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Side-by-side financial comparison of BANCFIRST CORP (BANF) and CSW INDUSTRIALS, INC. (CSW). Click either name above to swap in a different company.
CSW INDUSTRIALS, INC. is the larger business by last-quarter revenue ($233.0M vs $181.0M, roughly 1.3× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 4.4%, a 28.5% gap on every dollar of revenue. On growth, CSW INDUSTRIALS, INC. posted the faster year-over-year revenue change (20.3% vs 11.1%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $22.7M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.5% CAGR vs 5.1%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
BANF vs CSW — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $233.0M |
| Net Profit | $59.5M | $10.3M |
| Gross Margin | — | 39.7% |
| Operating Margin | 41.6% | 7.4% |
| Net Margin | 32.9% | 4.4% |
| Revenue YoY | 11.1% | 20.3% |
| Net Profit YoY | 5.3% | -61.9% |
| EPS (diluted) | $1.75 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $233.0M | ||
| Q3 25 | $175.5M | $277.0M | ||
| Q2 25 | $169.3M | $263.6M | ||
| Q1 25 | $164.8M | $230.5M | ||
| Q4 24 | $162.9M | $193.6M | ||
| Q3 24 | $163.7M | $227.9M | ||
| Q2 24 | $153.8M | $226.2M | ||
| Q1 24 | $151.0M | $210.9M |
| Q4 25 | $59.5M | $10.3M | ||
| Q3 25 | $62.7M | $40.7M | ||
| Q2 25 | $62.3M | $40.9M | ||
| Q1 25 | $56.1M | $35.1M | ||
| Q4 24 | $56.5M | $26.9M | ||
| Q3 24 | $58.9M | $36.1M | ||
| Q2 24 | $50.6M | $38.6M | ||
| Q1 24 | $50.3M | $31.8M |
| Q4 25 | — | 39.7% | ||
| Q3 25 | — | 43.0% | ||
| Q2 25 | — | 43.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 45.6% | ||
| Q2 24 | — | 47.5% | ||
| Q1 24 | — | 44.4% |
| Q4 25 | 41.6% | 7.4% | ||
| Q3 25 | 45.0% | 20.5% | ||
| Q2 25 | 47.1% | 20.8% | ||
| Q1 25 | 43.1% | 19.5% | ||
| Q4 24 | 44.2% | 15.3% | ||
| Q3 24 | 45.2% | 22.6% | ||
| Q2 24 | 42.4% | 24.3% | ||
| Q1 24 | 42.5% | 21.0% |
| Q4 25 | 32.9% | 4.4% | ||
| Q3 25 | 35.7% | 14.7% | ||
| Q2 25 | 36.8% | 15.5% | ||
| Q1 25 | 34.0% | 15.2% | ||
| Q4 24 | 34.7% | 13.9% | ||
| Q3 24 | 36.0% | 15.8% | ||
| Q2 24 | 32.9% | 17.1% | ||
| Q1 24 | 33.3% | 15.1% |
| Q4 25 | $1.75 | $0.62 | ||
| Q3 25 | $1.85 | $2.41 | ||
| Q2 25 | $1.85 | $2.43 | ||
| Q1 25 | $1.66 | $2.05 | ||
| Q4 24 | $1.68 | $1.60 | ||
| Q3 24 | $1.75 | $2.26 | ||
| Q2 24 | $1.51 | $2.47 | ||
| Q1 24 | $1.50 | $2.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $40.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $1.1B |
| Total Assets | $14.8B | $2.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $40.2M | ||
| Q3 25 | — | $31.5M | ||
| Q2 25 | — | $38.0M | ||
| Q1 25 | — | $225.8M | ||
| Q4 24 | — | $213.8M | ||
| Q3 24 | — | $273.2M | ||
| Q2 24 | — | $18.9M | ||
| Q1 24 | — | $22.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $800.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $166.0M |
| Q4 25 | $1.9B | $1.1B | ||
| Q3 25 | $1.8B | $1.1B | ||
| Q2 25 | $1.7B | $1.1B | ||
| Q1 25 | $1.7B | $1.1B | ||
| Q4 24 | $1.6B | $1.0B | ||
| Q3 24 | $1.6B | $1.0B | ||
| Q2 24 | $1.5B | $650.2M | ||
| Q1 24 | $1.5B | $615.7M |
| Q4 25 | $14.8B | $2.3B | ||
| Q3 25 | $14.2B | $1.5B | ||
| Q2 25 | $14.0B | $1.5B | ||
| Q1 25 | $14.0B | $1.4B | ||
| Q4 24 | $13.6B | $1.4B | ||
| Q3 24 | $13.3B | $1.4B | ||
| Q2 24 | $12.7B | $1.1B | ||
| Q1 24 | $12.6B | $1.0B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.75× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $28.9M |
| Free Cash FlowOCF − Capex | $237.0M | $22.7M |
| FCF MarginFCF / Revenue | 130.9% | 9.8% |
| Capex IntensityCapex / Revenue | 26.7% | 2.6% |
| Cash ConversionOCF / Net Profit | 4.79× | 2.81× |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $162.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $28.9M | ||
| Q3 25 | $75.4M | $61.8M | ||
| Q2 25 | $78.1M | $60.6M | ||
| Q1 25 | $77.0M | $27.3M | ||
| Q4 24 | $261.2M | $11.6M | ||
| Q3 24 | $77.6M | $66.8M | ||
| Q2 24 | $100.2M | $62.7M | ||
| Q1 24 | $66.3M | $22.4M |
| Q4 25 | $237.0M | $22.7M | ||
| Q3 25 | $63.7M | $58.7M | ||
| Q2 25 | $64.4M | $57.7M | ||
| Q1 25 | $65.6M | $22.8M | ||
| Q4 24 | $224.5M | $8.5M | ||
| Q3 24 | $72.4M | $61.3M | ||
| Q2 24 | $94.1M | $59.6M | ||
| Q1 24 | $56.1M | $17.5M |
| Q4 25 | 130.9% | 9.8% | ||
| Q3 25 | 36.3% | 21.2% | ||
| Q2 25 | 38.0% | 21.9% | ||
| Q1 25 | 39.8% | 9.9% | ||
| Q4 24 | 137.8% | 4.4% | ||
| Q3 24 | 44.2% | 26.9% | ||
| Q2 24 | 61.2% | 26.3% | ||
| Q1 24 | 37.1% | 8.3% |
| Q4 25 | 26.7% | 2.6% | ||
| Q3 25 | 6.7% | 1.1% | ||
| Q2 25 | 8.1% | 1.1% | ||
| Q1 25 | 6.9% | 2.0% | ||
| Q4 24 | 22.5% | 1.6% | ||
| Q3 24 | 3.2% | 2.4% | ||
| Q2 24 | 3.9% | 1.4% | ||
| Q1 24 | 6.8% | 2.3% |
| Q4 25 | 4.79× | 2.81× | ||
| Q3 25 | 1.20× | 1.52× | ||
| Q2 25 | 1.25× | 1.48× | ||
| Q1 25 | 1.37× | 0.78× | ||
| Q4 24 | 4.62× | 0.43× | ||
| Q3 24 | 1.32× | 1.85× | ||
| Q2 24 | 1.98× | 1.62× | ||
| Q1 24 | 1.32× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
