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Side-by-side financial comparison of Bandwidth Inc. (BAND) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.
Bandwidth Inc. is the larger business by last-quarter revenue ($208.8M vs $104.0M, roughly 2.0× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 1.9%, a 24.7% gap on every dollar of revenue. Over the past eight quarters, Bandwidth Inc.'s revenue compounded faster (9.7% CAGR vs 3.9%).
Bandwidth Inc. is a communications platform as a service company. It sells software application programming interfaces for voice, text messaging and emergency services, using its own global IP voice network.
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
BAND vs OBK — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $208.8M | $104.0M |
| Net Profit | $4.0M | $27.7M |
| Gross Margin | 37.3% | — |
| Operating Margin | 60.5% | — |
| Net Margin | 1.9% | 26.6% |
| Revenue YoY | 20.1% | — |
| Net Profit YoY | 200.0% | — |
| EPS (diluted) | $-0.08 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $208.8M | $104.0M | ||
| Q4 25 | $207.7M | $103.4M | ||
| Q3 25 | $191.9M | $109.8M | ||
| Q2 25 | $180.0M | $83.5M | ||
| Q1 25 | $174.2M | $94.1M | ||
| Q4 24 | $210.0M | $78.3M | ||
| Q3 24 | $193.9M | $90.8M | ||
| Q2 24 | $173.6M | $96.4M |
| Q1 26 | $4.0M | $27.7M | ||
| Q4 25 | — | $29.5M | ||
| Q3 25 | $-1.2M | $8.6M | ||
| Q2 25 | $-4.9M | $14.6M | ||
| Q1 25 | $-3.7M | $22.4M | ||
| Q4 24 | — | $14.3M | ||
| Q3 24 | $413.0K | $18.6M | ||
| Q2 24 | $4.1M | $21.0M |
| Q1 26 | 37.3% | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
| Q1 26 | 60.5% | — | ||
| Q4 25 | -1.9% | 36.2% | ||
| Q3 25 | -1.0% | 10.0% | ||
| Q2 25 | -2.1% | 22.3% | ||
| Q1 25 | -2.7% | 30.4% | ||
| Q4 24 | -1.3% | 23.0% | ||
| Q3 24 | -0.5% | 26.1% | ||
| Q2 24 | -3.5% | 27.7% |
| Q1 26 | 1.9% | 26.6% | ||
| Q4 25 | — | 28.5% | ||
| Q3 25 | -0.6% | 7.9% | ||
| Q2 25 | -2.7% | 17.5% | ||
| Q1 25 | -2.1% | 23.8% | ||
| Q4 24 | — | 18.2% | ||
| Q3 24 | 0.2% | 20.5% | ||
| Q2 24 | 2.3% | 21.8% |
| Q1 26 | $-0.08 | $0.89 | ||
| Q4 25 | $-0.10 | $0.95 | ||
| Q3 25 | $-0.04 | $0.27 | ||
| Q2 25 | $-0.16 | $0.47 | ||
| Q1 25 | $-0.13 | $0.71 | ||
| Q4 24 | $0.27 | $0.45 | ||
| Q3 24 | $0.01 | $0.60 | ||
| Q2 24 | $-0.17 | $0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $47.3M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $405.7M | $1.3B |
| Total Assets | $984.2M | $10.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $111.3M | $424.2M | ||
| Q3 25 | $80.4M | $626.9M | ||
| Q2 25 | $68.1M | $334.1M | ||
| Q1 25 | $41.7M | $486.2M | ||
| Q4 24 | $83.8M | $470.2M | ||
| Q3 24 | $79.9M | $321.2M | ||
| Q2 24 | $76.4M | $288.1M |
| Q1 26 | $405.7M | $1.3B | ||
| Q4 25 | $400.0M | $1.2B | ||
| Q3 25 | $392.7M | $1.2B | ||
| Q2 25 | $384.5M | $1.2B | ||
| Q1 25 | $345.4M | $1.2B | ||
| Q4 24 | $312.5M | $1.1B | ||
| Q3 24 | $336.6M | $1.1B | ||
| Q2 24 | $307.4M | $1.1B |
| Q1 26 | $984.2M | $10.2B | ||
| Q4 25 | $1.1B | $9.7B | ||
| Q3 25 | $1.0B | $9.8B | ||
| Q2 25 | $1.0B | $9.7B | ||
| Q1 25 | $964.4M | $9.8B | ||
| Q4 24 | $989.2M | $9.7B | ||
| Q3 24 | $1.0B | $10.0B | ||
| Q2 24 | $1.0B | $9.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | $-1.0M | — |
| FCF MarginFCF / Revenue | -0.5% | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $158.9M | ||
| Q3 25 | $22.2M | $59.3M | ||
| Q2 25 | $31.7M | $20.6M | ||
| Q1 25 | $-3.1M | $35.6M | ||
| Q4 24 | $36.5M | $108.5M | ||
| Q3 24 | $20.5M | $39.6M | ||
| Q2 24 | $24.4M | $11.9M |
| Q1 26 | $-1.0M | — | ||
| Q4 25 | — | $151.1M | ||
| Q3 25 | — | $56.8M | ||
| Q2 25 | — | $19.6M | ||
| Q1 25 | — | $34.8M | ||
| Q4 24 | — | $86.4M | ||
| Q3 24 | — | $32.2M | ||
| Q2 24 | — | $6.5M |
| Q1 26 | -0.5% | — | ||
| Q4 25 | — | 146.0% | ||
| Q3 25 | — | 51.7% | ||
| Q2 25 | — | 23.5% | ||
| Q1 25 | — | 37.0% | ||
| Q4 24 | — | 110.3% | ||
| Q3 24 | — | 35.5% | ||
| Q2 24 | — | 6.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 7.6% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | — | 8.1% | ||
| Q2 24 | — | 5.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.38× | ||
| Q3 25 | — | 6.88× | ||
| Q2 25 | — | 1.41× | ||
| Q1 25 | — | 1.59× | ||
| Q4 24 | — | 7.60× | ||
| Q3 24 | 49.55× | 2.13× | ||
| Q2 24 | 6.03× | 0.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BAND
Segment breakdown not available.
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
