | -12.8% | -2.0% | -9.1% | 7.2% | 10.1% | 11.1% | 19.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $23.40B | $23.24B | $23.27B | $23.05B | $23.21B | $23.72B | $24.08B | $24.23B |
| Liabilities | $20.63B | $20.44B | $20.44B | $20.21B | $20.34B | $20.84B | $21.17B | $21.30B |
| Equity | $2.78B | $2.79B | $2.83B | $2.85B | $2.87B | $2.89B | $2.90B | $2.93B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $88.2M | $72.9M | $81.2M | $329.2M | $99.0M | $64.0M | $150.6M | $368.6M |