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Side-by-side financial comparison of BANCFIRST CORP (BANF) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.
BANCFIRST CORP is the larger business by last-quarter revenue ($181.0M vs $106.2M, roughly 1.7× GRID DYNAMICS HOLDINGS, INC.). BANCFIRST CORP runs the higher net margin — 32.9% vs 0.3%, a 32.6% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs 5.9%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $6.1M). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (15.3% CAGR vs 9.5%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
BANF vs GDYN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $106.2M |
| Net Profit | $59.5M | $306.0K |
| Gross Margin | — | 34.0% |
| Operating Margin | 41.6% | 0.5% |
| Net Margin | 32.9% | 0.3% |
| Revenue YoY | 11.1% | 5.9% |
| Net Profit YoY | 5.3% | -93.2% |
| EPS (diluted) | $1.75 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $106.2M | ||
| Q3 25 | $175.5M | $104.2M | ||
| Q2 25 | $169.3M | $101.1M | ||
| Q1 25 | $164.8M | $100.4M | ||
| Q4 24 | $162.9M | $100.3M | ||
| Q3 24 | $163.7M | $87.4M | ||
| Q2 24 | $153.8M | $83.0M | ||
| Q1 24 | $151.0M | $79.8M |
| Q4 25 | $59.5M | $306.0K | ||
| Q3 25 | $62.7M | $1.2M | ||
| Q2 25 | $62.3M | $5.3M | ||
| Q1 25 | $56.1M | $2.9M | ||
| Q4 24 | $56.5M | $4.5M | ||
| Q3 24 | $58.9M | $4.3M | ||
| Q2 24 | $50.6M | $-817.0K | ||
| Q1 24 | $50.3M | $-3.9M |
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% | ||
| Q1 24 | — | 34.7% |
| Q4 25 | 41.6% | 0.5% | ||
| Q3 25 | 45.0% | -0.2% | ||
| Q2 25 | 47.1% | -0.1% | ||
| Q1 25 | 43.1% | -2.0% | ||
| Q4 24 | 44.2% | 1.3% | ||
| Q3 24 | 45.2% | 2.4% | ||
| Q2 24 | 42.4% | 0.0% | ||
| Q1 24 | 42.5% | -6.9% |
| Q4 25 | 32.9% | 0.3% | ||
| Q3 25 | 35.7% | 1.1% | ||
| Q2 25 | 36.8% | 5.2% | ||
| Q1 25 | 34.0% | 2.9% | ||
| Q4 24 | 34.7% | 4.5% | ||
| Q3 24 | 36.0% | 4.9% | ||
| Q2 24 | 32.9% | -1.0% | ||
| Q1 24 | 33.3% | -4.9% |
| Q4 25 | $1.75 | $0.01 | ||
| Q3 25 | $1.85 | $0.01 | ||
| Q2 25 | $1.85 | $0.06 | ||
| Q1 25 | $1.66 | $0.03 | ||
| Q4 24 | $1.68 | $0.06 | ||
| Q3 24 | $1.75 | $0.05 | ||
| Q2 24 | $1.51 | $-0.01 | ||
| Q1 24 | $1.50 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $342.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $542.1M |
| Total Assets | $14.8B | $612.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $338.6M | ||
| Q2 25 | — | $336.8M | ||
| Q1 25 | — | $325.5M | ||
| Q4 24 | — | $334.7M | ||
| Q3 24 | — | $231.3M | ||
| Q2 24 | — | $256.0M | ||
| Q1 24 | — | $249.4M |
| Q4 25 | $1.9B | $542.1M | ||
| Q3 25 | $1.8B | $537.7M | ||
| Q2 25 | $1.7B | $532.2M | ||
| Q1 25 | $1.7B | $517.4M | ||
| Q4 24 | $1.6B | $517.8M | ||
| Q3 24 | $1.6B | $400.2M | ||
| Q2 24 | $1.5B | $388.4M | ||
| Q1 24 | $1.5B | $382.8M |
| Q4 25 | $14.8B | $612.9M | ||
| Q3 25 | $14.2B | $613.2M | ||
| Q2 25 | $14.0B | $608.9M | ||
| Q1 25 | $14.0B | $590.9M | ||
| Q4 24 | $13.6B | $592.2M | ||
| Q3 24 | $13.3B | $477.3M | ||
| Q2 24 | $12.7B | $443.6M | ||
| Q1 24 | $12.6B | $435.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $9.9M |
| Free Cash FlowOCF − Capex | $237.0M | $6.1M |
| FCF MarginFCF / Revenue | 130.9% | 5.7% |
| Capex IntensityCapex / Revenue | 26.7% | 3.6% |
| Cash ConversionOCF / Net Profit | 4.79× | 32.34× |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $25.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $9.9M | ||
| Q3 25 | $75.4M | $7.0M | ||
| Q2 25 | $78.1M | $14.4M | ||
| Q1 25 | $77.0M | $9.4M | ||
| Q4 24 | $261.2M | $7.1M | ||
| Q3 24 | $77.6M | $9.2M | ||
| Q2 24 | $100.2M | $10.7M | ||
| Q1 24 | $66.3M | $3.2M |
| Q4 25 | $237.0M | $6.1M | ||
| Q3 25 | $63.7M | $2.9M | ||
| Q2 25 | $64.4M | $10.2M | ||
| Q1 25 | $65.6M | $6.0M | ||
| Q4 24 | $224.5M | $4.4M | ||
| Q3 24 | $72.4M | $5.9M | ||
| Q2 24 | $94.1M | $8.0M | ||
| Q1 24 | $56.1M | $43.0K |
| Q4 25 | 130.9% | 5.7% | ||
| Q3 25 | 36.3% | 2.8% | ||
| Q2 25 | 38.0% | 10.1% | ||
| Q1 25 | 39.8% | 6.0% | ||
| Q4 24 | 137.8% | 4.4% | ||
| Q3 24 | 44.2% | 6.8% | ||
| Q2 24 | 61.2% | 9.7% | ||
| Q1 24 | 37.1% | 0.1% |
| Q4 25 | 26.7% | 3.6% | ||
| Q3 25 | 6.7% | 3.9% | ||
| Q2 25 | 8.1% | 4.1% | ||
| Q1 25 | 6.9% | 3.3% | ||
| Q4 24 | 22.5% | 2.6% | ||
| Q3 24 | 3.2% | 3.7% | ||
| Q2 24 | 3.9% | 3.2% | ||
| Q1 24 | 6.8% | 4.0% |
| Q4 25 | 4.79× | 32.34× | ||
| Q3 25 | 1.20× | 5.92× | ||
| Q2 25 | 1.25× | 2.73× | ||
| Q1 25 | 1.37× | 3.21× | ||
| Q4 24 | 4.62× | 1.56× | ||
| Q3 24 | 1.32× | 2.15× | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.32× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
