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Side-by-side financial comparison of BANCFIRST CORP (BANF) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
LiveRamp Holdings, Inc. is the larger business by last-quarter revenue ($212.2M vs $181.0M, roughly 1.2× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 18.8%, a 14.1% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs 8.6%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs 9.5%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
BANF vs RAMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $212.2M |
| Net Profit | $59.5M | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | 41.6% | 18.6% |
| Net Margin | 32.9% | 18.8% |
| Revenue YoY | 11.1% | 8.6% |
| Net Profit YoY | 5.3% | 255.7% |
| EPS (diluted) | $1.75 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $181.0M | $212.2M | ||
| Q3 25 | $175.5M | $199.8M | ||
| Q2 25 | $169.3M | $194.8M | ||
| Q1 25 | $164.8M | $188.7M | ||
| Q4 24 | $162.9M | $195.4M | ||
| Q3 24 | $163.7M | $185.5M | ||
| Q2 24 | $153.8M | $176.0M | ||
| Q1 24 | $151.0M | $171.9M |
| Q4 25 | $59.5M | $39.9M | ||
| Q3 25 | $62.7M | $27.4M | ||
| Q2 25 | $62.3M | $7.7M | ||
| Q1 25 | $56.1M | $-6.3M | ||
| Q4 24 | $56.5M | $11.2M | ||
| Q3 24 | $58.9M | $1.7M | ||
| Q2 24 | $50.6M | $-7.5M | ||
| Q1 24 | $50.3M | $-5.4M |
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
| Q4 25 | 41.6% | 18.6% | ||
| Q3 25 | 45.0% | 10.7% | ||
| Q2 25 | 47.1% | 3.7% | ||
| Q1 25 | 43.1% | -6.1% | ||
| Q4 24 | 44.2% | 7.5% | ||
| Q3 24 | 45.2% | 4.0% | ||
| Q2 24 | 42.4% | -3.0% | ||
| Q1 24 | 42.5% | -8.3% |
| Q4 25 | 32.9% | 18.8% | ||
| Q3 25 | 35.7% | 13.7% | ||
| Q2 25 | 36.8% | 4.0% | ||
| Q1 25 | 34.0% | -3.3% | ||
| Q4 24 | 34.7% | 5.7% | ||
| Q3 24 | 36.0% | 0.9% | ||
| Q2 24 | 32.9% | -4.3% | ||
| Q1 24 | 33.3% | -3.1% |
| Q4 25 | $1.75 | $0.62 | ||
| Q3 25 | $1.85 | $0.42 | ||
| Q2 25 | $1.85 | $0.12 | ||
| Q1 25 | $1.66 | $-0.10 | ||
| Q4 24 | $1.68 | $0.17 | ||
| Q3 24 | $1.75 | $0.03 | ||
| Q2 24 | $1.51 | $-0.11 | ||
| Q1 24 | $1.50 | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $403.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.9B | $962.3M |
| Total Assets | $14.8B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M | ||
| Q1 24 | — | $368.9M |
| Q4 25 | $1.9B | $962.3M | ||
| Q3 25 | $1.8B | $943.8M | ||
| Q2 25 | $1.7B | $947.8M | ||
| Q1 25 | $1.7B | $948.9M | ||
| Q4 24 | $1.6B | $957.7M | ||
| Q3 24 | $1.6B | $932.1M | ||
| Q2 24 | $1.5B | $951.9M | ||
| Q1 24 | $1.5B | $949.1M |
| Q4 25 | $14.8B | $1.3B | ||
| Q3 25 | $14.2B | $1.2B | ||
| Q2 25 | $14.0B | $1.2B | ||
| Q1 25 | $14.0B | $1.3B | ||
| Q4 24 | $13.6B | $1.3B | ||
| Q3 24 | $13.3B | $1.2B | ||
| Q2 24 | $12.7B | $1.2B | ||
| Q1 24 | $12.6B | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | — |
| Free Cash FlowOCF − Capex | $237.0M | — |
| FCF MarginFCF / Revenue | 130.9% | — |
| Capex IntensityCapex / Revenue | 26.7% | 0.1% |
| Cash ConversionOCF / Net Profit | 4.79× | — |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $285.3M | — | ||
| Q3 25 | $75.4M | $57.4M | ||
| Q2 25 | $78.1M | $-15.8M | ||
| Q1 25 | $77.0M | — | ||
| Q4 24 | $261.2M | $45.1M | ||
| Q3 24 | $77.6M | $55.6M | ||
| Q2 24 | $100.2M | $-9.3M | ||
| Q1 24 | $66.3M | — |
| Q4 25 | $237.0M | — | ||
| Q3 25 | $63.7M | $56.8M | ||
| Q2 25 | $64.4M | $-16.2M | ||
| Q1 25 | $65.6M | — | ||
| Q4 24 | $224.5M | $44.8M | ||
| Q3 24 | $72.4M | $55.4M | ||
| Q2 24 | $94.1M | $-9.6M | ||
| Q1 24 | $56.1M | — |
| Q4 25 | 130.9% | — | ||
| Q3 25 | 36.3% | 28.4% | ||
| Q2 25 | 38.0% | -8.3% | ||
| Q1 25 | 39.8% | — | ||
| Q4 24 | 137.8% | 22.9% | ||
| Q3 24 | 44.2% | 29.8% | ||
| Q2 24 | 61.2% | -5.4% | ||
| Q1 24 | 37.1% | — |
| Q4 25 | 26.7% | 0.1% | ||
| Q3 25 | 6.7% | 0.3% | ||
| Q2 25 | 8.1% | 0.2% | ||
| Q1 25 | 6.9% | 0.2% | ||
| Q4 24 | 22.5% | 0.1% | ||
| Q3 24 | 3.2% | 0.1% | ||
| Q2 24 | 3.9% | 0.1% | ||
| Q1 24 | 6.8% | 1.0% |
| Q4 25 | 4.79× | — | ||
| Q3 25 | 1.20× | 2.09× | ||
| Q2 25 | 1.25× | -2.04× | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | 4.62× | 4.02× | ||
| Q3 24 | 1.32× | 32.10× | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.32× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
