vs
Side-by-side financial comparison of BANCFIRST CORP (BANF) and PARK NATIONAL CORP (PRK). Click either name above to swap in a different company.
BANCFIRST CORP is the larger business by last-quarter revenue ($181.0M vs $168.3M, roughly 1.1× PARK NATIONAL CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 25.3%, a 7.5% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs 2.2%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $191.9M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.5% CAGR vs 4.9%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
National Retail Systems, Inc. (NRS) includes Keystone Freight Corp. & National Retail Transportation, Inc. (NRT). NRS is an asset based 3PL founded in 1952. It is headquartered in Lyndhurst, New Jersey, United States.
BANF vs PRK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $168.3M |
| Net Profit | $59.5M | $42.6M |
| Gross Margin | — | — |
| Operating Margin | 41.6% | — |
| Net Margin | 32.9% | 25.3% |
| Revenue YoY | 11.1% | 2.2% |
| Net Profit YoY | 5.3% | 10.4% |
| EPS (diluted) | $1.75 | $2.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $168.3M | ||
| Q3 25 | $175.5M | $169.5M | ||
| Q2 25 | $169.3M | $168.7M | ||
| Q1 25 | $164.8M | $157.9M | ||
| Q4 24 | $162.9M | $164.7M | ||
| Q3 24 | $163.7M | $170.3M | ||
| Q2 24 | $153.8M | $157.7M | ||
| Q1 24 | $151.0M | $152.8M |
| Q4 25 | $59.5M | $42.6M | ||
| Q3 25 | $62.7M | $47.2M | ||
| Q2 25 | $62.3M | $48.1M | ||
| Q1 25 | $56.1M | $42.2M | ||
| Q4 24 | $56.5M | $38.6M | ||
| Q3 24 | $58.9M | $38.2M | ||
| Q2 24 | $50.6M | $39.4M | ||
| Q1 24 | $50.3M | $35.2M |
| Q4 25 | 41.6% | — | ||
| Q3 25 | 45.0% | 34.3% | ||
| Q2 25 | 47.1% | 35.2% | ||
| Q1 25 | 43.1% | 32.4% | ||
| Q4 24 | 44.2% | — | ||
| Q3 24 | 45.2% | 27.4% | ||
| Q2 24 | 42.4% | 30.6% | ||
| Q1 24 | 42.5% | 27.8% |
| Q4 25 | 32.9% | 25.3% | ||
| Q3 25 | 35.7% | 27.8% | ||
| Q2 25 | 36.8% | 28.5% | ||
| Q1 25 | 34.0% | 26.7% | ||
| Q4 24 | 34.7% | 23.5% | ||
| Q3 24 | 36.0% | 22.4% | ||
| Q2 24 | 32.9% | 25.0% | ||
| Q1 24 | 33.3% | 23.0% |
| Q4 25 | $1.75 | $2.62 | ||
| Q3 25 | $1.85 | $2.92 | ||
| Q2 25 | $1.85 | $2.97 | ||
| Q1 25 | $1.66 | $2.60 | ||
| Q4 24 | $1.68 | $2.38 | ||
| Q3 24 | $1.75 | $2.35 | ||
| Q2 24 | $1.51 | $2.42 | ||
| Q1 24 | $1.50 | $2.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $233.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $1.4B |
| Total Assets | $14.8B | $9.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $233.5M | ||
| Q3 25 | — | $218.9M | ||
| Q2 25 | — | $193.1M | ||
| Q1 25 | — | $237.6M | ||
| Q4 24 | — | $160.6M | ||
| Q3 24 | — | $201.7M | ||
| Q2 24 | — | $261.5M | ||
| Q1 24 | — | $306.1M |
| Q4 25 | $1.9B | $1.4B | ||
| Q3 25 | $1.8B | $1.3B | ||
| Q2 25 | $1.7B | $1.3B | ||
| Q1 25 | $1.7B | $1.3B | ||
| Q4 24 | $1.6B | $1.2B | ||
| Q3 24 | $1.6B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.5B | $1.2B |
| Q4 25 | $14.8B | $9.8B | ||
| Q3 25 | $14.2B | $9.9B | ||
| Q2 25 | $14.0B | $9.9B | ||
| Q1 25 | $14.0B | $9.9B | ||
| Q4 24 | $13.6B | $9.8B | ||
| Q3 24 | $13.3B | $9.9B | ||
| Q2 24 | $12.7B | $9.9B | ||
| Q1 24 | $12.6B | $9.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $198.3M |
| Free Cash FlowOCF − Capex | $237.0M | $191.9M |
| FCF MarginFCF / Revenue | 130.9% | 114.1% |
| Capex IntensityCapex / Revenue | 26.7% | 3.8% |
| Cash ConversionOCF / Net Profit | 4.79× | 4.65× |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $328.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $198.3M | ||
| Q3 25 | $75.4M | $52.6M | ||
| Q2 25 | $78.1M | $49.7M | ||
| Q1 25 | $77.0M | $37.9M | ||
| Q4 24 | $261.2M | $178.8M | ||
| Q3 24 | $77.6M | $43.8M | ||
| Q2 24 | $100.2M | $50.9M | ||
| Q1 24 | $66.3M | $35.0M |
| Q4 25 | $237.0M | $191.9M | ||
| Q3 25 | $63.7M | $51.1M | ||
| Q2 25 | $64.4M | $48.4M | ||
| Q1 25 | $65.6M | $36.8M | ||
| Q4 24 | $224.5M | $169.7M | ||
| Q3 24 | $72.4M | $41.7M | ||
| Q2 24 | $94.1M | $49.0M | ||
| Q1 24 | $56.1M | $31.9M |
| Q4 25 | 130.9% | 114.1% | ||
| Q3 25 | 36.3% | 30.1% | ||
| Q2 25 | 38.0% | 28.7% | ||
| Q1 25 | 39.8% | 23.3% | ||
| Q4 24 | 137.8% | 103.0% | ||
| Q3 24 | 44.2% | 24.5% | ||
| Q2 24 | 61.2% | 31.1% | ||
| Q1 24 | 37.1% | 20.8% |
| Q4 25 | 26.7% | 3.8% | ||
| Q3 25 | 6.7% | 0.9% | ||
| Q2 25 | 8.1% | 0.8% | ||
| Q1 25 | 6.9% | 0.7% | ||
| Q4 24 | 22.5% | 5.6% | ||
| Q3 24 | 3.2% | 1.2% | ||
| Q2 24 | 3.9% | 1.2% | ||
| Q1 24 | 6.8% | 2.1% |
| Q4 25 | 4.79× | 4.65× | ||
| Q3 25 | 1.20× | 1.11× | ||
| Q2 25 | 1.25× | 1.03× | ||
| Q1 25 | 1.37× | 0.90× | ||
| Q4 24 | 4.62× | 4.63× | ||
| Q3 24 | 1.32× | 1.14× | ||
| Q2 24 | 1.98× | 1.29× | ||
| Q1 24 | 1.32× | 0.99× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
