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Side-by-side financial comparison of Bandwidth Inc. (BAND) and Eastern Bankshares, Inc. (EBC). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $208.8M, roughly 1.4× Bandwidth Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 1.9%, a 20.2% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 20.1%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs 9.7%).
Bandwidth Inc. is a communications platform as a service company. It sells software application programming interfaces for voice, text messaging and emergency services, using its own global IP voice network.
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
BAND vs EBC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $208.8M | $295.9M |
| Net Profit | $4.0M | $65.3M |
| Gross Margin | 37.3% | — |
| Operating Margin | 60.5% | — |
| Net Margin | 1.9% | 22.1% |
| Revenue YoY | 20.1% | 710.6% |
| Net Profit YoY | 200.0% | -34.4% |
| EPS (diluted) | $-0.08 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $208.8M | $295.9M | ||
| Q4 25 | $207.7M | $37.5M | ||
| Q3 25 | $191.9M | $241.5M | ||
| Q2 25 | $180.0M | $244.9M | ||
| Q1 25 | $174.2M | $31.1M | ||
| Q4 24 | $210.0M | $216.5M | ||
| Q3 24 | $193.9M | $203.4M | ||
| Q2 24 | $173.6M | $154.0M |
| Q1 26 | $4.0M | $65.3M | ||
| Q4 25 | — | $99.5M | ||
| Q3 25 | $-1.2M | $106.1M | ||
| Q2 25 | $-4.9M | $100.2M | ||
| Q1 25 | $-3.7M | $-217.7M | ||
| Q4 24 | — | $60.8M | ||
| Q3 24 | $413.0K | $-6.2M | ||
| Q2 24 | $4.1M | $26.3M |
| Q1 26 | 37.3% | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
| Q1 26 | 60.5% | — | ||
| Q4 25 | -1.9% | — | ||
| Q3 25 | -1.0% | 38.9% | ||
| Q2 25 | -2.1% | 41.0% | ||
| Q1 25 | -2.7% | -590.9% | ||
| Q4 24 | -1.3% | 33.3% | ||
| Q3 24 | -0.5% | -1.6% | ||
| Q2 24 | -3.5% | 24.7% |
| Q1 26 | 1.9% | 22.1% | ||
| Q4 25 | — | 265.6% | ||
| Q3 25 | -0.6% | 44.0% | ||
| Q2 25 | -2.7% | 40.9% | ||
| Q1 25 | -2.1% | -699.2% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | 0.2% | -3.0% | ||
| Q2 24 | 2.3% | 17.1% |
| Q1 26 | $-0.08 | $0.29 | ||
| Q4 25 | $-0.10 | $0.48 | ||
| Q3 25 | $-0.04 | $0.53 | ||
| Q2 25 | $-0.16 | $0.50 | ||
| Q1 25 | $-0.13 | $-1.08 | ||
| Q4 24 | $0.27 | $0.29 | ||
| Q3 24 | $0.01 | $-0.03 | ||
| Q2 24 | $-0.17 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $47.3M | $551.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $405.7M | $4.3B |
| Total Assets | $984.2M | $30.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $47.3M | $551.7M | ||
| Q4 25 | $111.3M | $507.6M | ||
| Q3 25 | $80.4M | $703.4M | ||
| Q2 25 | $68.1M | $948.3M | ||
| Q1 25 | $41.7M | $609.0M | ||
| Q4 24 | $83.8M | $1.9B | ||
| Q3 24 | $79.9M | $1.7B | ||
| Q2 24 | $76.4M | $1.4B |
| Q1 26 | $405.7M | $4.3B | ||
| Q4 25 | $400.0M | $4.3B | ||
| Q3 25 | $392.7M | $3.8B | ||
| Q2 25 | $384.5M | $3.7B | ||
| Q1 25 | $345.4M | $3.6B | ||
| Q4 24 | $312.5M | $3.6B | ||
| Q3 24 | $336.6M | $3.7B | ||
| Q2 24 | $307.4M | $3.0B |
| Q1 26 | $984.2M | $30.6B | ||
| Q4 25 | $1.1B | $30.6B | ||
| Q3 25 | $1.0B | $25.5B | ||
| Q2 25 | $1.0B | $25.5B | ||
| Q1 25 | $964.4M | $25.0B | ||
| Q4 24 | $989.2M | $25.6B | ||
| Q3 24 | $1.0B | $25.5B | ||
| Q2 24 | $1.0B | $21.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | $-1.0M | — |
| FCF MarginFCF / Revenue | -0.5% | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $432.4M | ||
| Q3 25 | $22.2M | $157.1M | ||
| Q2 25 | $31.7M | $123.9M | ||
| Q1 25 | $-3.1M | $47.3M | ||
| Q4 24 | $36.5M | $283.8M | ||
| Q3 24 | $20.5M | $108.3M | ||
| Q2 24 | $24.4M | $54.3M |
| Q1 26 | $-1.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | -0.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.35× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.67× | ||
| Q3 24 | 49.55× | — | ||
| Q2 24 | 6.03× | 2.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
