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Side-by-side financial comparison of BANCFIRST CORP (BANF) and PROCORE TECHNOLOGIES, INC. (PCOR). Click either name above to swap in a different company.
PROCORE TECHNOLOGIES, INC. is the larger business by last-quarter revenue ($349.1M vs $181.0M, roughly 1.9× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs -10.8%, a 43.6% gap on every dollar of revenue. On growth, PROCORE TECHNOLOGIES, INC. posted the faster year-over-year revenue change (15.6% vs 11.1%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $109.2M). Over the past eight quarters, PROCORE TECHNOLOGIES, INC.'s revenue compounded faster (13.8% CAGR vs 9.5%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
BANF vs PCOR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $349.1M |
| Net Profit | $59.5M | $-37.6M |
| Gross Margin | — | 80.1% |
| Operating Margin | 41.6% | -12.3% |
| Net Margin | 32.9% | -10.8% |
| Revenue YoY | 11.1% | 15.6% |
| Net Profit YoY | 5.3% | 39.6% |
| EPS (diluted) | $1.75 | $-0.25 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $349.1M | ||
| Q3 25 | $175.5M | $338.9M | ||
| Q2 25 | $169.3M | $323.9M | ||
| Q1 25 | $164.8M | $310.6M | ||
| Q4 24 | $162.9M | $302.0M | ||
| Q3 24 | $163.7M | $295.9M | ||
| Q2 24 | $153.8M | $284.3M | ||
| Q1 24 | $151.0M | $269.4M |
| Q4 25 | $59.5M | $-37.6M | ||
| Q3 25 | $62.7M | $-9.1M | ||
| Q2 25 | $62.3M | $-21.1M | ||
| Q1 25 | $56.1M | $-33.0M | ||
| Q4 24 | $56.5M | $-62.3M | ||
| Q3 24 | $58.9M | $-26.4M | ||
| Q2 24 | $50.6M | $-6.3M | ||
| Q1 24 | $50.3M | $-11.0M |
| Q4 25 | — | 80.1% | ||
| Q3 25 | — | 79.7% | ||
| Q2 25 | — | 79.1% | ||
| Q1 25 | — | 79.1% | ||
| Q4 24 | — | 81.2% | ||
| Q3 24 | — | 81.4% | ||
| Q2 24 | — | 83.1% | ||
| Q1 24 | — | 83.0% |
| Q4 25 | 41.6% | -12.3% | ||
| Q3 25 | 45.0% | -4.4% | ||
| Q2 25 | 47.1% | -9.3% | ||
| Q1 25 | 43.1% | -11.7% | ||
| Q4 24 | 44.2% | -21.9% | ||
| Q3 24 | 45.2% | -12.3% | ||
| Q2 24 | 42.4% | -5.2% | ||
| Q1 24 | 42.5% | -7.0% |
| Q4 25 | 32.9% | -10.8% | ||
| Q3 25 | 35.7% | -2.7% | ||
| Q2 25 | 36.8% | -6.5% | ||
| Q1 25 | 34.0% | -10.6% | ||
| Q4 24 | 34.7% | -20.6% | ||
| Q3 24 | 36.0% | -8.9% | ||
| Q2 24 | 32.9% | -2.2% | ||
| Q1 24 | 33.3% | -4.1% |
| Q4 25 | $1.75 | $-0.25 | ||
| Q3 25 | $1.85 | $-0.06 | ||
| Q2 25 | $1.85 | $-0.14 | ||
| Q1 25 | $1.66 | $-0.22 | ||
| Q4 24 | $1.68 | $-0.42 | ||
| Q3 24 | $1.75 | $-0.18 | ||
| Q2 24 | $1.51 | $-0.04 | ||
| Q1 24 | $1.50 | $-0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $768.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $1.3B |
| Total Assets | $14.8B | $2.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $768.5M | ||
| Q3 25 | — | $684.0M | ||
| Q2 25 | — | $620.9M | ||
| Q1 25 | — | $566.7M | ||
| Q4 24 | — | $775.4M | ||
| Q3 24 | — | $756.9M | ||
| Q2 24 | — | $735.4M | ||
| Q1 24 | — | $744.6M |
| Q4 25 | $1.9B | $1.3B | ||
| Q3 25 | $1.8B | $1.2B | ||
| Q2 25 | $1.7B | $1.2B | ||
| Q1 25 | $1.7B | $1.2B | ||
| Q4 24 | $1.6B | $1.3B | ||
| Q3 24 | $1.6B | $1.3B | ||
| Q2 24 | $1.5B | $1.3B | ||
| Q1 24 | $1.5B | $1.2B |
| Q4 25 | $14.8B | $2.2B | ||
| Q3 25 | $14.2B | $2.1B | ||
| Q2 25 | $14.0B | $2.0B | ||
| Q1 25 | $14.0B | $1.9B | ||
| Q4 24 | $13.6B | $2.1B | ||
| Q3 24 | $13.3B | $2.0B | ||
| Q2 24 | $12.7B | $2.0B | ||
| Q1 24 | $12.6B | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $114.9M |
| Free Cash FlowOCF − Capex | $237.0M | $109.2M |
| FCF MarginFCF / Revenue | 130.9% | 31.3% |
| Capex IntensityCapex / Revenue | 26.7% | 1.6% |
| Cash ConversionOCF / Net Profit | 4.79× | — |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | $282.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | $114.9M | ||
| Q3 25 | $75.4M | $88.5M | ||
| Q2 25 | $78.1M | $30.8M | ||
| Q1 25 | $77.0M | $66.0M | ||
| Q4 24 | $261.2M | $29.1M | ||
| Q3 24 | $77.6M | $39.3M | ||
| Q2 24 | $100.2M | $58.7M | ||
| Q1 24 | $66.3M | $69.1M |
| Q4 25 | $237.0M | $109.2M | ||
| Q3 25 | $63.7M | $83.1M | ||
| Q2 25 | $64.4M | $27.9M | ||
| Q1 25 | $65.6M | $62.0M | ||
| Q4 24 | $224.5M | $17.4M | ||
| Q3 24 | $72.4M | $35.7M | ||
| Q2 24 | $94.1M | $56.8M | ||
| Q1 24 | $56.1M | $67.1M |
| Q4 25 | 130.9% | 31.3% | ||
| Q3 25 | 36.3% | 24.5% | ||
| Q2 25 | 38.0% | 8.6% | ||
| Q1 25 | 39.8% | 20.0% | ||
| Q4 24 | 137.8% | 5.8% | ||
| Q3 24 | 44.2% | 12.1% | ||
| Q2 24 | 61.2% | 20.0% | ||
| Q1 24 | 37.1% | 24.9% |
| Q4 25 | 26.7% | 1.6% | ||
| Q3 25 | 6.7% | 1.6% | ||
| Q2 25 | 8.1% | 0.9% | ||
| Q1 25 | 6.9% | 1.3% | ||
| Q4 24 | 22.5% | 3.9% | ||
| Q3 24 | 3.2% | 1.2% | ||
| Q2 24 | 3.9% | 0.7% | ||
| Q1 24 | 6.8% | 0.8% |
| Q4 25 | 4.79× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.25× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | 4.62× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.32× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BANF
Segment breakdown not available.
PCOR
| US | $298.3M | 85% |
| Non Us | $50.9M | 15% |
