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Side-by-side financial comparison of BANCFIRST CORP (BANF) and SHOE CARNIVAL INC (SCVL). Click either name above to swap in a different company.

SHOE CARNIVAL INC is the larger business by last-quarter revenue ($297.2M vs $181.0M, roughly 1.6× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 4.9%, a 27.9% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs -3.2%). BANCFIRST CORP produced more free cash flow last quarter ($237.0M vs $19.7M). Over the past eight quarters, BANCFIRST CORP's revenue compounded faster (9.5% CAGR vs 3.0%).

BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.

Shoe Carnival Inc. is an American retailer of family footwear. The company operates 429 stores throughout the midwest, south, and southeast regions, and Puerto Rico. It was founded by David Russell in 1978 and is headquartered in Fort Mill, South Carolina as of 2025.

BANF vs SCVL — Head-to-Head

Bigger by revenue
SCVL
SCVL
1.6× larger
SCVL
$297.2M
$181.0M
BANF
Growing faster (revenue YoY)
BANF
BANF
+14.3% gap
BANF
11.1%
-3.2%
SCVL
Higher net margin
BANF
BANF
27.9% more per $
BANF
32.9%
4.9%
SCVL
More free cash flow
BANF
BANF
$217.3M more FCF
BANF
$237.0M
$19.7M
SCVL
Faster 2-yr revenue CAGR
BANF
BANF
Annualised
BANF
9.5%
3.0%
SCVL

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
BANF
BANF
SCVL
SCVL
Revenue
$181.0M
$297.2M
Net Profit
$59.5M
$14.6M
Gross Margin
37.6%
Operating Margin
41.6%
6.3%
Net Margin
32.9%
4.9%
Revenue YoY
11.1%
-3.2%
Net Profit YoY
5.3%
-23.9%
EPS (diluted)
$1.75
$0.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANF
BANF
SCVL
SCVL
Q4 25
$181.0M
$297.2M
Q3 25
$175.5M
$306.4M
Q2 25
$169.3M
$277.7M
Q1 25
$164.8M
$262.9M
Q4 24
$162.9M
$306.9M
Q3 24
$163.7M
$332.7M
Q2 24
$153.8M
$300.4M
Q1 24
$151.0M
$280.2M
Net Profit
BANF
BANF
SCVL
SCVL
Q4 25
$59.5M
$14.6M
Q3 25
$62.7M
$19.2M
Q2 25
$62.3M
$9.3M
Q1 25
$56.1M
$14.7M
Q4 24
$56.5M
$19.2M
Q3 24
$58.9M
$22.6M
Q2 24
$50.6M
$17.3M
Q1 24
$50.3M
$15.5M
Gross Margin
BANF
BANF
SCVL
SCVL
Q4 25
37.6%
Q3 25
38.8%
Q2 25
34.5%
Q1 25
34.9%
Q4 24
36.0%
Q3 24
36.1%
Q2 24
35.6%
Q1 24
35.6%
Operating Margin
BANF
BANF
SCVL
SCVL
Q4 25
41.6%
6.3%
Q3 25
45.0%
8.2%
Q2 25
47.1%
4.3%
Q1 25
43.1%
5.3%
Q4 24
44.2%
8.0%
Q3 24
45.2%
9.0%
Q2 24
42.4%
7.5%
Q1 24
42.5%
7.1%
Net Margin
BANF
BANF
SCVL
SCVL
Q4 25
32.9%
4.9%
Q3 25
35.7%
6.3%
Q2 25
36.8%
3.4%
Q1 25
34.0%
5.6%
Q4 24
34.7%
6.3%
Q3 24
36.0%
6.8%
Q2 24
32.9%
5.8%
Q1 24
33.3%
5.5%
EPS (diluted)
BANF
BANF
SCVL
SCVL
Q4 25
$1.75
$0.53
Q3 25
$1.85
$0.70
Q2 25
$1.85
$0.34
Q1 25
$1.66
$0.53
Q4 24
$1.68
$0.70
Q3 24
$1.75
$0.82
Q2 24
$1.51
$0.63
Q1 24
$1.50
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANF
BANF
SCVL
SCVL
Cash + ST InvestmentsLiquidity on hand
$107.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$683.2M
Total Assets
$14.8B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANF
BANF
SCVL
SCVL
Q4 25
$107.7M
Q3 25
$91.9M
Q2 25
$93.0M
Q1 25
$123.1M
Q4 24
$91.1M
Q3 24
$84.5M
Q2 24
$69.5M
Q1 24
$111.2M
Stockholders' Equity
BANF
BANF
SCVL
SCVL
Q4 25
$1.9B
$683.2M
Q3 25
$1.8B
$670.7M
Q2 25
$1.7B
$653.6M
Q1 25
$1.7B
$649.0M
Q4 24
$1.6B
$635.7M
Q3 24
$1.6B
$618.5M
Q2 24
$1.5B
$597.8M
Q1 24
$1.5B
$583.4M
Total Assets
BANF
BANF
SCVL
SCVL
Q4 25
$14.8B
$1.2B
Q3 25
$14.2B
$1.2B
Q2 25
$14.0B
$1.1B
Q1 25
$14.0B
$1.1B
Q4 24
$13.6B
$1.1B
Q3 24
$13.3B
$1.1B
Q2 24
$12.7B
$1.1B
Q1 24
$12.6B
$1.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BANF
BANF
SCVL
SCVL
Operating Cash FlowLast quarter
$285.3M
$33.6M
Free Cash FlowOCF − Capex
$237.0M
$19.7M
FCF MarginFCF / Revenue
130.9%
6.6%
Capex IntensityCapex / Revenue
26.7%
4.7%
Cash ConversionOCF / Net Profit
4.79×
2.30×
TTM Free Cash FlowTrailing 4 quarters
$430.7M
$35.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BANF
BANF
SCVL
SCVL
Q4 25
$285.3M
$33.6M
Q3 25
$75.4M
$13.3M
Q2 25
$78.1M
$-9.6M
Q1 25
$77.0M
$44.5M
Q4 24
$261.2M
$17.3M
Q3 24
$77.6M
$23.7M
Q2 24
$100.2M
$17.1M
Q1 24
$66.3M
$53.4M
Free Cash Flow
BANF
BANF
SCVL
SCVL
Q4 25
$237.0M
$19.7M
Q3 25
$63.7M
$2.2M
Q2 25
$64.4M
$-23.0M
Q1 25
$65.6M
$36.2M
Q4 24
$224.5M
$8.3M
Q3 24
$72.4M
$18.2M
Q2 24
$94.1M
$6.9M
Q1 24
$56.1M
$40.7M
FCF Margin
BANF
BANF
SCVL
SCVL
Q4 25
130.9%
6.6%
Q3 25
36.3%
0.7%
Q2 25
38.0%
-8.3%
Q1 25
39.8%
13.8%
Q4 24
137.8%
2.7%
Q3 24
44.2%
5.5%
Q2 24
61.2%
2.3%
Q1 24
37.1%
14.5%
Capex Intensity
BANF
BANF
SCVL
SCVL
Q4 25
26.7%
4.7%
Q3 25
6.7%
3.6%
Q2 25
8.1%
4.8%
Q1 25
6.9%
3.2%
Q4 24
22.5%
3.0%
Q3 24
3.2%
1.7%
Q2 24
3.9%
3.4%
Q1 24
6.8%
4.5%
Cash Conversion
BANF
BANF
SCVL
SCVL
Q4 25
4.79×
2.30×
Q3 25
1.20×
0.69×
Q2 25
1.25×
-1.03×
Q1 25
1.37×
3.04×
Q4 24
4.62×
0.90×
Q3 24
1.32×
1.05×
Q2 24
1.98×
0.99×
Q1 24
1.32×
3.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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