vs
Side-by-side financial comparison of BANCFIRST CORP (BANF) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
BANCFIRST CORP is the larger business by last-quarter revenue ($181.0M vs $121.1M, roughly 1.5× Porch Group, Inc.). BANCFIRST CORP runs the higher net margin — 32.9% vs -3.9%, a 36.8% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 11.1%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 9.5%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
BANF vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $121.1M |
| Net Profit | $59.5M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 41.6% | 34.7% |
| Net Margin | 32.9% | -3.9% |
| Revenue YoY | 11.1% | 100.0% |
| Net Profit YoY | 5.3% | 2.0% |
| EPS (diluted) | $1.75 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $181.0M | $112.3M | ||
| Q3 25 | $175.5M | $115.1M | ||
| Q2 25 | $169.3M | $107.0M | ||
| Q1 25 | $164.8M | $84.5M | ||
| Q4 24 | $162.9M | $75.3M | ||
| Q3 24 | $163.7M | $77.7M | ||
| Q2 24 | $153.8M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $59.5M | $-3.5M | ||
| Q3 25 | $62.7M | $-10.9M | ||
| Q2 25 | $62.3M | $2.6M | ||
| Q1 25 | $56.1M | $8.4M | ||
| Q4 24 | $56.5M | $30.5M | ||
| Q3 24 | $58.9M | $14.4M | ||
| Q2 24 | $50.6M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 41.6% | 14.7% | ||
| Q3 25 | 45.0% | 14.2% | ||
| Q2 25 | 47.1% | 4.7% | ||
| Q1 25 | 43.1% | -1.5% | ||
| Q4 24 | 44.2% | 33.3% | ||
| Q3 24 | 45.2% | -3.2% | ||
| Q2 24 | 42.4% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 32.9% | -3.1% | ||
| Q3 25 | 35.7% | -9.4% | ||
| Q2 25 | 36.8% | 2.4% | ||
| Q1 25 | 34.0% | 9.9% | ||
| Q4 24 | 34.7% | 40.5% | ||
| Q3 24 | 36.0% | 18.5% | ||
| Q2 24 | 32.9% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $1.75 | $0.00 | ||
| Q3 25 | $1.85 | $-0.10 | ||
| Q2 25 | $1.85 | $0.00 | ||
| Q1 25 | $1.66 | $0.07 | ||
| Q4 24 | $1.68 | $0.34 | ||
| Q3 24 | $1.75 | $0.12 | ||
| Q2 24 | $1.51 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | — | $391.3M |
| Stockholders' EquityBook value | $1.9B | $26.3M |
| Total Assets | $14.8B | $806.6M |
| Debt / EquityLower = less leverage | — | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $1.9B | $-24.6M | ||
| Q3 25 | $1.8B | $-27.9M | ||
| Q2 25 | $1.7B | $-29.3M | ||
| Q1 25 | $1.7B | $-52.4M | ||
| Q4 24 | $1.6B | $-43.2M | ||
| Q3 24 | $1.6B | $-77.0M | ||
| Q2 24 | $1.5B | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $14.8B | $797.4M | ||
| Q3 25 | $14.2B | $787.7M | ||
| Q2 25 | $14.0B | $770.7M | ||
| Q1 25 | $14.0B | $802.3M | ||
| Q4 24 | $13.6B | $814.0M | ||
| Q3 24 | $13.3B | $867.3M | ||
| Q2 24 | $12.7B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | — |
| Free Cash FlowOCF − Capex | $237.0M | — |
| FCF MarginFCF / Revenue | 130.9% | — |
| Capex IntensityCapex / Revenue | 26.7% | — |
| Cash ConversionOCF / Net Profit | 4.79× | — |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $285.3M | $1.2M | ||
| Q3 25 | $75.4M | $40.8M | ||
| Q2 25 | $78.1M | $35.6M | ||
| Q1 25 | $77.0M | $-11.2M | ||
| Q4 24 | $261.2M | $-26.6M | ||
| Q3 24 | $77.6M | $12.4M | ||
| Q2 24 | $100.2M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $237.0M | $1.1M | ||
| Q3 25 | $63.7M | $40.7M | ||
| Q2 25 | $64.4M | $35.4M | ||
| Q1 25 | $65.6M | $-11.2M | ||
| Q4 24 | $224.5M | $-26.8M | ||
| Q3 24 | $72.4M | $12.2M | ||
| Q2 24 | $94.1M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 130.9% | 1.0% | ||
| Q3 25 | 36.3% | 35.4% | ||
| Q2 25 | 38.0% | 33.0% | ||
| Q1 25 | 39.8% | -13.3% | ||
| Q4 24 | 137.8% | -35.6% | ||
| Q3 24 | 44.2% | 15.7% | ||
| Q2 24 | 61.2% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 26.7% | 0.1% | ||
| Q3 25 | 6.7% | 0.1% | ||
| Q2 25 | 8.1% | 0.2% | ||
| Q1 25 | 6.9% | 0.1% | ||
| Q4 24 | 22.5% | 0.3% | ||
| Q3 24 | 3.2% | 0.3% | ||
| Q2 24 | 3.9% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.79× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 1.25× | 13.79× | ||
| Q1 25 | 1.37× | -1.33× | ||
| Q4 24 | 4.62× | -0.87× | ||
| Q3 24 | 1.32× | 0.86× | ||
| Q2 24 | 1.98× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
